Onder-Dak

Active

Private limited companyfounded 1990active for 35 yearsSteenweg 44, 1730 Asse, BelgiumKBO/BCE: BE 0442.633.170

Summary

Onder-Dak has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €254,660 and a net result of €49,242. Equity remains stable across the filed financial years (±2.2% per year). Its solvency ranks better than 44% of 8,540 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

Onder-DakActiveChecked score 94/100

Risk analysis Report Compare

Activity

Market research and public opinion polling

NACE 73200

1 site

Size

€553,395total assets 2025

Equity: €254,660
Profit: €49,242

Turnover not published (micro format)

Financial health

94 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Parent: PRO K'ONCEPT · 80%

DE BACKER KoenDirector
VERMEIREN AnDirector

2025 accounts filed 2 days late1 of 5 deeds summarised

Why 94raises riskLiquidity: current ratio 1.69, cash €3,309lowers riskFounded in 1990Size: total assets €553,395Figures for financial year 2025 (filed 03-02-2026)Show the evidence

Checked score

Score 2025

94 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 51% of its sector peers (NACE 73, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 71+6

equity 46.0% of total assets

Liquidity 48+1

short-term debt 15.1% · cash 0.6%

Profitability 80+57

return on assets 8.9%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,214 companies, NACE 73, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.2%▲ +0.1 percentage points vs 11-2024 01-2025: 0.3%▲ +0.1 percentage points vs 12-2024 02-2025: 0.2%▼ -0.1 percentage points vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.3%▲ +0.1 percentage points vs 11-2025 01-2026: 0.4%▲ +0.1 percentage points vs 12-2025 02-2026: 0.7%▲ +0.3 percentage points vs 01-2026highest value 03-2026: 0.1%▼ -0.6 percentage points vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €23,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.69, compared with 1.31 in 2024, above the usual 1.5; short-term debt: 15.1% and cash: 0.6% of total assets), but 54% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro): better than 46% on solvency, 31% on liquidity, 54% on profitability and 72% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Founded in 1990

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Size: total assets €553,395

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 1.69, cash €3,309

NBB · annual accounts

Figures for financial year 2025 (filed 03-02-2026)

NBB · annual accounts

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

19202122232425

2019 to 2025 · latest year €254,660

A punctual record breaks

This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.

NBB · 10 filings

Deviation from the deadline

2025

2 days late

2024

16 days early

2023

9 days early

2022

18 days early

2021

21 days early

2020

23 days early

2019

98 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 26 days before the deadline; the sector median (NACE 73) for financial year 2024 is 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 15 January (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end27-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

02-02-2026 Annual accounts filedfinancial year 2025 · micro…
30-06-2025 Back to profitnet €49,242
15-01-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Back in profit in 2025after -€12,085 in 2024 €49,242 View
Positive: Among the best 17% on equitysector median €58,793 · 8,547 companies €254,660 View
Controlled by PRO K'ONCEPT 80% View

By topic

Financials

Financial year: 2025
Total assets: €553,395
Profit: €49,242
Solvency: 46.0%

Total assets▲ 8.2%

Net result

20192025

Go to Financials

Board & ownership

Board: 2 members
Parent: PRO K'ONCEPT · 80%

DE BACKER KoenDirector
VERMEIREN AnDirector

Go to Board & ownership

Timeline

Events: 33
Since: 2000
Next accounts: by 31-01-2027

22-01-2024Annual accounts filed
10-10-2023Amendment of the articles · Legal-form change…
30-06-2023Back to profit

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Market research and public opinion pollingNACE 73200
Founded: 03-12-1990
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 30

Purpose: “Groot- en kleinhandel,import en export van kledingstoffen,huishoud- en…” (deed in Dutch)

Go to Articles of association

Key facts about Onder-Dak

What is the company number of Onder-Dak?: 0442.633.170. In Belgium the VAT number is the company number with BE in front: BE 0442.633.170.
Where is Onder-Dak based?: The registered office is at Steenweg 44, 1730 Asse.Company details
What does Onder-Dak do?: According to the KBO register, the main activity is market research and public opinion polling (NACE 73200).
What is the legal form of Onder-Dak?: Private limited company (BV).
When was Onder-Dak founded?: On 03-12-1990.
Is Onder-Dak still active?: Yes, Onder-Dak is an active enterprise in the KBO register.
What is the turnover of Onder-Dak?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Onder-Dak profitable?: In financial year 2025, Onder-Dak made a profit of €49,242.
Where can I find the annual accounts of Onder-Dak?: Onder-Dak filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Onder-Dak due?: By 31-01-2027, for financial year 2026.Timeline