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OLIVER CONSTRUCT

Active
Private limited companyfounded 2025active for 1 yearExcelsiorlaan 85, 1930 Zaventem, Belgium28 active companies are registered at this addressKBO/BCE: BE 1024.023.753

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

OLIVER CONSTRUCT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,736 and a net result of €3,236. Its solvency ranks better than 80% of 34,855 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Financials · financial year 2025, micro format

Latest annual accounts filed

Annual accounts 2025

View at the NBB
Financial year ended
31-12-2025
Filed on
16-07-2026
Format
micro format
Reference
2026-00306628
Turnover
≈ €52,000
Estimated: probably between €30,000 and €100,000
Total assets
€7,684
Net result
€3,236
Working capital
€1,763

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €7,684
Fixed assets €3,973
Current assets €3,711
Equity and liabilities €7,684
Equity €5,736
Debt €1,948
Debt finances 25.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€4,680
Cash flow
€3,732
Current ratio
1.91
Debt to equity
0.34
ROE
56.4%
ROA
42.1%
Interest coverage
98.96
Debt ≤ 1 year
€1,948
Income taxes
€901

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 30 lines

Source: Annual accounts 2025 at the NBB, filed with the National Bank on 16-07-2026.

Balance sheet Code2025
Assets
Total assets20/58€7,684
Fixed assets21/28€3,973
Tangible fixed assets22/27€3,973
Plant, machinery and equipment23€1,841
Furniture and vehicles24€2,132
Current assets29/58€3,711
Amounts receivable within one year40/41€1,312
Other amounts receivable41€1,312
Cash at bank and in hand54/58€2,399
Equity and liabilities
Total equity and liabilities10/49€7,684
Equity10/15€5,736
Contributions10/11€2,500
Profit (loss) carried forward14€3,236
Amounts payable17/49€1,948
Amounts payable within one year42/48€1,948
Trade debts44€1,047
Suppliers440/4€1,047
Taxes, remuneration and social security45€901
Taxes450/3€901
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€495
Other operating charges640/8€509
Gross operating margin9900€5,189
Operating profit (loss)9901€4,185
Financial charges65/66B€47
Recurring financial charges65€47
Profit (loss) for the period before taxes9903€4,137
Income taxes67/77€901
Profit (loss) for the period9904€3,236
Profit (loss) for the period to be appropriated9905€3,236
Appropriation of the result
Profit (loss) to be appropriated9906€3,236

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are in the accounts filed with the National Bank.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€495
Other operating charges640/8€509
Gross operating margin9900€5,189
Operating profit (loss)9901€4,185
Financial charges65/66B€47
Recurring financial charges65€47
Profit (loss) for the period before taxes9903€4,137
Income taxes67/77€901
Profit (loss) for the period9904€3,236
Profit (loss) for the period to be appropriated9905€3,236
Line2025
Assets
Total assets20/58€7,684
Fixed assets21/28€3,973
Tangible fixed assets22/27€3,973
Plant, machinery and equipment23€1,841
Furniture and vehicles24€2,132
Current assets29/58€3,711
Amounts receivable within one year40/41€1,312
Other amounts receivable41€1,312
Cash at bank and in hand54/58€2,399
Equity and liabilities
Total equity and liabilities10/49€7,684
Equity10/15€5,736
Contributions10/11€2,500
Profit (loss) carried forward14€3,236
Amounts payable17/49€1,948
Amounts payable within one year42/48€1,948
Trade debts44€1,047
Suppliers440/4€1,047
Taxes, remuneration and social security45€901
Taxes450/3€901
Line2025
Profit (loss) for the period9904€3,236
+ Depreciation and write-downs630€495
Operating cash flow (approximation)€3,732

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 16-07-2026 2026-00306628 NBB

Similar companies · same sector, comparable size

Of the 7,262 active companies whose main activity is other building finishing work (NACE 43350), figures are known for 2,408. 1,127 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.