Checked.be
Active
BE 0422.346.314Private limited company
OKE-DIFFUSION
Avenue Léon Jourez 18 ·1420 Braine-l'Alleud, Belgium· 44 yrs active
Sector: Retail sale of clothing and accessories for women, men, children and babies (general range)
(47716)
Conclusion
OKE-DIFFUSION has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €124k and a net result of €10k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 82% of 26065 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €124k |
| Net result | €10k |
| Staff (FTE) | 1 |
| Better than sector | 82% |
Financial profile
75
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
76
Profitability
40
Solvency
100
Growth
58
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1982, 44 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
76
/ 100
Excellent
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€9k
estimate, not credit advice
Score history
81
2021
52
2022
60
2023
76
2024
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 3.57 (≥ 1.5)
+10
Quick ratio
Quick ratio 0.32 (< 0.6)
-5
Leverage
Debt/equity 0.38 (< 1.0)
+10
Profitability
ROE 8%
+3
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Gross margin: growth of ~8%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 72.5% | 32.3% | |
| Net result | €10k | €4k | |
| Equity | €124k | €39k | |
| Gross operating margin | €57k | €31k | |
| Staff costs | €40k | €38k |
€11k
-
21-24
€10k
-
21-24
€4k
-
21-24
€172k
-5.8%
21-24
€124k
+0.8%
21-24
€121k
+0.8%
21-24
1
0.0%
21-24
€40k
+1.5%
21-24
€5k
+171.2%
21-24
€9k
-
21-24
€47k
-19.6%
21-24
€47k
-19.6%
21-24
3.57
+17.0%
21-24
0.32
+240.5%
21-24
72.5%
+7.0%
21-24
0.38
-20.2%
21-24
8.0%
-
21-24
5.8%
-
21-24
7.14
-
21-24
Figures by fiscal year and ratios
| Fiscal year | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | - | - | - | €11k |
| Net profit | €10k | €-3k | €-3k | €4k |
| Cash flow | - | - | - | €4k |
| Staff costs | €40k | €39k | €36k | €34k |
| Income taxes | €5k | €2k | €1k | €5k |
| Dividends | €9k | - | - | - |
| Total assets | €172k | €182k | €177k | €167k |
| Equity | €124k | €123k | €126k | €129k |
| Debt | €47k | €59k | €51k | €38k |
| of which ≤ 1y | €47k | €59k | €51k | €38k |
| of which > 1y | - | - | - | - |
| Working capital | €121k | €120k | €123k | €125k |
| Employees (FTE) | 1.0 | 1.0 | 0.8 | 1.0 |
Ratios (computed)
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Current ratio | 3.57 | 3.05 | 3.41 | 4.31 |
| Quick ratio | 0.32 | 0.09 | 0.10 | 0.73 |
| Working capital ratio | 70.6% | 66.0% | 69.4% | 75.3% |
| Solvency | 72.5% | 67.8% | 71.2% | 77.3% |
| Debt / equity | 0.38 | 0.48 | 0.40 | 0.29 |
| Long-term debt ratio | - | - | - | - |
| Interest coverage | - | - | - | 7.14 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 5.8% | -1.4% | -1.5% | 2.2% |
| ROE | 8.0% | -2.0% | -2.2% | 2.9% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2024
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €172k | €182k | €177k | €167k |
| Fixed assets | 21/28 | €3k | €3k | €3k | €3k |
| Intangible fixed assets | 21 | €0 | €0 | - | - |
| Tangible fixed assets | 22/27 | €0 | €0 | - | - |
| Financial fixed assets | 28 | €3k | €3k | €3k | €3k |
| Current assets | 29/58 | €168k | €179k | €174k | €163k |
| Stocks & contracts in progress | 3 | €153k | €173k | €168k | €136k |
| Investments | 50/53 | €53 | €53 | €53 | €53 |
| Cash & bank | 54/58 | €12k | €5k | €4k | €13k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €172k | €182k | €177k | €167k |
| Equity | 10/15 | €124k | €123k | €126k | €129k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k |
| Reserves | 13 | €7k | €7k | €7k | €7k |
| Accumulated profits (losses) | 14 | €98k | €98k | €100k | €103k |
| Amounts payable | 17/49 | €47k | €59k | €51k | €38k |
| Amounts payable within one year | 42/48 | €47k | €59k | €51k | €38k |
| Trade debts payable within one year | 44 | €11k | €29k | €25k | €5k |
| Income statement | |||||
| Gross operating margin | 9900 | €57k | €41k | €37k | €49k |
| Operating result | 9901 | €17k | €786 | €153 | €11k |
| Financial income | 75 | - | €77 | - | - |
| Financial charges | 65 | €2k | €1k | €2k | €1k |
| Result before taxes | 9903 | €15k | €-554 | €-2k | €9k |
| Income taxes | 67/77 | €5k | €2k | €1k | €5k |
| Net result for the period | 9904 | €10k | €-3k | €-3k | €4k |
| Result to be appropriated | 9905 | €10k | €-3k | €-3k | €4k |
Directors & mandates
Current directors & mandates
-
Savino PasqualinaDirectorState Gazette act 24321175 (11-01-2024)Current11-01-2024 → present
-
Savino VincenzaDirectorState Gazette act 24321175 (11-01-2024)Current11-01-2024 → present
Legal Structure
| NACE primary | Retail sale of clothing and accessories for women, men, children and babies (general range)(47716) |
| Legal form | Private limited company(610) |
| Incorporation | 22-01-1982 |
| Status | Active |
| Postal code | 1420 |
Establishment units
Avenue Léon Jourez 18, 1420 Braine-l'Alleud
since 19822.020.176.636
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25744E0855/00A000 | Wallonia | 170 m² | 1 · 64 m² | 14.1 m · 4 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
11-01
State Gazette act
Director changes
v3.2
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Weakest financial yearnet €-3k ▼174%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
25-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 117 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 181 days late
2018
24-04
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 267 days late
2016
22-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 22 days late
2015
25-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 25 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 1
updated 2 years ago
2024
11-01-2024 2 directors appointed
- Savino Pasqualina, Bestuurder
- Savino Vincenza, Bestuurder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "Savino Pasqualina",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "Savino Vincenza",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0422.346.314",
"name_full": "OKE-DIFFUSION"
}
}Credit advice
Company registry (CBE)
Activities
Retail sale of women's outerwear47711Retail sale of clothing and accessories for women, men, children and babies (general range)477165242152423Wholesale of clothing, excluding workwear and underwear4642351421
Names & trade names
| Legal nameFR | OKE-DIFFUSION |
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