ONDER DE LINDE
ActiveSummary
ONDER DE LINDE has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162k and a net result of €342. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 85% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+52
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 4.01 against 6.78 in 2024; short-term debt: 23.1% and cash: 69.3% of total assets), and 23.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.9%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
7 d early
2023
22 d early
2022
4 d early
2021
3 d early
2020
1 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€162k▼ 7.1%
2024 · €174k
2018: €168k
2019: €181k
2020: €199k
2021: €205k
2022: €205k
2023: €191k
2024: €174k
2018 → 2025
Total assets
€210k▲ 3.3%
2024 · €203k
2018: €210k
2019: €233k
2020: €255k
2021: €268k
2022: €264k
2023: €252k
2024: €203k
2018 → 2025
Net result
€342
2024 · €-4k
2018: €36k
2019: €36k
2020: €41k
2021: €29k
2022: €30k
2023: €22k
2024: €-4k
2018 → 2025
Working capital
€146k▼ 14.3%
2024 · €170k
2018: €158k
2019: €169k
2020: €190k
2021: €198k
2022: €199k
2023: €186k
2024: €170k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€205k-€205k▼ 0.2%€191k▼ 6.8%€174k▼ 9.0%€162k▼ 7.1%
Operating result€34k-€36k▲ 7.7%€23k▼ 36.5%€-3k€1k
Net result€29k-€30k▲ 4.1%€22k▼ 27.9%€-4k€342
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €210k
Fixed assets
€15k ▲ 346%
Current assets
€195k ▼ 2.7%
Equity and liabilities €210k
Equity
€162k ▼ 7.1%
Debt
€49k ▲ 64.6%
Debt's share of the balance-sheet total rises from 14.5% to 23.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€4k▲
2024 · €-1k
Cash flow
€4k▲
2024 · €-2k
Current ratio
4.01▼
2024 · 6.78
Quick ratio
3.38▼
2024 · 5.71
Debt to equity
0.30▲
2024 · 0.17
ROE
0.2%▲
2024 · -2.1%
ROA
0.2%▲
2024 · -1.8%
Interest coverage
56.95▲
2024 · -16.65
Debt ≤ 1 year
€49k▲
2024 · €29k
Income taxes
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€203k€210k▲
Fixed assets21/28€3k€15k▲
Tangible fixed assets22/27€3k€15k▲
Land and buildings22€1k€1k▼
Plant, machinery and equipment23€1k€6k▲
Furniture and vehicles24€327€8k▲
Financial fixed assets28€450€500▲
Current assets29/58€200k€195k▼
Stocks and contracts in progress3€31k€31k▼
Stocks30/36€31k€31k▼
Amounts receivable within one year40/41€6k€18k▲
Trade receivables40€4k€18k▲
Other amounts receivable41€2k€0▼
Cash at bank and in hand54/58€163k€146k▼
Equity and liabilities
Total equity and liabilities10/49€203k€210k▲
Equity10/15€174k€162k▼
Contributions10/11€19k€19k=
Reserves13€155k€143k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€155k€143k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€29k€49k▲
Amounts payable within one year42/48€29k€49k▲
Trade debts44€25k€42k▲
Suppliers440/4€25k€42k▲
Advances received on contracts in progress46-€210
Taxes, remuneration and social security45€176€1k▲
Taxes450/3€176€1k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€4k€5k▲
Income statement
Code20242025
Non-recurring operating income76A-€20
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€341€6k▲
Operating profit (loss)9901€-3k€1k▲
Financial income75/76B€478€1k▲
Recurring financial income75€478€1k▲
Financial charges65/66B€67€76▲
Recurring financial charges65€67€76▲
Profit (loss) for the period before taxes9903€-2k€2k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€-4k€342▲
Profit (loss) for the period to be appropriated9905€-4k€342▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€342▲
Transfer from equity791/2€17k€13k▼
Transfer to equity691/2-€342
To other reserves6921-€342
Profit to be distributed694/7€14k€13k▼
Return on contributions (dividend)694€14k€13k▼
Directors or managers695€0-
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €342
Net result €342 after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-4k ▼116%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €205k ▲3.1%
4 profitable years in a row build equity to €205k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €41k ▲16.7%
Operating result €50k, net result €41k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorp 522861 Sint-Katelijne-WaverGround area
193 m²
Building footprint
141 m²
Volume, LiDAR
1,046 m³
Parcel 12027C0009/00D000, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
(geen)
since 20042.142.334.872
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12027C0009/00D000 | Flanders | 193 m² | 1 · 141 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 4,000 EUR awarded · 4,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Katelijne-Waver2.142.334.872
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VERTIKA
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BIEDOS
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Of 2,348 companies in sector 47621 we hold annual accounts for 1,246. 1,052 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-09-2004
Fiscal year end31-12
Activities, NACEBEL 2025
47621Retail sale of newspapers and periodicals
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.