Skip to content

OncoLife

Active
Private limited companyfounded 20205 yrs activeHeiberg 1, 3090 Overijse, BelgiumKBO/BCE: BE 0757.898.612
Summary

The computed 12-month bankruptcy probability of OncoLife is 3.2% (moderate). The 2025 annual accounts show equity of €1,500 and a net result of €64,682. Equity is shrinking by ~27.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+28
Solvency26▼-2
Growth32=
Track record94
Bankruptcy probability, 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.64 against 0.84 in 2024; short-term debt: 85.3% and cash: 2.6% of total assets), and 98.7% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
1.3%
Return on assets
57.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
31 d early
2024
28 d late
2023
31 d late
2022
30 d late
2021
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 5 accounts on average 18 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

OncoLife was incorporated on 9 November 2020 as a Private limited company.1 Total assets rose from EUR 102,636 in 2021 to EUR 113,277 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€1,500▼ 80.5%
2024 · €7,682
Total assets
€113,277▼ 55.9%
2024 · €256,698
Net result
€64,682▲ 946%
2024 · €6,182
Working capital
-€35,039▲ 2.2%
2024 · -€35,841
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€100,089-€80,567▼ 19.5%€116,157▲ 44.2%€11,191▼ 90.4%€83,650▲ 647%
Net result€78,664-€63,128▼ 19.8%€89,323▲ 41.5%€6,182▼ 93.1%€64,682▲ 946%
Equity€80,164-€143,292▲ 78.7%€232,615▲ 62.3%€7,682▼ 96.7%€1,500▼ 80.5%
Total assets€102,636-€171,050▲ 66.7%€296,602▲ 73.4%€256,698▼ 13.5%€113,277▼ 55.9%
Debt€22,472-€27,758▲ 23.5%€63,987▲ 131%€249,017▲ 289%€111,777▼ 55.1%
Working capital€66,110-€110,565▲ 67.2%€179,654▲ 62.5%-€35,841-€35,039▲ 2.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000Operating result 2021: €100,089€100,089Net result 2021: €78,664€78,664Operating result 2022: €80,567€80,567Net result 2022: €63,128€63,128Operating result 2023: €116,157€116,157Net result 2023: €89,323€89,323Operating result 2024: €11,191€11,191Net result 2024: €6,182€6,182Operating result 2025: €83,650€83,650Net result 2025: €64,682€64,68220212022202320242025€0€50,000€100,000Operating result 2023: €116,157€116,000Net result 2023: €89,323€89,300Operating result 2024: €11,191€11,200Net result 2024: €6,182€6,180Operating result 2025: €83,650€83,700Net result 2025: €64,682€64,700202320242025
The operating result recovers in 2025; 2025 is 647% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113,277
Fixed assets €51,653 ▼ 27.3%
Current assets €61,624 ▼ 66.8%
Equity and liabilities €113,277
Equity €1,500 ▼ 80.5%
Debt €111,777 ▼ 55.1%
Debt's share of the balance-sheet total rises from 97.0% to 98.7%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€103,972▲
2024 · €32,612
Cash flow
€85,004▲
2024 · €27,603
Current ratio
0.64▼
2024 · 0.84
Debt to equity
74.52▲
2024 · 32.42
ROA
57.1%▲
2024 · 2.4%
Interest coverage
74.06▲
2024 · 17.70
Debt ≤ 1 year
€96,663▼
2024 · €221,464
Debt > 1 year
€15,113▼
2024 · €27,553
Income taxes
€17,565▲
2024 · €3,187
Staff costs
€1,850=
2024 · €1,850
A ratio outside any meaningful range has been withheld (balance sheet total €113,277, equity €1,500).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,153 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 5 to 10 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
1.7% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,153 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€256,698€113,277▼
Fixed assets21/28€71,075€51,653▼
Tangible fixed assets22/27€71,075€51,653▼
Plant, machinery and equipment23€21,313€18,550▼
Furniture and vehicles24€49,762€33,103▼
Current assets29/58€185,623€61,624▼
Amounts receivable within one year40/41€17,087€2,087▼
Trade receivables40€15,000-
Other amounts receivable41€2,087€2,087=
Cash at bank and in hand54/58€110,863€2,979▼
Deferred charges and accrued income490/1€57,673€56,558▼
Equity and liabilities
Total equity and liabilities10/49€256,698€113,277▼
Equity10/15€7,682€1,500▼
Contributions10/11€1,500€1,500=
Profit (loss) carried forward14€6,182-
Amounts payable17/49€249,017€111,777▼
Amounts payable after more than one year17€27,553€15,113▼
Financial debts170/4€27,553€15,113▼
Amounts payable within one year42/48€221,464€96,663▼
Current portion of amounts payable after more than one year42€11,982€12,439▲
Trade debts44€2,453-
Suppliers440/4€2,453-
Taxes, remuneration and social security45€3,100€4,565▲
Taxes450/3€1,100€2,565▲
Remuneration and social security454/9€2,000€2,000=
Other amounts payable47/48€203,929€79,659▼
Income statement Code20242025
Remuneration, social security and pensions62€1,850€1,850=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21,421€20,322▼
Other operating charges640/8€1,799€2,101▲
Gross operating margin9900€36,262€107,923▲
Operating profit (loss)9901€11,191€83,650▲
Financial income75/76B€21€0▼
Recurring financial income75€21€0▼
Financial charges65/66B€1,843€1,404▼
Recurring financial charges65€1,843€1,404▼
