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OLIMO

Active
Public limited companyfounded 199234 yrs activeAvenue des Hirondelles 4A, 1410 Waterloo, BelgiumKBO/BCE: BE 0446.893.450
Summary

OLIMO has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €100,533 and a net result of -€4,176. Equity is growing by ~4.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2026
Axes · tick = 2025
Profitability16▼-21
Solvency97▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 3.72 against 4.24 in 2025; short-term debt: 23.9% of total assets), and 27.8% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 34 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 25-08-2026, 67 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
67 d early
2025
58 d early
2024
63 d early
2023
53 d late
2022
64 d late
2021
on the day
2020
42 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 4 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 3 September (4 of the last 5 filed years within 111 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

OLIMO was incorporated on 23 March 1992.1 Total assets rose from EUR 107,250 in 2019 to EUR 139,290 in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2026

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Financials · fiscal year 2026, abbreviated schema

Equity
€100,533▼ 4.0%
2025 · €104,709
Total assets
€139,290▼ 0.9%
2025 · €140,542
Net result
-€4,176▼ 881%
2025 · -€426
Working capital
€90,570▼ 1.4%
2025 · €91,896
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20222023202420252026
Operating result€9,056▲ 11.4%€4,952▼ 45.3%€10,159▲ 105%-€1,269-€4,680▼ 269%
Net result€5,364▲ 22.8%€3,159▼ 41.1%€6,563▲ 108%-€426-€4,176▼ 881%
Equity€95,413▲ 6.0%€98,572▲ 3.3%€105,135▲ 6.7%€104,709▼ 0.4%€100,533▼ 4.0%
Total assets€127,507▲ 14.3%€139,210▲ 9.2%€135,127▼ 2.9%€140,542▲ 4.0%€139,290▼ 0.9%
Debt€32,094▲ 49.0%€40,638▲ 26.6%€29,992▼ 26.2%€35,833▲ 19.5%€38,756▲ 8.2%
Working capital€54,581▲ 30.5%€64,907▲ 18.9%€78,562▲ 21.0%€91,896▲ 17.0%€90,570▼ 1.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000Operating result 2022: €9,056€9,056Net result 2022: €5,364€5,364Operating result 2023: €4,952€4,952Net result 2023: €3,159€3,159Operating result 2024: €10,159€10,159Net result 2024: €6,563€6,563Operating result 2025: -€1,269-€1,269Net result 2025: -€426-€426Operating result 2026: -€4,680-€4,680Net result 2026: -€4,176-€4,17620222023202420252026-€5,000€0€5,000€10,000Operating result 2024: €10,159€10,200Net result 2024: €6,563€6,560Operating result 2025: -€1,269-€1,270Net result 2025: -€426-€426Operating result 2026: -€4,680-€4,680Net result 2026: -€4,176-€4,180202420252026
The operating result stays negative: a loss of €4,680 in 2026 against €1,269 in 2025; the loss grows and 2026 has the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €139,290
Fixed assets €15,369 ▼ 24.3%
Current assets €123,920 ▲ 3.1%
Equity and liabilities €139,290
Equity €100,533 ▼ 4.0%
Debt €38,756 ▲ 8.2%
Debt's share of the balance-sheet total rises from 25.5% to 27.8%. Equity is lower and debt is higher.
Key figures and ratios
2026 value · change against 2025
EBITDA
€253▼
2025 · €6,131
Cash flow
€757▼
2025 · €6,974
Current ratio
3.72▼
2025 · 4.24
Debt to equity
0.39▲
2025 · 0.34
ROE
-4.2%▼
2025 · -0.4%
ROA
-3.0%▼
2025 · -0.3%
Interest coverage
0.08▼
2025 · 2.18
Debt ≤ 1 year
€33,351▲
2025 · €28,343
Income taxes
€30▲
2025 · -€437
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
8.6% stopped otherwise
90% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 42 lines
Balance sheet Code20252026
Assets
Total assets20/58€140,542€139,290▼
Fixed assets21/28€20,302€15,369▼
Tangible fixed assets22/27€20,302€15,369▼
Land and buildings22€20,302€15,369▼
Current assets29/58€120,239€123,920▲
Amounts receivable after more than one year29€110,092€113,208▲
Other amounts receivable291€110,092€113,208▲
Amounts receivable within one year40/41€10,147€10,712▲
Other amounts receivable41€10,147€10,712▲
Equity and liabilities
Total equity and liabilities10/49€140,542€139,290▼
Equity10/15€104,709€100,533▼
Contributions10/11€61,500€61,500=
Capital10€61,500€61,500=
Issued capital100€61,500€61,500=
Reserves13€6,150€6,150=
Non-distributable reserves130/1€6,150€6,150=
Legal reserve130€6,150€6,150=
Profit (loss) carried forward14€37,059€32,883▼
Amounts payable17/49€35,833€38,756▲
Amounts payable within one year42/48€28,343€33,351▲
Financial debts43€22,357€23,601▲
Credit institutions430/8€22,357€23,601▲
Trade debts44€3,433-
Suppliers440/4€3,433-
Taxes, remuneration and social security45€2,552-
Taxes450/3€2,552-
Other amounts payable47/48-€9,750
Accrued charges and deferred income492/3€7,490€5,406▼
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,400€4,933▼
Other operating charges640/8€2,634€2,705▲
Gross operating margin9900€8,765€2,957▼
Operating profit (loss)9901-€1,269-€4,680▼
Financial income75/76B€3,219€3,681▲
Recurring financial income75€3,219€3,681▲
Financial charges65/66B€2,813€3,147▲
Recurring financial charges65€2,813€3,147▲
Profit (loss) for the period before taxes9903-€863-€4,147▼
