CRAIOVA CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of CRAIOVA CONSTRUCT is 1.6% (moderate). The 2024 annual accounts show equity of €61k and a net result of €7k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 95% of 9981 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability65▲+49
Solvency100=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
short-term debt: 0.6% and cash: 35.5% of total assets, and 0.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
1 d late
2022
32 d late
2021
28 d early
2020
30 d late
2019
17 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€61k▲ 12.7%
2023 · €54k
2018: €64k
2019: €64k
2020: €63k
2021: €62k
2022: €59k
2023: €54k
2018 → 2024
Total assets
€61k▲ 3.4%
2023 · €59k
2018: €66k
2019: €64k
2020: €63k
2021: €62k
2022: €59k
2023: €59k
2018 → 2024
Net result
€7k
2023 · €-5k
2018: €-1k
2019: €-512
2020: €-1k
2021: €-825
2022: €-3k
2023: €-5k
2018 → 2024
Working capital
€61k▲ 6.2%
2023 · €57k
2018: €64k
2023: €57k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€63k-€62k▼ 1.3%€59k▼ 4.3%€54k▼ 8.5%€61k▲ 12.7%
Operating result€-2k-€-1k▲ 18.5%€-3k▼ 128%€-6k▼ 75.1%€6k
Net result€-1k-€-825▲ 18.3%€-3k▼ 218%€-5k▼ 91.4%€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €6k after a loss of €6k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €61k
Fixed assets
€91=
Current assets
€61k▲ 3.4%
Equity and liabilities €61k
Equity
€61k▲ 12.7%
Debt
€389▼ 92.6%
The debt ratio falls from 8.8% to 0.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
99.4%▲
2023 · 91.2%
Debt / equity
0.01▼
2023 · 0.10
ROE
11.3%▲
2023 · -9.3%
ROA
11.2%▲
2023 · -8.5%
Debt
€389▼
2023 · €5k
Debt ≤ 1 year
€389▼
2023 · €2k
Income taxes
€38
A ratio outside any meaningful range has been withheld (balance sheet total €61k, equity €61k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€59k€61k▲
Fixed assets21/28€91€91=
Financial fixed assets28€91€91=
Current assets29/58€59k€61k▲
Amounts receivable within one year40/41€39k€39k▲
Other amounts receivable41€39k€39k▲
Cash at bank and in hand54/58€21k€22k▲
Equity and liabilities
Total equity and liabilities10/49€59k€61k▲
Equity10/15€54k€61k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133-€2k
Profit (loss) carried forward14€40k€47k▲
Amounts payable17/49€5k€389▼
Amounts payable within one year42/48€2k€389▼
Trade debts44€2k€282▼
Suppliers440/4€2k€282▼
Taxes, remuneration and social security45-€38
Taxes450/3-€38
Other amounts payable47/48-€69
Accrued charges and deferred income492/3€3k-
Income statement
Code20232024
Gross operating margin9900€-6k€6k▲
Operating profit (loss)9901€-6k€6k▲
Financial income75/76B€757€773▲
Recurring financial income75€757€773▲
Financial charges65/66B€153€149▼
Recurring financial charges65€153€149▼
Profit (loss) for the period before taxes9903€-5k€7k▲
Income taxes67/77-€38
Profit (loss) for the period9904€-5k€7k▲
Profit (loss) for the period to be appropriated9905€-5k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€47k▲
Profit (loss) brought forward from the previous period14P€45k€40k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after 6 loss-making years.
31-12
Financial
Liquidity times 5current ratio 157.35
Current ratio from 30.84 to 157.35; short-term debt falls from €2k to €389.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
03-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
08-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 2831050 BrusselGround area
3,749 m²
Building footprint
2,889 m²
Volume, LiDAR
48,871 m³
2 parcels, Brussels · tallest building 31.7 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Olivier Leroux Consulting
since 20132.217.822.351
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0172/00G000 | Brussels | 3,384 m² | 1 · 2,779 m² | 31.7 m · 8 fl. |
| 21009A1039/00B000 | Brussels | 365 m² | 1 · 110 m² | 18.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TERA RENBOUW
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ERIK CONSTRUCT
BE 0543.950.462
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SIMACO
BE 0473.002.385
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LAMAR CONSTRUCT
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 13,185 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-2013
Fiscal year end31-12
Legal name FR
Olivier Leroux Consulting
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.