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OLIMO

Active
Public limited companyfounded 1992active for 34 yearsAvenue des Hirondelles 4A, 1410 Waterloo, BelgiumKBO/BCE: BE 0446.893.450
Summary

OLIMO has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €100,533 and a net result of -€4,176. Equity is growing by about 4.7% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Activity not known1 site
Size
€139,290total assets 2026
Equity
€100,533
Loss
-€4,176
Turnover not published (abbreviated or micro format)
Financial health
90 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts 67 days early0 of 6 deeds read
Why 90raises riskLiquidity: current ratio 3.72lowers riskSize: total assets €139,290Founded in 1992Equity €100,533 (72.2% of total assets)Show the evidence

Checked score

Score 2026
90 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 46% of its sector peers (no NACE code, micro)
Financial strength · tick = 2025
Strong
Solvency 97-3
equity 72.2% of total assets
Liquidity 83-4
short-term debt 23.9%
Profitability 16-21
return on assets -3.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.3%▼ -0.1 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.4%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.2%▼ -0.2 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.1%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.72, compared with 4.24 in 2025, above the usual 1.5; short-term debt: 23.9% of total assets), and 27.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 60% on solvency, 75% on liquidity, 15% on profitability and 33% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €139,290
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1992
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 3.72
NBB · annual accounts
lowers risk · Equity €100,533 (72.2% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 25-08-2026, 67 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
67 days early
2025
58 days early
2024
63 days early
2023
53 days late
2022
64 days late
2021
on the day
2020
42 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 4 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 3 September (4 of the last 5 filed years within 111 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · abbreviated…
  2. Weakest financial yearnet -€4,176
  3. Annual accounts filedfinancial year 2025 · micro…

Financials · financial year 2026, abbreviated format

Equity
€100,533▼ 4.0%
2025 · €104,709
Total assets
€139,290▼ 0.9%
2025 · €140,542
Net result
-€4,176▼ 881%
2025 · -€426
Working capital
€90,570▼ 1.4%
2025 · €91,896
Trend over the years

2022 to 2026, 5 financial years 2019 to 2026, 8 financial years

The operating result stays negative: a loss of €4,680 in 2026 against €1,269 in 2025; the loss grows and 2026 has the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€4,680 2026 Net result-€4,176 2026