Income taxes67/77-€437€30▲
Profit (loss) for the period9904-€426-€4,176▼
Profit (loss) for the period to be appropriated9905-€426-€4,176▼
Appropriation of the result
Profit (loss) to be appropriated9906€37,059€32,883▼
Profit (loss) brought forward from the previous period14P€37,485€37,059▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20222023202420252026Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,400€7,400€7,400€7,400€4,933▼ 33.3%
Other operating charges640/8€2,125€2,910€2,743€2,634€2,705▲ 2.7%
Gross operating margin9900€18,581€15,262€20,302€8,765€2,957▼ 66.3%
Operating profit (loss)9901€9,056€4,952€10,159-€1,269-€4,680▼ 269%
Financial income75/76B€1,013€2,632€2,954€3,219€3,681▲ 14.3%
Recurring financial income75€1,013€2,632€2,954€3,219€3,681▲ 14.3%
Financial charges65/66B€2,917€3,105€3,550€2,813€3,147▲ 11.9%
Recurring financial charges65€2,917€3,105€3,550€2,813€3,147▲ 11.9%
Profit (loss) for the period before taxes9903€7,153€4,480€9,564-€863-€4,147▼ 381%
Income taxes67/77€1,788€1,321€3,001-€437€30▲ 107%
Profit (loss) for the period9904€5,364€3,159€6,563-€426-€4,176▼ 881%
Profit (loss) for the period to be appropriated9905€5,364€3,159€6,563-€426-€4,176▼ 881%
Line20222023202420252026Change
Assets
Total assets20/58€127,507€139,210€135,127€140,542€139,290▼ 0.9%
Fixed assets21/28€42,501€35,102€27,702€20,302€15,369▼ 24.3%
Tangible fixed assets22/27€42,501€35,102€27,702€20,302€15,369▼ 24.3%
Land and buildings22€42,501€35,102€27,702€20,302€15,369▼ 24.3%
Current assets29/58€85,006€104,108€107,425€120,239€123,920▲ 3.1%
Amounts receivable after more than one year29-€104,108€107,062€110,092€113,208▲ 2.8%
Other amounts receivable291-€104,108€107,062€110,092€113,208▲ 2.8%
Amounts receivable within one year40/41€85,006--€10,147€10,712▲ 5.6%
Other amounts receivable41€85,006--€10,147€10,712▲ 5.6%
Deferred charges and accrued income490/1--€363---
Equity and liabilities
Total equity and liabilities10/49€127,507€139,210€135,127€140,542€139,290▼ 0.9%
Equity10/15€95,413€98,572€105,135€104,709€100,533▼ 4.0%
Contributions10/11€61,500€61,500€61,500€61,500€61,500=
Capital10€61,500€61,500€61,500€61,500€61,500=
Issued capital100€61,500€61,500€61,500€61,500€61,500=
Reserves13€6,150€6,150€6,150€6,150€6,150=
Non-distributable reserves130/1€6,150€6,150€6,150€6,150€6,150=
Legal reserve130€6,150€6,150€6,150€6,150€6,150=
Profit (loss) carried forward14€27,763€30,922€37,485€37,059€32,883▼ 11.3%
Amounts payable17/49€32,094€40,638€29,992€35,833€38,756▲ 8.2%
Amounts payable within one year42/48€30,425€39,201€28,864€28,343€33,351▲ 17.7%
Financial debts43€23,932€23,863€20,952€22,357€23,601▲ 5.6%
Credit institutions430/8€23,932€23,863€20,952€22,357€23,601▲ 5.6%
Trade debts44€3,116€10,640€3,317€3,433--
Suppliers440/4€3,116€10,640€3,317€3,433--
Taxes, remuneration and social security45€3,377€4,698€4,595€2,552--
Taxes450/3€3,377€4,698€4,595€2,552--
Other amounts payable47/48----€9,750-
Accrued charges and deferred income492/3€1,669€1,436€1,129€7,490€5,406▼ 27.8%
Line20222023202420252026Change
Profit (loss) for the period9904€5,364€3,159€6,563-€426-€4,176▼ 881%
+ Depreciation and write-downs630€7,400€7,400€7,400€7,400€4,933▼ 33.3%
Operating cash flow (approximation)€12,764€10,559€13,963€6,974€757▼ 89.1%
Investment in fixed assets (approximation)-€0€0€0€0-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-10-2027
2026
25-08
NBB filing Annual accounts filed
fiscal year 2026 · abbreviated schema
31-03
Financial Weakest financial yearnet -€4,176
Net result drops to -€4,176, the lowest in the series.
2025
03-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial Equity above €100,000Eq €105,135 ▲6.7%
6 profitable years in a row build equity to €105,135.
2023
23-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 53 days late
03-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 64 days late
2021
31-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
12-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 42 days late
31-03
Financial Highest result since 2019net €7,998 ▲97%
Net result €7,998, the highest in the series.
2019
31-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
21-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 82 days late
2017
08-11
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
No directors read yet: 0 of 6 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 1992
seat establishment The establishment unit on the map
Ground area
769 m²
Building footprint
115 m²
Volume, LiDAR
1,225 m³
Parcel 25763K0563/00_000, Wallonia · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
OLIMO
Avenue des Hirondelles 4 A, 1410 WaterlooNACE 70201
since 19922.057.324.765
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25763K0563/00_000 Wallonia 769 m² 2 · 115 m² 12.9 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Company details

Identification
Legal formPublic limited company
Founded23-03-1992
Fiscal year end31-03
E-invoicing
Reachable via Peppol
Peppol ID 0208:0446893450
Registered 12-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.