Profit (loss) for the period before taxes9903€9,369€82,246▲
Income taxes67/77€3,187€17,565▲
Profit (loss) for the period9904€6,182€64,682▲
Profit (loss) for the period to be appropriated9905€6,182€64,682▲
Appropriation of the result
Profit (loss) to be appropriated9906€237,297€70,863▼
Profit (loss) brought forward from the previous period14P€231,115€6,182▼
Profit to be distributed694/7€231,115€70,863▼
Return on contributions (dividend)694€231,115€70,863▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A--€2,667---
Remuneration, social security and pensions62€1,850€1,632€1,600€1,850€1,850=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,243€6,430€18,402€21,421€20,322▼ 5.1%
Other operating charges640/8€1,880€1,380€1,205€1,799€2,101▲ 16.8%
Non-recurring operating charges66A-€45----
Gross operating margin9900€113,062€90,054€137,364€36,262€107,923▲ 198%
Operating profit (loss)9901€100,089€80,567€116,157€11,191€83,650▲ 647%
Financial income75/76B-€0€5€21€0▼ 99.6%
Recurring financial income75-€0€5€21€0▼ 99.6%
Financial charges65/66B€38€127€1,882€1,843€1,404▼ 23.8%
Recurring financial charges65€38€127€1,882€1,843€1,404▼ 23.8%
Profit (loss) for the period before taxes9903€100,052€80,439€114,280€9,369€82,246▲ 778%
Income taxes67/77€21,387€17,312€24,957€3,187€17,565▲ 451%
Profit (loss) for the period9904€78,664€63,128€89,323€6,182€64,682▲ 946%
Profit (loss) for the period to be appropriated9905€78,664€63,128€89,323€6,182€64,682▲ 946%
Line20212022202320242025Change
Assets
Total assets20/58€102,636€171,050€296,602€256,698€113,277▼ 55.9%
Fixed assets21/28€14,054€32,727€92,496€71,075€51,653▼ 27.3%
Tangible fixed assets22/27€14,054€32,727€92,496€71,075€51,653▼ 27.3%
Plant, machinery and equipment23-€23,882€24,076€21,313€18,550▼ 13.0%
Furniture and vehicles24€14,054€8,844€68,420€49,762€33,103▼ 33.5%
Current assets29/58€88,582€138,323€204,106€185,623€61,624▼ 66.8%
Amounts receivable within one year40/41---€17,087€2,087▼ 87.8%
Trade receivables40---€15,000--
Other amounts receivable41---€2,087€2,087=
Cash at bank and in hand54/58€72,876€121,587€150,062€110,863€2,979▼ 97.3%
Deferred charges and accrued income490/1€15,706€16,736€54,044€57,673€56,558▼ 1.9%
Equity and liabilities
Total equity and liabilities10/49€102,636€171,050€296,602€256,698€113,277▼ 55.9%
Equity10/15€80,164€143,292€232,615€7,682€1,500▼ 80.5%
Contributions10/11€1,500€1,500€1,500€1,500€1,500=
Profit (loss) carried forward14€78,664€141,792€231,115€6,182--
Amounts payable17/49€22,472€27,758€63,987€249,017€111,777▼ 55.1%
Amounts payable after more than one year17--€39,535€27,553€15,113▼ 45.1%
Financial debts170/4--€39,535€27,553€15,113▼ 45.1%
Amounts payable within one year42/48€22,472€27,758€24,452€221,464€96,663▼ 56.4%
Current portion of amounts payable after more than one year42--€11,542€11,982€12,439▲ 3.8%
Trade debts44€124€716€36€2,453--
Suppliers440/4€124€716€36€2,453--
Taxes, remuneration and social security45€21,387€25,399€8,369€3,100€4,565▲ 47.2%
Taxes450/3€21,387€25,399€8,369€1,100€2,565▲ 133%
Remuneration and social security454/9---€2,000€2,000=
Other amounts payable47/48€961€1,643€4,505€203,929€79,659▼ 60.9%
Line20212022202320242025Change
Profit (loss) for the period9904€78,664€63,128€89,323€6,182€64,682▲ 946%
+ Depreciation and write-downs630€9,243€6,430€18,402€21,421€20,322▼ 5.1%
Operating cash flow (approximation)€87,907€69,558€107,725€27,603€85,004▲ 208%
Investment in fixed assets (approximation)--€25,103-€78,171€0-€900-
Change in cash-€48,711€28,475-€39,198-€107,885▼ 175%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial Weakest financial yearnet €6,182 ▼93.1%
Net result drops to €6,182, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial Highest result since 2021net €89,323 ▲41.5%
Operating result €116,157, net result €89,323, both a record.
31-12
Financial Equity above €200,000Eq €232,615 ▲62.3%
3 profitable years in a row build equity to €232,615.
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial Equity above €100,000Eq €143,292 ▲78.7%
2 profitable years in a row build equity to €143,292.
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 2 establishment units since 2020
seat establishment All 2 establishment units on the map
Ground area
3.6 ha
Building footprint
1.6 ha
Volume, LiDAR
347,666 m³
2 parcels, Brussels, Flanders · tallest building 35.9 m, ±8 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
2 establishment units
OncoLife
Triomflaan 201, 1160 OudergemSpecialist medical practice
since 20202.311.167.827
OncoLife
Heiberg 1, 3090 OverijseSpecialist medical practice
since 20202.311.167.926
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21002A0254/00A000 Brussels 3.4 ha 1 · 1.6 ha 35.9 m · 8 fl.
23062B0130/00W004 Flanders 2,305 m² 1 · 220 m² 10.7 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded09-11-2020
Fiscal year end31-12
Contact
E-mail ceclosset@gmail.comOverijse
E-invoicing
Reachable via Peppol
Peppol ID 0208:0757898612
Also 9925:BE0757898612
Registered 30-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.