OFFICINA CLANDESTINA
ActiveSummary
The computed 12-month bankruptcy probability of OFFICINA CLANDESTINA is 2.2% (moderate). The 2025 annual accounts show negative equity (€-23k) and a net result of €6k. Equity is growing by ~20.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 13305 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 13305 sector peers (2025).
NBB · sector comparisonPosition among 13305 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
30 d late
2023
31 d late
2022
72 d late
2021
31 d late
2020
31 d late
2018
152 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-23k▲ 19.8%
2024 · €-28k
2018: €-89k
2020: €-38k
2021: €-27k
2022: €-27k
2023: €-19k
2024: €-28k
2018 → 2025
Total assets
€5k▼ 47.6%
2024 · €9k
2018: €75k
2020: €25k
2021: €27k
2022: €20k
2023: €25k
2024: €9k
2018 → 2025
Net result
€6k
2024 · €-9k
2018: €-9k
2020: €19k
2021: €11k
2022: €-572
2023: €8k
2024: €-9k
2018 → 2025
Working capital
€-24k▲ 21.7%
2024 · €-30k
2018: €-68k
2020: €-13k
2021: €-35k
2022: €-31k
2023: €-22k
2024: €-30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-27k-€-27k▼ 2.2%€-19k▲ 29.5%€-28k▼ 46.8%€-23k▲ 19.8%
Operating result€22k-€3k▼ 85.2%€16k▲ 403%€-10k€6k
Net result€11k-€-572€8k€-9k€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5k
Fixed assets
€1k ▼ 46.0%
Current assets
€4k ▼ 48.1%
Key figures and ratios
EBITDA
€7k▲
2024 · €-9k
Cash flow
€7k▲
2024 · €-8k
Interest coverage
37.18▲
2024 · -77.20
Debt
€27k▼
2024 · €38k
Debt ≤ 1 year
€27k▼
2024 · €38k
Income taxes
€141▼
2024 · €187
Ratios withheld: a balance sheet total of €5k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€9k€5k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€7k€4k▼
Amounts receivable within one year40/41€5k€2k▼
Trade receivables40-€212
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€2k€961▼
Deferred charges and accrued income490/1-€444
Equity and liabilities
Total equity and liabilities10/49€9k€5k▼
Equity10/15€-28k€-23k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-47k€-41k▲
Amounts payable17/49€38k€27k▼
Amounts payable within one year42/48€38k€27k▼
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€187€1k▲
Taxes450/3€187€1k▲
Other amounts payable47/48€32k€24k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€318€265▼
Gross operating margin9900€-9k€7k▲
Operating profit (loss)9901€-10k€6k▲
Financial income75/76B€1k-
Recurring financial income75€0-
Non-recurring financial income76B€1k-
Financial charges65/66B€116€186▲
Recurring financial charges65€116€186▲
Profit (loss) for the period before taxes9903€-9k€6k▲
Income taxes67/77€187€141▼
Profit (loss) for the period9904€-9k€6k▲
Profit (loss) for the period to be appropriated9905€-9k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-47k€-41k▲
Profit (loss) brought forward from the previous period14P€-38k€-47k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 72 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
2019
30-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 152 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 16 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Borstelsstraat 223010 LeuvenGround area
729 m²
Building footprint
249 m²
Volume, LiDAR
1,677 m³
Parcel 24482F0172/00F002, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Borstelsstraat 22, 3010 Leuven
since 20112.216.982.609
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24482F0172/00F002 | Flanders | 729 m² | 1 · 249 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
A LA MAIN
BE 0757.583.163
Leuven
Castello Lucano
BE 0659.975.330
Leuven
DE BLAUWE MAAN
BE 0469.682.215
Leuven
De Leuvense Memling
BE 0862.587.049
Leuven
De Pechvogel
BE 0765.441.351
Leuven
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-07-2011
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
46341Wholesale of wines and spirits
47251Retail sale of wines and spirits
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.