Summary
Offize is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €35,936 and a net result of €26,205. Equity is growing by ~57% per year across the filed fiscal years. Its solvency ranks better than 65% of 2463 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
29 d late
2024
25 d late
2023
43 d late
2022
409 d late
2021
67 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 115 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€35,936▲ 269%
2024 · €9,730
Net result
€26,205▼ 26.0%
2024 · €35,409
Total assets
€54,109▼ 86.0%
2024 · €386,584
Solvency
66.4%▲ 63.9pp
2024 · 2.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€23,526-€34,710-€13,440€70,481€45,066▼ 36.1%
Net result-€26,710below the sector's middle half-€20,094within the sector's middle half-€20,062below the sector's middle half€35,409within the sector's middle half€26,205within the sector's middle half▼ 26.0%
Equity-€25,710below the sector's middle half--€5,616below the sector's middle half▲ 78.2%-€25,679below the sector's middle half▼ 357%€9,730below the sector's middle half€35,936within the sector's middle half▲ 269%
Total assets€426,906within the sector's middle half-€423,346within the sector's middle half▼ 0.8%€397,282within the sector's middle half▼ 6.2%€386,584within the sector's middle half▼ 2.7%€54,109below the sector's middle half▼ 86.0%
Debt€452,616-€428,963▼ 5.2%€422,960▼ 1.4%€376,854▼ 10.9%€18,174▼ 95.2%
Working capital-€8,670below the sector's middle half--€77,638below the sector's middle half▼ 796%-€110,248below the sector's middle half▼ 42.0%-€68,332below the sector's middle half▲ 38.0%€36,400within the sector's middle half
Solvency-6.0%below the sector's middle half--1.3%below the sector's middle half▲ 4.7pp-6.5%below the sector's middle half▼ 5.1pp2.5%below the sector's middle half▲ 9.0pp66.4%within the sector's middle half▲ 63.9pp
Current ratio0.73below the sector's middle half-0.24below the sector's middle half▼ 0.490.08below the sector's middle half▼ 0.160.18below the sector's middle half▲ 0.103.08within the sector's middle half▲ 2.90
Return on assets (ROA)-6.3%below the sector's middle half-4.7%within the sector's middle half▲ 11.0pp-5.0%below the sector's middle half▼ 9.8pp9.2%within the sector's middle half▲ 14.2pp48.4%above the sector's middle half▲ 39.3pp
Staff (FTE)2-
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €54,109
Fixed assets
€206 ▼ 99.9%
Current assets
€53,903 ▲ 262%
Equity and liabilities €54,109
Equity
€35,936 ▲ 269%
Debt
€18,174 ▼ 95.2%
Debt's share of the balance-sheet total falls from 97.5% to 33.6%. Equity is higher and debt is lower.
Key figures and ratios
ROE
72.9%▼
2024 · 363.9%
Debt ≤ 1 year
€17,503▼
2024 · €83,232
Debt > 1 year
€0▼
2024 · €279,805
Income taxes
€11,163▼
2024 · €14,239
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €43,055 | €178,532 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €55,076 | €14,977 | €15,998 | €16,335 | €310 | ▼ 98.1% |
| Other operating charges640/8 | €997 | €3,448 | €1,424 | €5,053 | €3,235 | ▼ 36.0% |
| Non-recurring operating charges66A | - | - | - | - | €4,781 | - |
| Gross operating margin9900 | €75,602 | €231,666 | €3,983 | €91,868 | €53,392 | ▼ 41.9% |
| Operating profit (loss)9901 | -€23,526 | €34,710 | -€13,440 | €70,481 | €45,066 | ▼ 36.1% |
| Financial income75/76B | €4 | €0 | - | - | €478 | - |
| Recurring financial income75 | €4 | €0 | - | - | €478 | - |
| Financial charges65/66B | €2,640 | €13,350 | €6,623 | €20,833 | €8,176 | ▼ 60.8% |
| Recurring financial charges65 | €2,640 | €13,350 | €6,623 | €20,833 | €8,176 | ▼ 60.8% |
| Profit (loss) for the period before taxes9903 | -€26,161 | €21,360 | -€20,062 | €49,648 | €37,369 | ▼ 24.7% |
| Income taxes67/77 | €548 | €1,267 | - | €14,239 | €11,163 | ▼ 21.6% |
| Profit (loss) for the period9904 | -€26,710 | €20,094 | -€20,062 | €35,409 | €26,205 | ▼ 26.0% |
| Profit (loss) for the period to be appropriated9905 | -€26,710 | €20,094 | -€20,062 | €35,409 | €26,205 | ▼ 26.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €426,906 | €423,346 | €397,282 | €386,584 | €54,109 | ▼ 86.0% |
| Fixed assets21/28 | €403,727 | €399,135 | €388,019 | €371,685 | €206 | ▼ 99.9% |
| Tangible fixed assets22/27 | €403,727 | €399,135 | €388,019 | €371,685 | €206 | ▼ 99.9% |
| Land and buildings22 | €400,750 | €388,177 | €379,357 | €366,388 | €0 | ▼ 100% |
