VERIMO
ActiveVERIMO has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.90M and a net result of €-61k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 95% of 4501 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+49
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €230k at 30 days acceptable
short-term debt: 0.1% and cash: 0% of total assets, and 0.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.9%
Return on assets
-2.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
28 d early
2023
56 d late
2022
31 d early
2021
34 d early
2020
25 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-61k▼ 32.9%
2024 · €-46k
2018: €46k
2019: €52k
2020: €73k
2021: €-73k
2022: €-118k
2023: €-61k
2024: €-46k
2018 → 2025
Working capital
€1.40M▲ 2.1%
2024 · €1.37M
2018: €1.09M
2019: €1.23M
2020: €1.36M
2021: €1.36M
2022: €1.34M
2023: €1.35M
2024: €1.37M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.19M-€3.07M▼ 3.7%€3.01M▼ 2.0%€2.96M▼ 1.5%€2.90M▼ 2.1%
Operating result€-95k-€-105k▼ 10.3%€-91k▲ 13.6%€-96k▼ 5.5%€-85k▲ 11.9%
Net result€-73k-€-118k▼ 61.7%€-61k▲ 48.4%€-46k▲ 24.4%€-61k▼ 32.9%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €85k in 2025 against €96k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.91M
Fixed assets
€1.51M▼ 5.6%
Current assets
€1.40M▲ 2.2%
Equity and liabilities €2.91M
Equity
€2.90M▼ 2.1%
Debt
€4k▲ 157%
The debt ratio rises from 0.1% to 0.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€8k▲
2024 · €-1k
Cash flow
€32k▼
2024 · €49k
Solvency
99.9%▼
2024 · 99.9%
Debt / equity
0.00▲
2024 · 0.00
ROE
-2.1%▼
2024 · -1.6%
ROA
-2.1%▼
2024 · -1.5%
Interest coverage
46.43▲
2024 · -7.26
Debt
€4k▲
2024 · €1k
Debt ≤ 1 year
€4k▲
2024 · €1k
Income taxes
€7k
A ratio outside any meaningful range has been withheld (balance sheet total €2.91M, equity €2.90M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.97M€2.91M▼
Fixed assets21/28€1.60M€1.51M▼
Tangible fixed assets22/27€1.46M€1.37M▼
Land and buildings22€1.44M€1.35M▼
Plant, machinery and equipment23€24k€23k▼
Financial fixed assets28€137k€137k=
Current assets29/58€1.37M€1.40M▲
Amounts receivable within one year40/41€1.26M€1.27M▲
Trade receivables40€947€281▼
Other amounts receivable41€1.26M€1.27M▲
Cash at bank and in hand54/58€7k€947▼
Deferred charges and accrued income490/1€99k€130k▲
Equity and liabilities
Total equity and liabilities10/49€2.97M€2.91M▼
Equity10/15€2.96M€2.90M▼
Contributions10/11€3.00M€3.00M=
Capital10€1.32M€1.32M=
Issued capital100€1.32M€1.32M=
Outside capital11€1.68M€1.68M=
Share premium1100/10€1.68M€1.68M=
Reserves13€25k€25k=
Non-distributable reserves130/1€23k€23k=
Legal reserve130€23k€23k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-60k€-121k▼
Amounts payable17/49€1k€4k▲
Amounts payable within one year42/48€1k€4k▲
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€94k€93k▼
Other operating charges640/8€5k€5k▼
Gross operating margin9900€3k€13k▲
Operating profit (loss)9901€-96k€-85k▲
Financial income75/76B€50k€31k▼
Recurring financial income75€50k€31k▼
Financial charges65/66B€197€180▼
Recurring financial charges65€197€180▼
Profit (loss) for the period before taxes9903€-46k€-54k▼
Income taxes67/77-€7k
Profit (loss) for the period9904€-46k€-61k▼
Profit (loss) for the period to be appropriated9905€-46k€-61k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-60k€-121k▼
Profit (loss) brought forward from the previous period14P€-14k€-60k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity doublescurrent ratio 918.20
Current ratio from 457.82 to 918.20; short-term debt falls from €3k to €1k.
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 56 days late
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-118k
Net result drops to €-118k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 57current ratio 32453.09
Current ratio from 565.45 to 32453.09; short-term debt falls from €2k to €41.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 84current ratio 565.45
Current ratio from 6.73 to 565.45; short-term debt falls from €237k to €2k.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €73k ▲40.1%
Net result €73k, the highest in the series.
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Torhout · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostendestraat 2788820 TorhoutGround area
1,382 m²
Building footprint
249 m²
Volume, LiDAR
1,892 m³
Parcel 31033I0489/00F000, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Oostendestraat 278, 8820 Torhout
since 20022.045.889.752
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31033I0489/00F000 | Flanders | 1,382 m² | 1 · 249 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DELFINE
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Of 12,012 companies in sector 68203 we hold annual accounts for 5,979. 3,262 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded04-10-1989
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
35150Electricity, gas, steam and air conditioning supply
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.