LIBREMA
ActiveLIBREMA has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-35k) and a net result of €-21k. Equity is shrinking by ~48.7% per year across the filed fiscal years. Its solvency ranks better than 16% of 18016 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
7
/ 100
Critical▼ -13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency33=
Growth58=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.15 against 0.3 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-20.7%
Return on assets
-12.3%
Age of the figures
14 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€35k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
54 d early
2022
73 d early
2021
67 d early
2020
62 d early
2019
65 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-35k▼ 147%
2024 · €-14k
2019: €74k
2020: €45k
2021: €28k
2022: €41k
2023: €2k
2024: €-14k
2019 → 2025
Total assets
€168k▼ 14.1%
2024 · €196k
2019: €314k
2020: €283k
2021: €267k
2022: €242k
2023: €215k
2024: €196k
2019 → 2025
Net result
€-21k▼ 67.0%
2024 · €-12k
2019: €-25k
2020: €-29k
2021: €-17k
2022: €-22k
2023: €-10k
2024: €-12k
2019 → 2025
Working capital
€-45k▼ 39.2%
2024 · €-32k
2019: €-17k
2020: €-31k
2021: €-46k
2022: €-19k
2023: €-27k
2024: €-32k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€41k▲ 47.0%€2k▼ 93.9%€-14k€-35k▼ 147%
Operating result€-11k-€-16k▼ 47.6%€-19k▼ 17.3%€-13k▲ 32.3%€-17k▼ 36.1%
Net result€-17k-€-22k▼ 28.6%€-10k▲ 52.1%€-12k▼ 18.8%€-21k▼ 67.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17k in 2025 against €13k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €168k
Fixed assets
€161k▼ 11.6%
Current assets
€8k▼ 45.6%
Key figures and ratios
EBITDA
€4k▼
2024 · €15k
Cash flow
€418▼
2024 · €15k
Solvency
-20.7%▼
2024 · -7.2%
Current ratio
0.15▼
2024 · 0.30
Quick ratio
0.15▼
2024 · 0.30
Debt / equity
-5.42▲
2024 · -13.74
ROE
59.4%▼
2024 · 87.8%
ROA
-12.3%▼
2024 · -6.3%
Interest coverage
0.80▼
2024 · 2.83
Debt
€189k▼
2024 · €194k
Debt ≤ 1 year
€52k▲
2024 · €46k
Debt > 1 year
€137k▼
2024 · €148k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€196k€168k▼
Fixed assets21/28€182k€161k▼
Tangible fixed assets22/27€182k€161k▼
Land and buildings22€173k€159k▼
Plant, machinery and equipment23€495€168▼
Furniture and vehicles24€8k€2k▼
Other tangible fixed assets26€300-
Current assets29/58€14k€8k▼
Amounts receivable within one year40/41€8k€2k▼
Trade receivables40€8k€1k▼
Other amounts receivable41€361€933▲
Cash at bank and in hand54/58€3k€3k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€196k€168k▼
Equity10/15€-14k€-35k▼
Contributions10/11€200k€200k=
Reserves13€55k€51k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€53k€49k▼
Profit (loss) carried forward14€-269k€-285k▼
Provisions and deferred taxes16€15k€14k▼
Deferred taxes168€15k€14k▼
Amounts payable17/49€194k€189k▼
Amounts payable after more than one year17€148k€137k▼
Financial debts170/4€148k€137k▼
Amounts payable within one year42/48€46k€52k▲
Current portion of amounts payable after more than one year42€11k€12k▲
Trade debts44€5k€870▼
Suppliers440/4€5k€870▼
Taxes, remuneration and social security45-€965
Taxes450/3-€965
Other amounts payable47/48€30k€39k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€21k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-286-
Other operating charges640/8€3k€5k▲
Gross operating margin9900€18k€9k▼
Operating profit (loss)9901€-13k€-17k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€-18k€-22k▼
Transfer from deferred taxes780€6k€1k▼
Profit (loss) for the period9904€-12k€-21k▼
Transfer from tax-exempt reserves789-€4k
Profit (loss) for the period to be appropriated9905€-12k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-269k€-285k▼
Profit (loss) brought forward from the previous period14P€-256k€-269k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
08-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
19-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
25-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
2019
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
05-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
25-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Belle-Voie 61342 Ottignies-Louvain-la-NeuveGround area
4,408 m²
Building footprint
213 m²
Volume, LiDAR
1,456 m³
Parcel 25056A0455/00C000, Wallonia · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Belle-Voie 6, 1342 Ottignies-Louvain-la-Neuve
since 20002.093.900.297
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25056A0455/00C000 | Wallonia | 4,407 m² | 1 · 213 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Halen · Eq €2k
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Of 2,320 companies in sector 47621 we hold annual accounts for 1,236. 240 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-05-2000
Fiscal year end30-06
Activities, NACEBEL
47620Retail trade
47621Retail sale of newspapers and periodicals
52470
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.