OM UP
ActiveSummary
The computed 12-month bankruptcy probability of OM UP is 3.6% (moderate). The 2025 annual accounts show equity of €65k and a net result of €68k. Equity is growing by ~42.4% per year across the filed fiscal years. Its solvency ranks better than 75% of 27786 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+12
Solvency95▼-5
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.68 against 4.85 in 2024; short-term debt: 29.3% and cash: 18.2% of total assets), and 30.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.9%
Return on assets
74%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
8 d early
2024
1 d early
2023
27 d late
2022
1 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€65k▲ 220%
2024 · €20k
2022: €15k
2023: €16k
2024: €20k
2022 → 2025
Total assets
€93k▲ 256%
2024 · €26k
2022: €25k
2023: €25k
2024: €26k
2022 → 2025
Net result
€68k▲ 1,602%
2024 · €4k
2022: €12k
2023: €1k
2024: €4k
2022 → 2025
Working capital
€18k▼ 4.7%
2024 · €19k
2022: €12k
2023: €13k
2024: €19k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€15k-€16k▲ 7.2%€20k▲ 24.8%€65k▲ 220%
Operating result€13k-€3k▼ 75.4%€5k▲ 53.0%€69k▲ 1,375%
Net result€12k-€1k▼ 91.2%€4k▲ 267%€68k▲ 1,602%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,375% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets
€47k ▲ 2,861%
Current assets
€46k ▲ 86.7%
Equity and liabilities €93k
Equity
€65k ▲ 220%
Debt
€28k ▲ 382%
Debt's share of the balance-sheet total rises from 22.3% to 30.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€73k▲
2024 · €6k
Cash flow
€72k▲
2024 · €5k
Current ratio
1.68▼
2024 · 4.85
Quick ratio
1.52▼
2024 · 3.78
Debt to equity
0.43▲
2024 · 0.29
ROE
105.9%▲
2024 · 19.9%
ROA
74.0%▲
2024 · 15.5%
Interest coverage
543.43▲
2024 · 24.57
Debt ≤ 1 year
€27k▲
2024 · €5k
Income taxes
€933▲
2024 · €485
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€26k€93k▲
Fixed assets21/28€2k€47k▲
Tangible fixed assets22/27€84€45k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€84€44k▲
Financial fixed assets28€2k€2k=
Current assets29/58€24k€46k▲
Stocks and contracts in progress3€5k€4k▼
Stocks30/36€5k€4k▼
Amounts receivable within one year40/41€7k€22k▲
Trade receivables40€5k€17k▲
Other amounts receivable41€2k€6k▲
Cash at bank and in hand54/58€12k€17k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€26k€93k▲
Equity10/15€20k€65k▲
Contributions10/11€9k€9k=
Profit (loss) carried forward14€11k€56k▲
Amounts payable17/49€6k€28k▲
Amounts payable within one year42/48€5k€27k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Other amounts payable47/48€4k€24k▲
Accrued charges and deferred income492/3€750€750=
Income statement
Code20242025
Non-recurring operating income76A-€329
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€247€462▲
Non-recurring operating charges66A€68€58▼
Gross operating margin9900€6k€73k▲
Operating profit (loss)9901€5k€69k▲
Financial income75/76B€45€57▲
Recurring financial income75€45€57▲
Financial charges65/66B€246€134▼
Recurring financial charges65€246€134▼
Profit (loss) for the period before taxes9903€5k€69k▲
Income taxes67/77€485€933▲
Profit (loss) for the period9904€4k€68k▲
Profit (loss) for the period to be appropriated9905€4k€68k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€80k▲
Profit (loss) brought forward from the previous period14P€7k€11k▲
Profit to be distributed694/7-€24k
Directors or managers695-€24k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €68k ▲1602%
Operating result €69k, net result €68k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €1k ▼91.2%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aastraat 321070 AnderlechtGround area
1,964 m²
Building footprint
1,891 m²
Volume, LiDAR
19,625 m³
Parcel 21306D0232/00X000, Brussels · tallest building 19.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OM UP
since 20222.327.806.790
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306D0232/00X000 | Brussels | 1,964 m² | 1 · 1,891 m² | 19.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Buermans Jozef
BE 0417.467.709
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Gistelinck HVAC
BE 1006.739.838
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GOVAERT
BE 0670.705.609
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 4,735 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.