OIKIA

Active

Private limited companyfounded 20215 yrs activePetite Rue Mahiermont 51, 1332 Rixensart, BelgiumKBO/BCE: BE 0774.856.586

Summary

OIKIA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €239,446 and a net result of €57,483. Equity is growing by ~38% per year across the filed fiscal years. Its solvency ranks better than 95% of 133 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch Report Compare

OIKIAActiveChecked score 94/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001General construction of buildings NACE 41201

1 site

Size

€253,286total assets 2026

Equity: €239,446
Profit: €57,483

Turnover not published (abridged schema)

Financial health

94 Excellent Checked score 2026

Bankruptcy chance 12 m: 0.2%

Structure

Accounts 165 d early0 of 3 deeds read

Why 94- Sector Construction of residential and non-residential buildings (NACE 41)- Founded in 2021+ Liquidity: current ratio 16.92, cash €226,032+ Equity €239,446 (94.5% of total assets)Show the evidence

Checked score

Score 2026

94 / 100

Excellent

Probability in this band: under 0.55%

Better than 86% of its sector peers (NACE 41, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2025

Strong

Solvency 100=

equity 94.5% of total assets

Liquidity 100=

short-term debt 5.5% · cash 89.2%

Profitability 97-3

return on assets 22.7%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.6% (13,168 companies)

Last 12 months 11-2025: 0.2% 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%● 0.0% vs 12-2025 02-2026: 0.2%▲ +2.5% vs 01-2026 03-2026: 0.2%▲ +3.6% vs 02-2026highest value 04-2026: 0.2%▼ -11.7% vs 03-2026lowest value 05-2026: 0.2%▲ +4.0% vs 04-2026 06-2026: 0.2%▲ +7.6% vs 05-2026 07-2026: 0.2%● 0.0% vs 06-2026 08-2026: 0.2%● 0.0% vs 07-2026 09-2026: 0.2%● 0.0% vs 08-2026 10-2026: 0.2%● 0.0% vs 09-2026

Liquidity: current ratio 16.92, cash €226,032 lowers the probability
Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
Equity €239,446 (94.5% of total assets) lowers the probability
Founded in 2021 raises the probability for this profile

Credit up to €22,000 at 30 days acceptable

Liquidity ample (current ratio 16.92 against 19.26 in 2025; short-term debt: 5.5% and cash: 89.2% of total assets), and 5.5% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 92%, liquidity 99%, profitability 81%, growth against the median 71%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 16.92, cash €226,032

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Construction of residential and non-residential buildings (NACE 41)

In the bankruptcy model this factor raises the probability.

KBO

Equity €239,446 (94.5% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2021

In the bankruptcy model this factor raises the probability for this profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 19-05-2026, 165 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2026

165 d early

2025

162 d early

2024

63 d early

2023

89 d early

2022

161 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 128 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 23 May (4 of the last 5 filed years within 72 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-03-2027 close31-10-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

19-05-26 Annual accounts filedfiscal year 2026 · micro…
31-03-26 Equity above €200,000Eq €239,446 ▲31.6%
22-05-25 Annual accounts filedfiscal year 2025 · micro…

Key points

Positive: Among the best 6% on solvencysector median 55.0% · 133 companies 94.5% View
Positive: Always filed on timeaccounts within the deadline every year 5 years View
Positive: 5 profitable years in a rowprofit 2026: €57,483 5 years View
Positive: Equity rose in 2026from €181,963 to €239,446 ▲ 31.6% View