OGIA
ActiveSummary
OGIA has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83k and a net result of €78k. Its solvency ranks better than 44% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency70
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity tight (current ratio 1.4; short-term debt: 54.6% and cash: 74.5% of total assets), and 54.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.4%
Return on assets
42.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Turnover
€0
Total assets
€184k
Net result
€78k
Working capital
€40k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €184k
Fixed assets
€43k
Current assets
€140k
Equity and liabilities €184k
Equity
€83k
Debt
€100k
Debt finances 54.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€105k
Cash flow
€84k
Current ratio
1.40
Quick ratio
1.38
Debt to equity
1.20
ROE
94.0%
ROA
42.7%
Interest coverage
119.26
Debt ≤ 1 year
€100k
Income taxes
€20k
Staff costs
€55k
Filed annual accounts As filed with the NBB · 2025 · 48 lines
Balance sheet
Code2025
Assets
Total assets20/58€184k
Fixed assets21/28€43k
Tangible fixed assets22/27€43k
Plant, machinery and equipment23€22k
Furniture and vehicles24€20k
Financial fixed assets28€608
Current assets29/58€140k
Stocks and contracts in progress3€1k
Stocks30/36€1k
Amounts receivable within one year40/41€994
Trade receivables40€830
Other amounts receivable41€164
Cash at bank and in hand54/58€137k
Deferred charges and accrued income490/1€835
Equity and liabilities
Total equity and liabilities10/49€184k
Equity10/15€83k
Contributions10/11€5k
Reserves13€50k
Distributable reserves133€50k
Profit (loss) carried forward14€28k
Amounts payable17/49€100k
Amounts payable within one year42/48€100k
Trade debts44€59k
Suppliers440/4€59k
Taxes, remuneration and social security45€40k
Taxes450/3€29k
Remuneration and social security454/9€12k
Other amounts payable47/48€500
Accrued charges and deferred income492/3€94
Income statement
Code2025
Turnover70€0
Non-recurring operating income76A€4
Goods, raw materials, services and sundry goods60/61€0
Remuneration, social security and pensions62€55k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k
Other operating charges640/8€1k
Non-recurring operating charges66A€10
Gross operating margin9900€161k
Operating profit (loss)9901€99k
Financial charges65/66B€876
Recurring financial charges65€876
Profit (loss) for the period before taxes9903€98k
Income taxes67/77€20k
Profit (loss) for the period9904€78k
Profit (loss) for the period to be appropriated9905€78k
Appropriation of the result
Profit (loss) to be appropriated9906€78k
Transfer to equity691/2€50k
To other reserves6921€50k
Social balance
Average headcount (FTE)90872.6
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Constantin-le-Paige 214000 LiègeGround area
533 m²
Building footprint
73 m²
Volume, LiDAR
711 m³
2 parcels, Wallonia · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
OGIA
since 20252.375.055.589
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62814C0309/00H000 | Wallonia | 462 m² | 1 · 43 m² | 8.8 m · 2 fl. |
| 62810C0995/00A000 | Wallonia | 71 m² | 1 · 30 m² | 15.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLiège2.375.055.589
Similar companies · same sector, comparable size
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LAURENT SERVAIS CONSULTING
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LUMA-Consulting
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3SB
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,230 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2025
Fiscal year end31-12
Activities, NACEBEL 2025
47241Retail sale of bread and pastry (bakery outlets)
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:ogia@benoit-segonds.be
Phone:+32495288868