Summary
4MB GROUP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €5,491 and a net result of -€20,328. Equity is shrinking by ~11.8% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
31 d early
2024
24 d early
2023
on the day
2022
31 d late
2021
69 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 July (4 of the last 5 filed years within 45 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€5,491▼ 78.7%
2023 · €25,818
Net result
-€20,328
2023 · €20,324
Total assets
€12,125▼ 70.5%
2023 · €41,148
Solvency
45.3%▼ 17.5pp
2023 · 62.7%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€2,659--€6,045€25,162-€20,223
Net result€1,664below the sector's middle half--€6,170below the sector's middle half€20,324within the sector's middle half-€20,328below the sector's middle half
Equity€11,664below the sector's middle half-€5,494below the sector's middle half▼ 52.9%€25,818below the sector's middle half▲ 370%€5,491below the sector's middle half▼ 78.7%
Total assets€51,857below the sector's middle half-€30,685below the sector's middle half▼ 40.8%€41,148below the sector's middle half▲ 34.1%€12,125below the sector's middle half▼ 70.5%
Debt€40,192-€25,190▼ 37.3%€15,330▼ 39.1%€6,634▼ 56.7%
Working capital€11,664within the sector's middle half-€2,550within the sector's middle half▼ 78.1%€20,128within the sector's middle half▲ 689%€1,921within the sector's middle half▼ 90.5%
Solvency22.5%within the sector's middle half-17.9%below the sector's middle half▼ 4.6pp62.7%within the sector's middle half▲ 44.8pp45.3%within the sector's middle half▼ 17.5pp
Current ratio1.29within the sector's middle half-1.10within the sector's middle half▼ 0.192.31within the sector's middle half▲ 1.211.29within the sector's middle half▼ 1.02
Return on assets (ROA)3.2%within the sector's middle half--20.1%below the sector's middle half▼ 23.3pp49.4%above the sector's middle half▲ 69.5pp-167.7%below the sector's middle half▼ 217.0pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €20,223 after €25,162 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €12,125
Fixed assets
€3,570 ▼ 37.3%
Current assets
€8,555 ▼ 75.9%
Equity and liabilities €12,125
Equity
€5,491 ▼ 78.7%
Debt
€6,634 ▼ 56.7%
Debt's share of the balance-sheet total rises from 37.3% to 54.7%. Equity and debt are lower.
Key figures and ratios
ROE
-370.2%▼
2023 · 78.7%
Debt ≤ 1 year
€6,634▼
2023 · €15,330
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €307 | €2,092 | €2,120 | ▲ 1.3% |
| Other operating charges640/8 | €107 | €516 | - | - | - |
| Gross operating margin9900 | €2,766 | -€5,222 | €27,254 | -€18,103 | ▼ 166% |
| Operating profit (loss)9901 | €2,659 | -€6,045 | €25,162 | -€20,223 | ▼ 180% |
| Financial income75/76B | €51 | €1 | €102 | €178 | ▲ 74.7% |
| Recurring financial income75 | €51 | €1 | €102 | €178 | ▲ 74.7% |
| Financial charges65/66B | €117 | €197 | €276 | €282 | ▲ 2.2% |
| Recurring financial charges65 | €117 | €197 | €276 | €282 | ▲ 2.2% |
| Profit (loss) for the period before taxes9903 | €2,592 | -€6,242 | €24,988 | -€20,328 | ▼ 181% |
| Income taxes67/77 | €928 | -€72 | €4,664 | - | - |
| Profit (loss) for the period9904 | €1,664 | -€6,170 | €20,324 | -€20,328 | ▼ 200% |
| Profit (loss) for the period to be appropriated9905 | €1,664 | -€6,170 | €20,324 | -€20,328 | ▼ 200% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €51,857 | €30,685 | €41,148 | €12,125 | ▼ 70.5% |
| Fixed assets21/28 | - | €2,944 | €5,690 | €3,570 | ▼ 37.3% |
| Tangible fixed assets22/27 | - | €2,944 | €5,690 | €3,570 | ▼ 37.3% |
| Plant, machinery and equipment23 | - | €2,944 | €5,690 | €3,570 | ▼ 37.3% |
| Current assets29/58 | €51,857 | €27,741 | €35,458 | €8,555 | ▼ 75.9% |
| Amounts receivable within one year40/41 | €51,360 | €21,012 | €25,370 | €8,555 | ▼ 66.3% |
| Trade receivables40 | €51,360 | €20,664 | €21,645 | €5,300 | ▼ 75.5% |
| Other amounts receivable41 | - | €348 | €3,725 | €3,255 | ▼ 12.6% |
| Cash at bank and in hand54/58 | €496 | €3,229 | €10,088 | - | - |
| Deferred charges and accrued income490/1 | - | €3,500 | - | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €51,857 | €30,685 | €41,148 | €12,125 | ▼ 70.5% |
| Equity10/15 | €11,664 | €5,494 | €25,818 | €5,491 | ▼ 78.7% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | €1,664 | -€4,506 | €15,818 | -€4,509 | ▼ 129% |
| Amounts payable17/49 | €40,192 | €25,190 | €15,330 | €6,634 | ▼ 56.7% |
| Amounts payable within one year42/48 | €40,192 | €25,190 | €15,330 | €6,634 | ▼ 56.7% |
| Financial debts43 | - | - | - | €491 | - |
| Credit institutions430/8 | - | - | - | €491 | - |
| Trade debts44 | €39,265 | €22,892 | €10,666 | €1,479 | ▼ 86.1% |
| Suppliers440/4 | €39,265 | €22,892 | €10,666 | €1,479 | ▼ 86.1% |
| Taxes, remuneration and social security45 | €928 | €856 | €4,664 | €4,664 | = |
| Taxes450/3 | €928 | €856 | €4,664 | €4,664 | = |
| Other amounts payable47/48 | - | €1,443 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,664 | -€6,170 | €20,324 | -€20,328 | ▼ 200% |
| + Depreciation and write-downs630 | - | €307 | €2,092 | €2,120 | ▲ 1.3% |
| Operating cash flow (approximation) | €1,664 | -€5,863 | €22,416 | -€18,208 | ▼ 181% |
| Investment in fixed assets (approximation) | - | - | -€4,838 | €0 | ▲ 100% |
| Change in cash | - | €2,733 | €6,859 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€20,328
Net result drops to -€20,328, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €20,324
Net result €20,324 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.31
Current ratio from 1.10 to 2.31; short-term debt falls from €25,190 to €15,330.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2020
Ground area
95 m²
Building footprint
100 m²
Volume, LiDAR
1,979 m³
Parcel 21906D0263/00X003, Brussels · tallest building 23.2 m, ±7 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
4MB GROUP
since 20202.309.531.495
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0263/00X003 ProtectedSite or landscapeLouis Bertrandlaan |
Brussels | 95 m² | 1 · 100 m² | 23.2 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchaarbeek2.309.531.495
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Of 1,506 companies in sector 66199 we hold annual accounts for 922. 228 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-08-2020
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
74991Agents and managers of artists, athletes and other public figures
E-invoicing
Reachable via Peppol
Peppol ID
0208:0752722275
Also
9925:BE0752722275
Registered
20-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.