Losses
-€51,651 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
OMALI
Lifetime
20 annual accounts with figures on one time axis, 36 filings since 1990peak €121,337 (2023)
€17,004▼ 13.6%
lowest -€45,933 (2014)
-€33,721▼ €15,791
peak €2.0m (2018)
€1.6m▼ 2.1%
€631,353▼ 10.0%
Board6 names since 2019
3 directorsINFOWORKS and 2 others
Owners2 names in the annual accounts
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €19,683 to €17,004Loss of €33,721
Key points
from the 2025 annual accountsFilings
36 annual accounts since 1990
Six of the last ten came late. The 2022 accounts came latest: 60 days after the end of the period.
Position in the sector
-€33,721
Lower net result than 88% of companies in real estate. Sector median €5,994 · 17,181 companies.
Checked score
94
Excellent
Financially stronger than 55% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.2 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €2.3m
Founded in 1989
Liquidity: current ratio 3.53, cash €290,921
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 81% of them on solvency, 91% on liquidity, 13% on profitability and 34% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 8,617 companies had the same profile as OMALI has now. Each dot stands for 22 companies, two years later.
94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of OMALI itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for OMALI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €140,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.53 (3.74 in 2024), above the usual 1.5. Short-term debt is 10% and cash 12.9% of total assets. 31.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
18 days late
2023
30 days late
2022
60 days late
2021
61 days early
2020
9 days early
2019
8 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 9 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Jean Pierre De Bruyckere 50%annual accounts 2016
- Karolien De Bruycker 50%annual accounts 2016
Recent changes
Environmental permit granted
Verbouwen en/of uitbreiden zonder functiewijziging en met wijzigen van aantal woongelegenheden · Maldegem
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0437105655
Environmental permit granted
Verbouwen en/of uitbreiden van bijgebouwen en niet overdekte lage constructies · Maldegem
Changes of role: INFOWORKS, LDB INVESTMENTS and DE BRUYCKER Karolien
Permanent representatives: DE BRUYCKERE Piet and DE BRUYCKERE Laurent · Director discharge: DE BRUYCKER Karolien · General meeting of 29-12-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OMALI Maldegem | €2.3m | €17,004 | 68.7% | - |
| GEERT VERSLUYS Aalter | €2.5m | €15,702 | 77.2% | - |
| Norbert KELLER Knokke-Heist | €1.9m | €12,359 | 37.2% | - |
| VERIMO Torhout | €2.9m | €13,028 | 99.9% | - |
| DOCTERS' BANDEN Oud-Turnhout | €3.1m | €22,258 | 84.6% | - |
| RESIDENCE HOTEL Aartselaar | €2.9m | €12,176 | 15.9% | - |
| ROCON Zwevegem | €3.0m | €18,072 | 53.8% | - |
These companies have the same main activity as OMALI: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €1.9m and €3.1m, founded between 1985 and 1998.
Official details
Source: KBO- Status
- Active since 23-03-1989Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203
- Establishment unit
- 2.043.365.7729990 Maldegem, since 16-05-1989
- Financial year end
- 31 December
- Peppol
- Reachable since 14-08-2025
Insights on OMALI
OMALI files the micro format. That format states no turnover. The gross margin fell from €45,531 in 2006 to €17,004 in 2025.
The balance sheet grew most from 2014 to 2016 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OMALI
- What is the company number of OMALI?
- The company number of OMALI is 0437.105.655. The VAT number is the same number with BE in front: BE 0437.105.655.
- Where is OMALI based?
- The registered office is at Nieuwhofdreef 31, 9990 Maldegem.Company details
- What does OMALI do?
- According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
- What is the legal form of OMALI?
- OMALI is a private limited company (BV).
- When was OMALI founded?
- OMALI was founded on 23-03-1989.
- Is OMALI still active?
- Yes, OMALI is an active enterprise in the KBO register.
- What is the turnover of OMALI?
- The turnover in financial year 2025 is ≈ €59,000. This figure is estimated from the gross margin of €17,004 and 31 comparable companies (NACE 68203). It probably lies between €23,000 and €130,000. It is a rough estimate.Financials
- Is OMALI profitable?
- In financial year 2025, OMALI made a loss of €33,721.
- Where can I find the annual accounts of OMALI?
- OMALI filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of OMALI due?
- OMALI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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