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20192020202120222023202420252026
Operating result€5,101-€8,243▲ 61.6%€8,133▼ 1.3%€9,056▲ 11.4%€4,952▼ 45.3%€10,159▲ 105%-€1,269-€4,680▼ 269%
Net result€4,060-€7,998▲ 97.0%€4,367▼ 45.4%€5,364▲ 22.8%€3,159▼ 41.1%€6,563▲ 108%-€426-€4,176▼ 881%
Equity€77,684-€85,682▲ 10.3%€90,049▲ 5.1%€95,413▲ 6.0%€98,572▲ 3.3%€105,135▲ 6.7%€104,709▼ 0.4%€100,533▼ 4.0%
Total assets€107,250-€114,092▲ 6.4%€111,593▼ 2.2%€127,507▲ 14.3%€139,210▲ 9.2%€135,127▼ 2.9%€140,542▲ 4.0%€139,290▼ 0.9%
Debt€29,566-€28,410▼ 3.9%€21,545▼ 24.2%€32,094▲ 49.0%€40,638▲ 26.6%€29,992▼ 26.2%€35,833▲ 19.5%€38,756▲ 8.2%
Working capital€14,653-€30,051▲ 105%€41,817▲ 39.2%€54,581▲ 30.5%€64,907▲ 18.9%€78,562▲ 21.0%€91,896▲ 17.0%€90,570▼ 1.4%
Turnover and EBIT margin not published: the abbreviated or micro format does not require them.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €139,290
Fixed assets €15,369 ▼ 24.3%
Current assets €123,920 ▲ 3.1%
Equity and liabilities €139,290
Equity €100,533 ▼ 4.0%
Debt €38,756 ▲ 8.2%
Debt's share of the balance-sheet total rises from 25.5% to 27.8%. Equity is lower and debt is higher.
Key figures and ratios
2026 value · change against 2025
EBITDA
€253▼
2025 · €6,131
Cash flow
€757▼
2025 · €6,974
Current ratio
3.72▼
2025 · 4.24
Debt to equity
0.39▲
2025 · 0.34
ROE
-4.2%▼
2025 · -0.4%
ROA
-3.0%▼
2025 · -0.3%
Interest coverage
0.08▼
2025 · 2.18
Debt ≤ 1 year
€33,351▲
2025 · €28,343
Income taxes
€30▲
2025 · -€437
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,322 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90.3% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
8.6% stopped otherwise
90.3% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 42 lines
Balance sheet Code20252026
Assets
Total assets20/58€140,542€139,290▼
Fixed assets21/28€20,302€15,369▼
Tangible fixed assets22/27€20,302€15,369▼
Land and buildings22€20,302€15,369▼
Current assets29/58€120,239€123,920▲
Amounts receivable after more than one year29€110,092€113,208▲
Other amounts receivable291€110,092€113,208▲
Amounts receivable within one year40/41€10,147€10,712▲
Other amounts receivable41€10,147€10,712▲
Equity and liabilities
Total equity and liabilities10/49€140,542€139,290▼
Equity10/15€104,709€100,533▼
Contributions10/11€61,500€61,500=
Capital10€61,500€61,500=
Issued capital100€61,500€61,500=
Reserves13€6,150€6,150=
Non-distributable reserves130/1€6,150€6,150=
Legal reserve130€6,150€6,150=
Profit (loss) carried forward14€37,059€32,883▼
Amounts payable17/49€35,833€38,756▲
Amounts payable within one year42/48€28,343€33,351▲
Financial debts43€22,357€23,601▲
Credit institutions430/8€22,357€23,601▲
Trade debts44€3,433-
Suppliers440/4€3,433-
Taxes, remuneration and social security45€2,552-
Taxes450/3€2,552-
Other amounts payable47/48-€9,750
Accrued charges and deferred income492/3€7,490€5,406▼
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,400€4,933▼
Other operating charges640/8€2,634€2,705▲
Gross operating margin9900€8,765€2,957▼
Operating profit (loss)9901-€1,269-€4,680▼
Financial income75/76B€3,219€3,681▲
Recurring financial income75€3,219€3,681▲
Financial charges65/66B€2,813€3,147▲
Recurring financial charges65€2,813€3,147▲
Profit (loss) for the period before taxes9903-€863-€4,147▼
Income taxes67/77-€437€30▲
Profit (loss) for the period9904-€426-€4,176▼
Profit (loss) for the period to be appropriated9905-€426-€4,176▼
Appropriation of the result
Profit (loss) to be appropriated9906€37,059€32,883▼
Profit (loss) brought forward from the previous period14P€37,485€37,059▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20192020202120222023202420252026Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,400€7,400€7,400€7,400€7,400€7,400€7,400€4,933▼ 33.3%
Other operating charges640/8---€2,125€2,910€2,743€2,634€2,705▲ 2.7%
Gross operating margin9900€14,663€17,840€17,705€18,581€15,262€20,302€8,765€2,957▼ 66.3%
Operating profit (loss)9901€5,101€8,243€8,133€9,056€4,952€10,159-€1,269-€4,680▼ 269%
Financial income75/76B---€1,013€2,632€2,954€3,219€3,681▲ 14.3%
Recurring financial income75€5,790€4,241€902€1,013€2,632€2,954€3,219€3,681▲ 14.3%
Financial charges65/66B---€2,917€3,105€3,550€2,813€3,147▲ 11.9%
Recurring financial charges65€2,945€2,902€3,079€2,917€3,105€3,550€2,813€3,147▲ 11.9%
Profit (loss) for the period before taxes9903€7,946€9,582€5,956€7,153€4,480€9,564-€863-€4,147▼ 381%
Income taxes67/77€3,887€1,584€1,589€1,788€1,321€3,001-€437€30-
Profit (loss) for the period9904€4,060€7,998€4,367€5,364€3,159€6,563-€426-€4,176▼ 881%
Profit (loss) for the period to be appropriated9905€4,060€7,998€4,367€5,364€3,159€6,563-€426-€4,176▼ 881%
Line20192020202120222023202420252026Change
Assets
Total assets20/58€107,250€114,092€111,593€127,507€139,210€135,127€140,542€139,290▼ 0.9%
Fixed assets21/28€64,700€57,301€49,901€42,501€35,102€27,702€20,302€15,369▼ 24.3%
Tangible fixed assets22/27€64,700€57,301€49,901€42,501€35,102€27,702€20,302€15,369▼ 24.3%
Land and buildings22---€42,501€35,102€27,702€20,302€15,369▼ 24.3%
Current assets29/58€42,550€56,791€61,693€85,006€104,108€107,425€120,239€123,920▲ 3.1%
Amounts receivable after more than one year29----€104,108€107,062€110,092€113,208▲ 2.8%
Other amounts receivable291----€104,108€107,062€110,092€113,208▲ 2.8%
Amounts receivable within one year40/41€42,550€56,791€61,693€85,006--€10,147€10,712▲ 5.6%
Other amounts receivable41---€85,006--€10,147€10,712▲ 5.6%
Deferred charges and accrued income490/1-----€363---
Equity and liabilities
Total equity and liabilities10/49€107,250€114,092€111,593€127,507€139,210€135,127€140,542€139,290▼ 0.9%
Equity10/15€77,684€85,682€90,049€95,413€98,572€105,135€104,709€100,533▼ 4.0%
Contributions10/11€61,500€61,500€61,500€61,500€61,500€61,500€61,500€61,500=
Capital10---€61,500€61,500€61,500€61,500€61,500=
Issued capital100---€61,500€61,500€61,500€61,500€61,500=
Reserves13€6,150€6,150€6,150€6,150€6,150€6,150€6,150€6,150=
Non-distributable reserves130/1---€6,150€6,150€6,150€6,150€6,150=
Legal reserve130---€6,150€6,150€6,150€6,150€6,150=
Profit (loss) carried forward14€10,034€18,032€22,399€27,763€30,922€37,485€37,059€32,883▼ 11.3%
Amounts payable17/49€29,566€28,410€21,545€32,094€40,638€29,992€35,833€38,756▲ 8.2%
Amounts payable within one year42/48€27,897€26,740€19,875€30,425€39,201€28,864€28,343€33,351▲ 17.7%
Financial debts43---€23,932€23,863€20,952€22,357€23,601▲ 5.6%
Credit institutions430/8---€23,932€23,863€20,952€22,357€23,601▲ 5.6%
Trade debts44€554--€3,116€10,640€3,317€3,433--
Suppliers440/4---€3,116€10,640€3,317€3,433--
Taxes, remuneration and social security45---€3,377€4,698€4,595€2,552--
Taxes450/3---€3,377€4,698€4,595€2,552--
Other amounts payable47/48-------€9,750-
Accrued charges and deferred income492/3---€1,669€1,436€1,129€7,490€5,406▼ 27.8%
Line20192020202120222023202420252026Change
Profit (loss) for the period9904€4,060€7,998€4,367€5,364€3,159€6,563-€426-€4,176▼ 881%
+ Depreciation and write-downs630€7,400€7,400€7,400€7,400€7,400€7,400€7,400€4,933▼ 33.3%
Operating cash flow (approximation)€11,459€15,397€11,766€12,764€10,559€13,963€6,974€757▼ 89.1%
Investment in fixed assets (approximation)-€0€0€0€0€0€0€0-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 34 filings with the National Bank
Financial year Type Filed Reference
31-03-2026 abbreviated format 25-08-2026 2026-00490706
31-03-2025 micro format 03-09-2025 2025-00488608
31-03-2024 micro format 29-08-2024 2024-00440045
31-03-2023 micro format 23-12-2023 2023-00536881
31-03-2022 micro format 03-01-2023 2023-20552560
31-03-2021 micro format 31-10-2021 2021-76200522
31-03-2020 micro format 12-12-2020 2020-75700067
31-03-2019 micro format 31-10-2019 2019-72700449
31-03-2018 micro format 21-01-2019 2019-01900242
31-03-2017 micro format 08-11-2017 2017-69600037

