Okina
ActiveOkina has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81k and a net result of €37k. Equity is growing by ~27.5% per year across the filed fiscal years. Its solvency ranks better than 56% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
98
/ 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.64 against 5.39 in 2024), and 34.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.4%
Return on assets
30.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
31 d late
2022
29 d early
2021
10 d late
2020
26 d late
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€81k▼ 13.7%
2024 · €93k
2018: €31k
2019: €18k
2020: €7k
2021: €33k
2022: €58k
2023: €79k
2024: €93k
2018 → 2025
Total assets
€123k▲ 9.5%
2024 · €112k
2018: €436k
2019: €20k
2020: €8k
2021: €41k
2022: €78k
2023: €100k
2024: €112k
2018 → 2025
Net result
€37k▲ 27.7%
2024 · €29k
2018: €13k
2019: €-13k
2020: €-10k
2021: €26k
2022: €33k
2023: €36k
2024: €29k
2018 → 2025
Working capital
€70k▼ 16.5%
2024 · €84k
2018: €-67k
2019: €17k
2020: €7k
2021: €28k
2022: €52k
2023: €70k
2024: €84k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€58k▲ 74.8%€79k▲ 35.6%€93k▲ 17.9%€81k▼ 13.7%
Operating result€28k-€44k▲ 60.2%€49k▲ 9.5%€37k▼ 24.6%€47k▲ 28.9%
Net result€26k-€33k▲ 27.9%€36k▲ 7.6%€29k▼ 18.5%€37k▲ 27.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 29% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123k
Fixed assets
€11k▲ 10.5%
Current assets
€112k▲ 9.5%
Equity and liabilities €123k
Equity
€81k▼ 13.7%
Debt
€43k▲ 123%
The debt ratio rises from 17.0% to 34.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€52k▲
2024 · €40k
Cash flow
€42k▲
2024 · €33k
Solvency
65.4%▼
2024 · 83.0%
Current ratio
2.64▼
2024 · 5.39
Quick ratio
2.64▼
2024 · 5.39
Debt / equity
0.53▲
2024 · 0.20
ROE
46.2%▲
2024 · 31.2%
ROA
30.2%▲
2024 · 25.9%
Interest coverage
707.74▲
2024 · 407.10
Debt
€43k▲
2024 · €19k
Debt ≤ 1 year
€43k▲
2024 · €19k
Income taxes
€10k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€112k€123k▲
Fixed assets21/28€10k€11k▲
Tangible fixed assets22/27€10k€11k▲
Land and buildings22€658€324▼
Plant, machinery and equipment23€5k€6k▲
Furniture and vehicles24€4k€5k▲
Current assets29/58€103k€112k▲
Amounts receivable within one year40/41€13k€26k▲
Trade receivables40€12k€25k▲
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€88k€86k▼
Deferred charges and accrued income490/1€2k€757▼
Equity and liabilities
Total equity and liabilities10/49€112k€123k▲
Equity10/15€93k€81k▼
Contributions10/11€19k€19k=
Reserves13€75k€62k▼
Distributable reserves133€75k€62k▼
Amounts payable17/49€19k€43k▲
Amounts payable within one year42/48€19k€43k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€11k€12k▲
Taxes450/3€11k€12k▲
Other amounts payable47/48€5k€28k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€2k€874▼
Gross operating margin9900€42k€53k▲
Operating profit (loss)9901€37k€47k▲
Financial income75/76B€16€21▲
Recurring financial income75€16€21▲
Financial charges65/66B€98€73▼
Recurring financial charges65€98€73▼
Profit (loss) for the period before taxes9903€37k€47k▲
Income taxes67/77€7k€10k▲
Profit (loss) for the period9904€29k€37k▲
Profit (loss) for the period to be appropriated9905€29k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€37k▲
Transfer from equity791/2€15k€25k▲
Transfer to equity691/2€29k€12k▼
To other reserves6921€29k€12k▼
Profit to be distributed694/7€15k€50k▲
Return on contributions (dividend)694€15k€50k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €37k ▲27.7%
Net result €37k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
02-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
31-12
Financial
Back to profitnet €26k
Net result €26k after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-13k ▼202%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 62current ratio 11.17
Current ratio from 0.18 to 11.17; short-term debt falls from €82k to €2k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lint · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Uitbreidingstraat 992547 LintGround area
640 m²
Building footprint
93 m²
Volume, LiDAR
660 m³
Parcel 11025D0038/00T000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Okina
since 20162.252.350.886
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11025D0038/00T000 | Flanders | 640 m² | 1 · 93 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 495 EUR awarded · 495 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 249 EUR | 249 EUR |
| 2022 | 1 | 246 EUR | 246 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,889 companies in sector 62200 we hold annual accounts for 18,319. 15,537 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-2016
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
47410Retail trade
58290Other software publishing
62010Computer programming, consultancy and related activities
62100Computer programming
82300Organisation of conventions and trade shows
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.