Checked.be
Active
BE 0472.342.488Private limited company
OLEANDRE
Rue de Béclines 33 ·1435 Mont-Saint-Guibert, Belgium· 26 yrs active
Sector: Vocational training
(85592)
Conclusion
OLEANDRE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €448k and a net result of €88k. Equity is growing by ~34.9% per year across the filed fiscal years. Its solvency ranks better than 45% of 1989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €448k |
| Net result | €88k |
| Better than sector | 45% |
| Active | 26 yrs |
Financial profile
78
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
61
Profitability
98
Solvency
53
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 2000, 26 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
61
/ 100
Healthy
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€25k
estimate, not credit advice
Score history
53
2021
53
2022
86
2023
86
2024
61
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 0.77 (< 1.0)
-10
Leverage
Debt/equity 1.65 (< 2.0)
+3
Profitability
ROE 20% (≥ 10%)
+10
Interest coverage
Interest coverage 9.0× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 31-08-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Gross margin: growth of ~17.8%/year over 5 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 85, Education · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 37.7% | 44.1% | |
| Net result | €88k | €7k | |
| Equity | €448k | €33k | |
| Gross operating margin | €180k | €26k | |
| Total assets | €1.19M | €94k |
€177k
-15.9%
21-25
€88k
-25.8%
21-25
€122k
-15.8%
21-25
€1.19M
+43.6%
21-25
€448k
+21.0%
21-25
€-27k
-
21-25
€38k
-27.6%
21-25
€10k
-
21-25
€741k
+61.9%
21-25
€121k
-32.2%
21-25
€612k
+128.1%
21-25
0.77
-62.6%
21-25
0.77
-62.6%
21-25
37.7%
-15.7%
21-25
1.65
+33.8%
21-25
19.6%
-38.6%
21-25
7.4%
-48.3%
21-25
8.98
-26.4%
21-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | €177k | €210k | €222k | €162k | €20k |
| Net profit | €88k | €119k | €127k | €94k | €-15k |
| Cash flow | €122k | €145k | €157k | €121k | €12k |
| Staff costs | - | - | - | - | - |
| Income taxes | €38k | €52k | €55k | €35k | €158 |
| Dividends | €10k | - | €0 | €162k | - |
| Total assets | €1.19M | €828k | €761k | €689k | €622k |
| Equity | €448k | €370k | €252k | €124k | €193k |
| Debt | €741k | €458k | €509k | €564k | €428k |
| of which ≤ 1y | €121k | €179k | €215k | €249k | €87k |
| of which > 1y | €612k | €268k | €290k | €315k | €342k |
| Working capital | €-27k | €191k | €65k | €-55k | €23k |
| Employees (FTE) | - | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 0.77 | 2.07 | 1.30 | 0.78 | 1.27 |
| Quick ratio | 0.77 | 2.07 | 1.30 | 0.78 | 1.27 |
| Working capital ratio | -2.3% | 23.1% | 8.6% | -8.0% | 3.7% |
| Solvency | 37.7% | 44.7% | 33.1% | 18.1% | 31.1% |
| Debt / equity | 1.65 | 1.24 | 2.02 | 4.53 | 2.22 |
| Long-term debt ratio | 1.36 | 0.72 | 1.15 | 2.53 | 1.77 |
| Interest coverage | 8.98 | 12.20 | 19.25 | 20.95 | 2.27 |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | 7.4% | 14.3% | 16.7% | 13.6% | -2.3% |
| ROE | 19.6% | 32.0% | 50.6% | 75.3% | -7.5% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (26 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €1.19M | €828k | €761k | €689k | €622k |
| Fixed assets | 21/28 | €1.10M | €458k | €481k | €495k | €512k |
| Intangible fixed assets | 21 | €36 | €527 | €1k | €2k | €2k |
| Tangible fixed assets | 22/27 | €1.10M | €458k | €480k | €493k | €510k |
| Financial fixed assets | 28 | - | - | €0 | €25 | €25 |
| Current assets | 29/58 | €94k | €370k | €280k | €194k | €110k |
| Amounts receivable within one year | 40/41 | €50k | €36k | €59k | €38k | €13k |
| Investments | 50/53 | €0 | €250k | - | - | - |
| Cash & bank | 54/58 | €41k | €82k | €209k | €136k | €70k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.19M | €828k | €761k | €689k | €622k |
| Equity | 10/15 | €448k | €370k | €252k | €124k | €193k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k | €19k |
| Reserves | 13 | €429k | €352k | €233k | €106k | €189k |
| Accumulated profits (losses) | 14 | €0 | - | €0 | €0 | €-15k |
| Amounts payable | 17/49 | €741k | €458k | €509k | €564k | €428k |
| Amounts payable after one year | 17 | €612k | €268k | €290k | €315k | €342k |
| Amounts payable within one year | 42/48 | €121k | €179k | €215k | €249k | €87k |
| Trade debts payable within one year | 44 | €5k | €754 | €3k | €4k | €8k |
| Income statement | ||||||
| Gross operating margin | 9900 | €180k | €212k | €223k | €163k | €21k |
| Operating result | 9901 | €143k | €184k | €192k | €135k | €-6k |
| Financial income | 75 | €2k | €4k | €2k | €1k | €766 |
| Financial charges | 65 | €20k | €17k | €12k | €8k | €9k |
| Result before taxes | 9903 | €126k | €170k | €182k | €129k | €-14k |
| Income taxes | 67/77 | €38k | €52k | €55k | €35k | €158 |
| Net result for the period | 9904 | €88k | €119k | €127k | €94k | €-15k |
| Result to be appropriated | 9905 | €88k | €119k | €127k | €94k | €-15k |
Legal Structure
| NACE primary | Vocational training(85592) |
| Legal form | Private limited company(610) |
| Incorporation | 20-07-2000 |
| Status | Active |
| Postal code | 1435 |
Establishment units
Rue de Béclines 33, 1435 Mont-Saint-Guibert
since 20002.093.943.552
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25040A0012/00G021 | Wallonia | 3,154 m² | 1 · 139 m² | 9.1 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2021net €127k ▲35.7%
Operating result €192k, net result €127k, both a record.
31-12
Financial
Equity above €200kEq €252k ▲102%
2 profitable years in a row build equity to €252k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €94k
Net result €94k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
80421Vocational training85592
Names & trade names
| Legal nameFR | OLEANDRE |
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