| Plant, machinery and equipment23 | €2,976 | €10,958 | €8,662 | €5,297 | €206 | ▼ 96.1% |
| Current assets29/58 | €23,180 | €24,212 | €9,263 | €14,899 | €53,903 | ▲ 262% |
| Amounts receivable within one year40/41 | €6,712 | €11,463 | €9,192 | €11,823 | €30,503 | ▲ 158% |
| Trade receivables40 | €3,735 | €7,902 | €8,726 | €11,223 | €6,205 | ▼ 44.7% |
| Other amounts receivable41 | €2,977 | €3,561 | €465 | €600 | €24,299 | ▲ 3,950% |
| Cash at bank and in hand54/58 | €16,241 | €12,749 | €0 | €2,145 | €22,879 | ▲ 966% |
| Deferred charges and accrued income490/1 | €227 | - | €71 | €930 | €520 | ▼ 44.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €426,906 | €423,346 | €397,282 | €386,584 | €54,109 | ▼ 86.0% |
| Equity10/15 | -€25,710 | -€5,616 | -€25,679 | €9,730 | €35,936 | ▲ 269% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Profit (loss) carried forward14 | -€26,710 | -€6,616 | -€26,679 | €8,730 | €34,936 | ▲ 300% |
| Amounts payable17/49 | €452,616 | €428,963 | €422,960 | €376,854 | €18,174 | ▼ 95.2% |
| Amounts payable after more than one year17 | €420,767 | €326,654 | €303,450 | €279,805 | €0 | ▼ 100% |
| Financial debts170/4 | €357,602 | €326,654 | €303,450 | €279,805 | €0 | ▼ 100% |
| Other amounts payable178/9 | €63,165 | - | - | - | - | - |
| Amounts payable within one year42/48 | €31,849 | €101,850 | €119,511 | €83,232 | €17,503 | ▼ 79.0% |
| Current portion of amounts payable after more than one year42 | €14,256 | €22,805 | €23,204 | €23,643 | - | - |
| Financial debts43 | - | - | €158 | - | - | - |
| Credit institutions430/8 | - | - | €158 | - | - | - |
| Trade debts44 | €56 | €6,017 | €7,245 | €9,373 | €3,182 | ▼ 66.1% |
| Suppliers440/4 | €56 | €6,017 | €7,245 | €9,373 | €3,182 | ▼ 66.1% |
| Taxes, remuneration and social security45 | €15,537 | €3,301 | €1,267 | €22,891 | €13,421 | ▼ 41.4% |
| Taxes450/3 | €3,196 | €1,847 | €1,267 | €22,891 | €13,421 | ▼ 41.4% |
| Remuneration and social security454/9 | €12,341 | €1,454 | - | - | - | - |
| Other amounts payable47/48 | €2,000 | €69,726 | €87,636 | €27,324 | €901 | ▼ 96.7% |
| Accrued charges and deferred income492/3 | - | €459 | - | €13,817 | €671 | ▼ 95.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€26,710 | €20,094 | -€20,062 | €35,409 | €26,205 | ▼ 26.0% |
| + Depreciation and write-downs630 | €55,076 | €14,977 | €15,998 | €16,335 | €310 | ▼ 98.1% |
| Operating cash flow (approximation) | €28,366 | €35,071 | -€4,064 | €51,743 | €26,515 | ▼ 48.8% |
| Investment in fixed assets (approximation) | - | -€10,385 | -€4,883 | €0 | €371,169 | - |
| Change in cash | - | -€3,492 | -€12,749 | €2,145 | €20,734 | ▲ 866% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Liquidity times 17current ratio 3.08
Current ratio from 0.18 to 3.08; short-term debt falls from €83,232 to €17,503.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Back to profitnet €35,409
Net result €35,409 after one loss-making year.
12-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 43 days late
12-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 409 days late
2022
31-12
Financial
Back to profitnet €20,094
Net result €20,094 after one loss-making year.
06-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 67 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2021
Ground area
2,779 m²
Building footprint
39 m²
Parcel 34022E0689/00W002, Flanders. Linked by address, not a title deed.
1 establishment unit
Offize
since 20212.319.035.913
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34022E0689/00W002 | Flanders | 2,779 m² | 1 · 39 m² | 0.0 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 256,967 EUR awarded · 256,967 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 0 EUR | 0 EUR |
| 2023 | 2 | 0 EUR | 0 EUR |
| 2022 | 2 | 256,967 EUR | 256,967 EUR |
Recognitions · licences · registrations
Care and welfare
1 service · 0 live't (b)engeltje
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Of 1,506 companies in sector 66199 we hold annual accounts for 922. 511 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-06-2021
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
63100Computing infrastructure, data processing, hosting and related activities
63920Other information service activities
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0770252056
Also
9925:BE0770252056
Registered
03-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.