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Complete company report
Generated 27-07-2026
Active BE 1005.654.428Private limited company

OLIVEST

Fonteinstraat(WAN) 46 ·9772 Kruisem, Belgium· 2 yrs active
Sector: Financial services (64210)
Conclusion Checked

OLIVEST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €476k and a net result of €6k. Its solvency ranks better than 51% of 1206 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €476k
Net result €6k
Better than sector 51%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability7Solvency61Growth52Stability82
40 / 100

Fragile profile, watch health in particular.

Health 0
Profitability 7
Solvency 61
Growth 52
Stability 82
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview2 NBB filings
Annual accounts filed on 30-01-2026 with the NBB · fiscal year 2025 · micro
€0€20k€40k€60kOperating result 2024: €61k€61kNet result 2024: €44k€44kOperating result 2025: €16k€16kNet result 2025: €6k€6k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 64, Financial services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 49.0% 47.4%
better than 51% of 1206 sector peers
Net result €6k €43k
better than 18% of 1205 sector peers
Equity €476k €84k
better than 90% of 1206 sector peers
Gross operating margin €33k €70k
better than 27% of 1202 sector peers
Total assets €973k €211k
better than 87% of 1206 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€6k
-85.7% -57% vs sector
Total assets
€973k
+1350.6% -44% vs sector
Equity
€476k
+956.9% -52% vs sector
Income taxes
€3k
-82.1% -76% vs sector
Debt
€497k
+2157.2% -23% vs sector
Debt ≤ 1y
€130k
+495.3% +28% vs sector
Debt > 1y
€367k
- -28% vs sector
Solvency
49.0%
-27.1% -13% vs sector
ROE
1.3%
-98.7% -10% vs sector
ROA
0.6%
-99.0% -22% vs sector
Figures by fiscal year
Fiscal year2025
Revenuen/a
EBITDAn/a
Net profit€6k
Cash flown/a
Staff costs-
Income taxes€3k
Dividends-
Total assets€973k
Equity€476k
Debt€497k
of which ≤ 1y€130k
of which > 1y€367k
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2025
Current ration/a
Quick ration/a
Working capital ration/a
Solvency49.0%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA0.6%
ROE1.3%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€973k
Fixed assets 21/28€931k
Tangible fixed assets 22/27€931k
Current assets 29/58€42k
Amounts receivable within one year 40/41€16k
Cash & bank 54/58€26k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€973k
Equity 10/15€476k
Contributions / capital 10/11€426k
Reserves 13€50k
Accumulated profits (losses) 14€22
Amounts payable 17/49€497k
Amounts payable after one year 17€367k
Amounts payable within one year 42/48€130k
Trade debts payable within one year 44€7k
Income statement
Gross operating margin 9900€33k
Operating result 9901€16k
Financial income 75€61
Financial charges 65€7k
Result before taxes 9903€9k
Income taxes 67/77€3k
Net result for the period 9904€6k
Result to be appropriated 9905€6k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Financial services(64210)
Legal form Private limited company(610)
Incorporation06-02-2024
StatusActive
Postal code9772
Establishment units 1 location
Olivest
Fonteinstraat(WAN) 46, 9772 KruisemHandelsbemiddeling in de groothandel in andere specifieke goederen
since 20242.355.777.830
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45053A0406/00G000 Flanders 2,815 m² 1 · 181 m² 8.0 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
30-01-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
31-01-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
23-07-2024
State Gazette act Capital & shares
v3.2
Belgisch Staatsblad, acts 1 acts
Capital history · 1
23-07-2024
v3.2
All acts · 1 updated 2 years ago
2024
23-07-2024 Capital increase to €425,000 Capital & shares
  • Inbreng in natura · Apport en nature
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "capital_increase",
      "after_eur": 425000,
      "delta_eur": null,
      "before_eur": null,
      "contribution_type": "natura"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "1005.654.428",
    "name_full": "OLIVEST"
  }
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Opslag in koelpakhuizen en overige opslag52100Opslag52100Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL OLIVEST
Registered office
Fonteinstraat(WAN) 46
9772 Kruisem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative