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OLI4

Active
Private limited companyfounded 2023active for 3 yearsAntwerpsesteenweg 43, 2500 Lier, BelgiumKBO/BCE: BE 0804.127.723
Summary

OLI4 has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,938 and a net result of €25,718. Equity remains stable across the filed financial years (±2.2% per year). Its solvency ranks better than 11% of 15,732 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Other legal services
NACE 69109
1 site
Size
≈ €210,000turnover 2025, estimated
Staff
≈ 1 FTE, estimated
Equity
€8,938
Profit
€25,718
Turnover estimated from the gross margin
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 65 days early
Why 92raises riskEquity €8,938 (7.4% of total assets)lowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 0.95, cash €72,977Size: total assets €120,340Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 33% of its sector peers (NACE 69, micro)
Financial strength · tick = 2024
Strong
Solvency 32-50
equity 7.4% of total assets
Liquidity 66-13
short-term debt 63.9% · cash 60.6%
Profitability 95-5
return on assets 21.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,071 companies, NACE 69, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: 0.1%▲ +0.1 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.95, compared with 2.33 in 2024, below 1; short-term debt: 63.9% and cash: 60.6% of total assets), and 92.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 13% on solvency, 54% on liquidity, 58% on profitability and 7% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Liquidity: current ratio 0.95, cash €72,977
NBB · annual accounts
lowers risk · Size: total assets €120,340
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €8,938 (7.4% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 15732 sector peers (2025).
NBB · sector comparison
Position among 15732 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
65 days early
2024
15 days early
2023
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 36 days before the deadline; the sector median (NACE 69) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (3 of the last 3 filed years within 37 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2023 to 2025net €25,718 ▲7.7%
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Turnover
€29,149
EBIT margin
34.1%
Net result
€25,718▲ 7.7%
2024 · €23,872
Working capital
-€3,917
2024 · €33,220
Trend over the years

2023 to 2025, 3 financial years

The operating result has risen two years in a row; 2025 is 11% above 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€34,247 2025 Net result€25,718 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 69, Legal and accounting activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Turnover€29,149-
Operating result€9,943-€30,907▲ 211%€34,247▲ 10.8%
Net result€7,848below the sector's middle half-€23,872within the sector's middle half▲ 204%€25,718within the sector's middle half▲ 7.7%
EBIT margin34.1%-
Equity€9,348below the sector's middle half-€33,220below the sector's middle half▲ 255%€8,938below the sector's middle half▼ 73.1%
Total assets€24,536below the sector's middle half-€58,232below the sector's middle half▲ 137%€120,340within the sector's middle half▲ 107%
Debt€15,188-€25,012▲ 64.7%€111,402▲ 345%
Working capital€9,348below the sector's middle half-€33,220within the sector's middle half▲ 255%-€3,917below the sector's middle half
Solvency38.1%within the sector's middle half-57.0%within the sector's middle half▲ 18.9pp7.4%below the sector's middle half▼ 49.6pp
Current ratio1.62within the sector's middle half-2.33within the sector's middle half▲ 0.710.95below the sector's middle half▼ 1.38
Return on assets (ROA)32.0%above the sector's middle half-41.0%above the sector's middle half▲ 9.0pp21.4%within the sector's middle half▼ 19.6pp
above within below the middle half of NACE 69, Legal and accounting activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €120,340
Fixed assets €47,364
Current assets €72,977
Equity and liabilities €120,340
Equity €8,938 ▼ 73.1%
Debt €111,402 ▲ 345%
Debt's share of the balance-sheet total rises from 43.0% to 92.6%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€42,650
Cash flow
€34,122
Debt to equity
12.46▲
2024 · 0.75
ROE
287.7%▲
2024 · 71.9%
Interest coverage
23.33
Debt ≤ 1 year
€76,893▲
2024 · €25,012
Debt > 1 year
€34,509
Income taxes
€6,700▲
2024 · €6,264
Staff costs
€42,000=
2024 · €42,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,157 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 94.1% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
3.0% went bankrupt
2.8% stopped otherwise
94.1% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,157 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€58,232€120,340▲
Fixed assets21/28-€47,364
Tangible fixed assets22/27-€47,364
Furniture and vehicles24-€47,364
Current assets29/58€58,232€72,977▲
Cash at bank and in hand54/58€58,232€72,977▲
Equity and liabilities
Total equity and liabilities10/49€58,232€120,340▲
Equity10/15€33,220€8,938▼
Contributions10/11€1,500€1,500=
Profit (loss) carried forward14€31,720€7,438▼
Amounts payable17/49€25,012€111,402▲
Amounts payable after more than one year17-€34,509
Financial debts170/4-€34,509
Amounts payable within one year42/48€25,012€76,893▲
Financial debts43-€9,429
Credit institutions430/8-€9,429
Taxes, remuneration and social security45€11,991€14,300▲
Taxes450/3€11,991€14,300▲
Other amounts payable47/48€13,022€53,164▲
Income statement Code20242025
Remuneration, social security and pensions62€42,000€42,000=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€8,403
Other operating charges640/8€5,627€3,758▼
Gross operating margin9900€78,534€88,408▲
Operating profit (loss)9901€30,907€34,247▲
Financial charges65/66B€771€1,828▲
Recurring financial charges65€771€1,828▲
Non-recurring financial charges66B€771€1,828▲
Profit (loss) for the period before taxes9903€30,136€32,419▲
Income taxes67/77€6,264€6,700▲
Profit (loss) for the period9904€23,872€25,718▲
Profit (loss) for the period to be appropriated9905€23,872€25,718▲
Appropriation of the result
Profit (loss) to be appropriated9906€31,720€57,438▲
Profit (loss) brought forward from the previous period14P€7,848€31,720▲
Profit to be distributed694/7-€50,000
Return on contributions (dividend)694-€50,000

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Turnover70€29,149---
Remuneration, social security and pensions62€17,500€42,000€42,000=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630--€8,403-
Other operating charges640/8€1,706€5,627€3,758▼ 33.2%
Gross operating margin9900€29,149€78,534€88,408▲ 12.6%
Operating profit (loss)9901€9,943€30,907€34,247▲ 10.8%
Financial charges65/66B€60€771€1,828▲ 137%
Recurring financial charges65€60€771€1,828▲ 137%
Non-recurring financial charges66B€60€771€1,828▲ 137%
Profit (loss) for the period before taxes9903€9,883€30,136€32,419▲ 7.6%
Income taxes67/77€2,035€6,264€6,700▲ 7.0%
Profit (loss) for the period9904€7,848€23,872€25,718▲ 7.7%
Profit (loss) for the period to be appropriated9905€7,848€23,872€25,718▲ 7.7%
Line202320242025Change
Assets
Total assets20/58€24,536€58,232€120,340▲ 107%
Fixed assets21/28--€47,364-
Tangible fixed assets22/27--€47,364-
Furniture and vehicles24--€47,364-
Current assets29/58€24,536€58,232€72,977▲ 25.3%
Amounts receivable within one year40/41€7,868---
Trade receivables40€7,868---
Cash at bank and in hand54/58€16,668€58,232€72,977▲ 25.3%
Equity and liabilities
Total equity and liabilities10/49€24,536€58,232€120,340▲ 107%
Equity10/15€9,348€33,220€8,938▼ 73.1%
Contributions10/11€1,500€1,500€1,500=
Profit (loss) carried forward14€7,848€31,720€7,438▼ 76.6%
Amounts payable17/49€15,188€25,012€111,402▲ 345%
Amounts payable after more than one year17--€34,509-
Financial debts170/4--€34,509-
Amounts payable within one year42/48€15,188€25,012€76,893▲ 207%
Financial debts43--€9,429-
Credit institutions430/8--€9,429-
Trade debts44€384---
Suppliers440/4€384---
Taxes, remuneration and social security45€6,360€11,991€14,300▲ 19.3%
Taxes450/3€6,360€11,991€14,300▲ 19.3%
Other amounts payable47/48€8,444€13,022€53,164▲ 308%
Line202320242025Change
Profit (loss) for the period9904€7,848€23,872€25,718▲ 7.7%
+ Depreciation and write-downs630--€8,403-
Operating cash flow (approximation)€7,848€23,872€34,122▲ 42.9%
Change in cash-€41,564€14,745▼ 64.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference
31-12-2025 micro format 27-05-2026 2026-00122076
31-12-2024 micro format 16-07-2025 2025-00274808
31-12-2023 micro format 02-07-2024 2024-00195172

Similar companies · same sector, comparable size

Of the 2,757 active companies whose main activity is other legal services (NACE 69109), figures are known for 1,262. 611 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2023
VERDONCK Olivier Luc Maria
Director (not named in the articles) · since 24-07-2023
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2023, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
VERDONCK Olivier Luc Maria
  • Director (not named in the articles), from 24-07-2023 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 24-07-2023 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 24-07-2023 Incorporation · €1,500 · 300 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 19 July 2023, OLI4 was incorporated as a private limited company by one natural person, with a starting capital of €1,500.12 VERDONCK Olivier Luc Maria has served as director of the company since 2023.2 Total assets went from €24,536 in 2023 to €120,340 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 24-07-2023
  3. 3National Bank, annual accounts 2023 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
27-05
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial Highest result from 2023 to 2025net €25,718 ▲7.7%
Operating result €34,247, net result €25,718, both a record.
16-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
02-07
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
24-07
Gazette deed Incorporation
Appointment: VERDONCK Olivier Luc Maria (director) · Founder · Founding capital9 facts ▸
  • Incorporation, “OLI4” (deed in Dutch)
  • Founder, VERDONCK Olivier Luc Maria
  • Founding capital, €1,500
  • Bank account, “KBC Bank, Lier-Centrum” (deed in Dutch)
  • Other provision, 12-07-2023
  • Board rule, 1
  • Director appointment, VERDONCK Olivier Luc Maria (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten sinds 2023-06-01” (deed in Dutch)
  • Other provision, “ambtsgenoot te Sint-Katelijne-Waver, vervanging notaris” (deed in Dutch) (3 times)
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded19-07-2023
Financial year end31-12
Activities, NACEBEL 2025
69109Other legal services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0804127723
Also 9925:BE0804127723
Registered 26-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
243 m²
Building footprint
82 m²
Building volume
645 m³
Parcel 12393F0298/00W003, Flanders · tallest building 11.8 m. Linked by address, not a title deed.
1 establishment unit
OLI4
Antwerpsesteenweg 43, 2500 LierOther legal services
since 2023unit no. 2.348.597.553
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
12393F0298/00W003 Flanders 243 m² 1 · 82 m² 11.8 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Juridische en fiscale adviesverlening; Juridische en fiscale dienstverlening,onder andere aan notarissen; Beheren van dossiers in juridische…” (deed in Dutch)
14 activities (deed in Dutch)
  1. Juridische en fiscale adviesverlening
  2. Juridische en fiscale dienstverlening,onder andere aan notarissen
  3. Beheren van dossiers in juridische en/of notariële aangelegenheden
  4. Coördineren van allerhande projecten op juridisch vlak
  5. Opstellen en nakijken van overeenkomsten en akten ten behoeve van onder andere notarissen
  6. Bemiddeling in de meest ruime zin van het woord
  7. Het organiseren van bemiddelingssessies en het verlenen van diensten die hiermee verband houden
  8. Vermogensplanning (Estate-planning) in de meest ruime zin van het woord
  9. Organiseren van studiedagen,seminaries,conferenties,werklunches,recepties,diners en soortgelijke activiteiten ten behoeve van cliënten,potentiële cliënten en andere relaties van de vennootschap
  10. Het waarnemen van de functie van bestuurder,zaakvoerder,vereffenaar of gemandateerde in andere ondernemingen en/of vennootschappen
  11. Roerende en onroerende goederen als investering verwerven,ontwikkelen en hieromtrent alle daden van beheer en beschikking kunnen stellen
  12. Alle roerende,onroerende of financiële verrichtingen uitvoeren die rechtstreeks of onrechtstreeks verband houden met het beroep van vermogensplanner en met al wat de ontwikkeling van de activiteiten van de vennootschap kan bevorderen of vergemakkelijken,waaronder doch niet beperkt tot de aankoop,bouw,verbouwing,afbraak of verhuring van onroerende goederen alsook het aangaan van andere overeenkomsten met derden in verband met hun gebruik en genot,hetzij alleen,hetzij in samenwerking met anderen,hetzij rechtstreeks,hetzij onrechtstreeks,voor eigen rekening of voor rekening van derden
  13. Samenwerken met,deelnemen in,of op gelijk welke wijze,rechtstreeks of onrechtstreeks belangen nemen in andere ondernemingen
  14. Zowel tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden borg stellen,onder meer door haar goederen in hypotheek of in pand te geven

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited

deed of 24-07-2023

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Met of zonder beperking van duur, natuurlijke personen of rechtspersonen,al dan niet aandeelhouder” (deed in Dutch)
“Algemene vergadering die bestuurder(s) benoemt, onbepaalde duur bij gebrek aan bepaling” (deed in Dutch)

deed of 24-07-2023

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
First Friday of June at 20:00

deed of 24-07-2023

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

deed of 24-07-2023

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Elk aandeel recht op gelijk aandeel in winstverdeling, aanwending nettowinst” (deed in Dutch)
Liquidation distribution: “Na aanzuivering schulden,lasten,kosten of consignatie nodige sommen en na herstelling evenwicht tussen niet-volgestorte aandelen, netto…” (deed in Dutch)
3 more provisions in the deed, see the deed of 24-07-2023

deed of 24-07-2023