Show all 34 filings

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 6 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

OLIMO was incorporated on 23 March 1992.1 Total assets rose from €107,250 in 2019 to €139,290 in 2026.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2026

Acts, filings and financial milestones

Next filing, financial year 2027, expected by 31-10-2027
2026
25-08
NBB filing Annual accounts filed
financial year 2026 · abbreviated format
31-03
Financial Weakest financial yearnet -€4,176
Net result drops to -€4,176, the lowest in the series.
2025
03-09
NBB filing Annual accounts filed
financial year 2025 · micro format
2024
29-08
NBB filing Annual accounts filed
financial year 2024 · micro format
31-03
Financial Equity above €100,000equity €105,135 ▲6.7%
A profit in every financial year since 2019 builds equity to €105,135.
2023
23-12
NBB filing Annual accounts filed
financial year 2023 · micro format · 53 days late
03-01
NBB filing Annual accounts filed
financial year 2022 · micro format · 64 days late
2021
31-10
NBB filing Annual accounts filed
financial year 2021 · micro format
2020
12-12
NBB filing Annual accounts filed
financial year 2020 · micro format · 42 days late
31-03
Financial Highest result from 2019 to 2026net €7,998 ▲97%
Net result €7,998, the highest in the series.
2019
31-10
NBB filing Annual accounts filed
financial year 2019 · micro format
21-01
NBB filing Annual accounts filed
financial year 2018 · micro format · 82 days late
2017
08-11
NBB filing Annual accounts filed
financial year 2017 · micro format · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 34 annual accounts filed, the latest 10 are here; all 34 are under Financials.
0 of 6 deeds read
About the unread acts

We know of 6 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPublic limited company
Founded23-03-1992
Financial year end31-03
E-invoicing
Reachable via Peppol
Peppol ID 0208:0446893450
Registered 12-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 24 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 1992
registered office establishment The establishment unit on the map
Ground area
769 m²
Building footprint
115 m²
Building volume
1,225 m³
Parcel 25763K0563/00_000, Wallonia · tallest building 12.9 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
OLIMO
Avenue des Hirondelles 4 A, 1410 WaterlooRenting and operating of own or leased residential real estate, excluding social housing
since 1992unit no. 2.057.324.765
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
25763K0563/00_000 Wallonia 769 m² 2 · 115 m² 12.9 m · 4
How the parcels are linked
Good to know
The parcel matches the address exactly.