OMAYA · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of OMAYA is 7.2% (elevated). The 2023 annual accounts show negative equity (€-43k) and a net result of €-6k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 8% of 1432 sector peers (fiscal year 2023). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

7.2% Elevated

0%0,5%1,5%4%10%≥25%

Annual accounts: weaker financial profile +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence

Negative equity

Equity is negative for financial year 2023: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).

View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Annual accounts not filed

The financial year that closed on 31-12-2024 was due at the National Bank by 31-07-2025. Nothing is on record today, 389 days later. 2 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.

Filed more than 90 days late

The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 07-04-2025, 250 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	nothing on record	not filed	-
31-12-2023	31-07-2024	07-04-2025	250 d late	2025-00070087
31-12-2022	31-07-2023	12-07-2023	19 d early	2023-00227755
31-12-2021	31-07-2022	02-07-2022	29 d early	2022-20120363
31-12-2020	31-07-2021	08-07-2021	23 d early	2021-33100117
31-12-2019	31-07-2020	02-07-2020	29 d early	2020-24900463
31-12-2018	31-07-2019	02-07-2019	29 d early	2019-26900178
31-12-2017	31-07-2018	03-07-2018	28 d early	2018-27900433
31-12-2016	31-07-2017	13-07-2017	18 d early	2017-30700449
31-12-2015	31-07-2016	06-07-2016	25 d early	2016-28700070
31-12-2014	31-07-2015	22-07-2015	9 d early	2015-32700061

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Established

Founded in 2007, 19 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€-6k-88.0%

Working capital€-56k-421.0%

CSV export

Annual accounts & ratios

Source: NBB · 2023

Annual accounts filed on 07-04-2025 with the NBB · fiscal year 2023 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~4.8%/year over 6 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2023 · NACE 96, Personal services · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-285.2%	12.4%	better than 8% of 1432 sector peers
Net result	€-6k	€437	better than 25% of 1427 sector peers
Equity	€-43k	€4k	better than 6% of 1440 sector peers
Gross operating margin	€-6k	€14k	better than 11% of 1423 sector peers
Total assets	€15k	€45k	better than 28% of 1433 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P8

Stable position over 2020-2023 · n=295-1432

Net result P25

Weakening position over 2020-2023 · n=295-1427

Equity P6

Stable position over 2020-2023 · n=296-1440

Gross operating margin P11

Weakening position over 2020-2023 · n=295-1423

Describes the position versus peers, not a forecast.

EBITDA

€-6k

- 18-23

Net profit

€-6k

-88.0% 18-23

Cash flow

€-6k

- 18-23

Total assets

€15k

+41.4% 18-23

Equity

€-43k

-17.0% 18-23

Working capital

€-56k

-421.0% 18-23

Income taxes

€43

-68.7% 18-23

Debt

€58k

+22.4% 18-23

Show 9 other metrics

Debt ≤ 1y

€58k

+185.0% 18-23

Debt > 1y

€27k

-22.9% 18-23

Current ratio

0.04

-91.3% 18-23

Quick ratio

0.04

-89.5% 18-23

Solvency

-285.2%

+17.3% 18-23

Debt / equity

-1.35

-4.7% 18-23

ROE

14.5%

+60.7% 18-23

ROA

-41.3%

-33.0% 18-23

Interest coverage

-90.69

- 18-23

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2023
Deposit	micro
Revenue	-
EBITDA	€-6k
Net profit	€-6k
Cash flow	€-6k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€15k
Equity	€-43k
Debt	€58k
of which ≤ 1y	€58k
of which > 1y	-
Working capital	€-56k
Employees (FTE)	-

Ratios (computed)

	2023
Current ratio	0.04
Quick ratio	0.04
Working capital ratio	-369.2%
Solvency	-285.2%
Debt / equity	-1.35
Long-term debt ratio	-
Interest coverage	-90.69
Gross margin	-
Net margin	-
ROA	-41.3%
ROE	14.5%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2023

Assets

Fixed assets €13k · 84.1% Current assets €2k · 15.9%

Full annual accounts (18 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€15k
Fixed assets	21/28	€13k
Tangible fixed assets	22/27	€12k
Financial fixed assets	28	€970
Current assets	29/58	€2k
Amounts receivable within one year	40/41	€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€15k
Equity	10/15	€-43k
Contributions / capital	10/11	€20k
Accumulated profits (losses)	14	€-63k
Amounts payable	17/49	€58k
Amounts payable within one year	42/48	€58k
Income statement
Gross operating margin	9900	€-6k
Operating result	9901	€-6k
Financial charges	65	€62
Result before taxes	9903	€-6k
Net result for the period	9904	€-6k
Result to be appropriated	9905	€-6k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2023 · computed

7 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

Establishment units

1 location

OMAYA

Ninoofsesteenweg 235, 1080 Sint-Jans-MolenbeekDetailhandel in cosmetica en toiletartikelen

since 20072.160.223.652

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area209 m²

Buildings1

Building footprint211 m²

Volume (LiDAR)1,618 m³

Tallest building14.5 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21523B0898/00E005	Brussels	209 m²	1 · 211 m²	14.5 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts

Address history · 1

04-10-2023

Registered-office move

All acts · 1 updated 2 years ago

2023

04-10-2023 Registered office moved from Forest to Bruxelles Registered-office change·Damien COLLON-WINDELINCKX

Rue du Croissant 69 : 1190 Forest → Chaussée de Ninove, 235 – 1080 Bruxelles

Notary: Damien COLLON-WINDELINCKX · Etterbeek

Original publication ↗

Analysis

Financial profile

5 of 5 axes measured

58 / 100

Mixed profile: strong on stability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 7

Profitability 72

Solvency 33

Growth 78

Stability 100

Credit advice

verdict per customer and amount

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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 1,391 of the 13,905 companies in this sector.

See full sector →

Company registry

Company registry (CBE)

Crossroads Bank

Activities

Cafés en bars56301Schoonheidszorg93022Schoonheidsverzorging96022Schoonheidsverzorging en andere schoonheidsbehandelingen96220

Primary activity highlighted.

Names & trade names

Legal nameFR

OMAYA

Registered office

Ninoofsesteenweg 235

1080 Sint-Jans-Molenbeek, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.