Kupco
ActiveKupco has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €288k and a net result of €39k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 9389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-30
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 95.32 against 37.51 in 2024), and 0.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.1%
Return on assets
13.3%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-03-2026, 40 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
40 d early
2024
130 d early
2023
37 d early
2022
2 d early
2021
96 d early
2020
10 d early
2019
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€288k▲ 6.6%
2024 · €271k
2018: €184k
2019: €205k
2020: €237k
2021: €236k
2022: €188k
2023: €233k
2024: €271k
2018 → 2025
Total assets
€291k▲ 5.3%
2024 · €277k
2018: €196k
2019: €211k
2020: €249k
2021: €251k
2022: €207k
2023: €241k
2024: €277k
2018 → 2025
Net result
€39k▼ 26.0%
2024 · €52k
2018: €15k
2019: €21k
2020: €31k
2021: €32k
2022: €44k
2023: €45k
2024: €52k
2018 → 2025
Working capital
€256k▲ 16.2%
2024 · €220k
2018: €184k
2019: €201k
2020: €233k
2021: €233k
2022: €183k
2023: €166k
2024: €220k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€236k-€188k▼ 20.5%€233k▲ 24.0%€271k▲ 16.3%€288k▲ 6.6%
Operating result€44k-€60k▲ 35.7%€64k▲ 6.5%€75k▲ 16.2%€55k▼ 26.3%
Net result€32k-€44k▲ 34.5%€45k▲ 3.1%€52k▲ 16.7%€39k▼ 26.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €291k
Fixed assets
€33k▼ 35.3%
Current assets
€258k▲ 14.3%
Equity and liabilities €291k
Equity
€288k▲ 6.6%
Debt
€3k▼ 55.0%
The debt ratio falls from 2.2% to 0.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€73k▼
2024 · €93k
Cash flow
€57k▼
2024 · €71k
Solvency
99.1%▲
2024 · 97.8%
Current ratio
95.32▲
2024 · 37.51
Quick ratio
72.53▲
2024 · 26.92
Debt / equity
0.01▼
2024 · 0.02
ROE
13.5%▼
2024 · 19.4%
ROA
13.3%▼
2024 · 19.0%
Interest coverage
892.17▲
2024 · 83.11
Debt
€3k▼
2024 · €6k
Debt ≤ 1 year
€3k▼
2024 · €6k
Income taxes
€16k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€277k€291k▲
Fixed assets21/28€51k€33k▼
Intangible fixed assets21€744-
Tangible fixed assets22/27€50k€33k▼
Land and buildings22€7k€2k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€40k€29k▼
Current assets29/58€226k€258k▲
Stocks and contracts in progress3€64k€62k▼
Stocks30/36€41k€43k▲
Contracts in progress37€23k€18k▼
Amounts receivable within one year40/41€10k€3k▼
Trade receivables40€8k€933▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€150k€192k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€277k€291k▲
Equity10/15€271k€288k▲
Contributions10/11€12k€12k=
Reserves13€227k€245k▲
Distributable reserves133€227k€245k▲
Profit (loss) carried forward14€31k€31k▲
Amounts payable17/49€6k€3k▼
Amounts payable within one year42/48€6k€3k▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48€160€160=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▲
Gross operating margin9900€93k€73k▼
Operating profit (loss)9901€75k€55k▼
Financial income75/76B-€39
Recurring financial income75-€39
Financial charges65/66B€1k€82▼
Recurring financial charges65€1k€82▼
Profit (loss) for the period before taxes9903€73k€55k▼
Income taxes67/77€21k€16k▼
Profit (loss) for the period9904€52k€39k▼
Profit (loss) for the period to be appropriated9905€52k€39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€83k€70k▼
Profit (loss) brought forward from the previous period14P€31k€31k=
Transfer from equity791/2€15k€21k▲
Transfer to equity691/2€52k€39k▼
To other reserves6921€52k€39k▼
Profit to be distributed694/7€15k€21k▲
Return on contributions (dividend)694€15k€21k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Liquidity triplescurrent ratio 95.32
Current ratio from 37.51 to 95.32; short-term debt falls from €6k to €3k.
2024
21-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-09
Financial
Highest result since 2018net €52k ▲16.7%
Operating result €75k, net result €52k, both a record.
24-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €200kEq €233k ▲24%
6 profitable years in a row build equity to €233k.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Liquidity doublescurrent ratio 37.72
Current ratio from 15.77 to 37.72; short-term debt falls from €12k to €5k.
30-09
Financial
Equity above €200kEq €205k ▲11.7%
2 profitable years in a row build equity to €205k.
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Holsbeek · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langaard 113221 HolsbeekGround area
2,026 m²
Building footprint
134 m²
Volume, LiDAR
338 m³
Parcel 24080C0167/00Y000, Flanders · tallest building 14.2 m. Linked by address, not a title deed.
1 establishment unit
Langaard 11, 3221 Holsbeek
since 20112.199.254.274
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24080C0167/00Y000 | Flanders | 2,026 m² | 1 · 134 m² | 14.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STUDIO STONE
BE 0501.692.413
Tielt · Eq €288k
NIVO DESIGN en PRODUKTONTWIKKELING
BE 0450.050.603
Diepenbeek · Eq €290k
MARATEA
BE 0447.049.640
Schoten · Eq €290k
OLAB
BE 0654.754.057
Sint-Lievens-Houtem · Eq €287k
CARA
BE 0467.100.629
Brussel · Eq €290k
Of 3,911 companies in sector 71112 we hold annual accounts for 1,290. 873 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-05-2011
Fiscal year end30-09
Activities, NACEBEL
71112Activities of interior architects
27520Manufacture of electrical equipment
31009Manufacture of furniture
31092Manufacture of furniture
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.