Officenter A12
ActiveSummary
Officenter A12 has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €321k and a net result of €-247k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 3187 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability8▼-5
Solvency36▼-8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.14 against 0.2 in 2024; short-term debt: 54.4% and cash: 0% of total assets), and 88.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-247k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 3187 sector peers (2025).
NBB · sector comparisonPosition among 3187 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
1 d early
2023
41 d early
2022
28 d early
2021
32 d early
2020
54 d early
2019
43 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-247k▼ 69.2%
2024 · €-146k
2018: €-26k
2019: €-43k
2020: €-52k
2021: €-101k
2022: €-70k
2023: €-59k
2024: €-146k
2018 → 2025
Working capital
€-1.35M▼ 32.6%
2024 · €-1.02M
2018: €58k
2019: €20k
2020: €-11k
2021: €-159k
2022: €-350k
2023: €-756k
2024: €-1.02M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€117k-€773k▲ 560%€714k▼ 7.7%€568k▼ 20.4%€321k▼ 43.4%
Operating result€-69k-€-28k▲ 59.1%€2€-101k€-191k▼ 89.5%
Net result€-101k-€-70k▲ 30.9%€-59k▲ 15.2%€-146k▼ 145%€-247k▼ 69.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €191k in 2025 against €101k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.88M
Fixed assets
€2.66M ▼ 1.6%
Current assets
€227k ▼ 12.0%
Equity and liabilities €2.90M
Equity
€321k ▼ 43.4%
Debt
€2.57M ▲ 6.9%
Debt's share of the balance-sheet total rises from 80.9% to 88.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-90k▼
2024 · €-2k
Cash flow
€-146k▼
2024 · €-47k
Current ratio
0.14▼
2024 · 0.20
Debt to equity
8.02▲
2024 · 4.24
ROE
-76.8%▼
2024 · -25.7%
ROA
-8.5%▼
2024 · -4.9%
Interest coverage
-1.04▼
2024 · -0.03
Debt ≤ 1 year
€1.58M▲
2024 · €1.27M
Debt > 1 year
€999k▼
2024 · €1.13M
Income taxes
€176▼
2024 · €286
Staff costs
€122k▼
2024 · €162k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.98M€2.90M▼
Formation expenses20€19k€13k▼
Fixed assets21/28€2.70M€2.66M▼
Intangible fixed assets21€25k€17k▼
Tangible fixed assets22/27€225k€188k▼
Plant, machinery and equipment23€47k€42k▼
Furniture and vehicles24€20k€14k▼
Other tangible fixed assets26€158k€132k▼
Financial fixed assets28€2.45M€2.45M=
Current assets29/58€258k€227k▼
Amounts receivable within one year40/41€257k€226k▼
Trade receivables40€130k€90k▼
Other amounts receivable41€126k€136k▲
Cash at bank and in hand54/58€188€146▼
Deferred charges and accrued income490/1€626€647▲
Equity and liabilities
Total equity and liabilities10/49€2.98M€2.90M▼
Equity10/15€568k€321k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Revaluation surpluses12€1.06M€1.06M=
Reserves13€55k€55k=
Non-distributable reserves130/1€0-
Legal reserve130€0-
Tax-exempt reserves132€36k€36k=
Distributable reserves133€19k€19k=
Profit (loss) carried forward14€-604k€-851k▼
Amounts payable17/49€2.41M€2.57M▲
Amounts payable after more than one year17€1.13M€999k▼
Financial debts170/4€987k€849k▼
Other amounts payable178/9€147k€150k▲
Amounts payable within one year42/48€1.27M€1.58M▲
Financial debts43€3k€24k▲
Credit institutions430/8€3k€24k▲
Trade debts44€14k€77k▲
Suppliers440/4€14k€77k▲
Taxes, remuneration and social security45€11k€21k▲
Taxes450/3€621€9k▲
Remuneration and social security454/9€10k€12k▲
Other amounts payable47/48€1.25M€1.45M▲
Income statement
Code20242025
Non-recurring operating income76A€10k€4k▼
Remuneration, social security and pensions62€162k€122k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€99k€101k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€15k€-11k▼
Other operating charges640/8€2k€7k▲
Non-recurring operating charges66A€10k€19k▲
Gross operating margin9900€187k€48k▼
Operating profit (loss)9901€-101k€-191k▼
Financial income75/76B€31k€31k▲
Recurring financial income75€31k€31k▲
Financial charges65/66B€76k€87k▲
Recurring financial charges65€76k€87k▲
Profit (loss) for the period before taxes9903€-146k€-247k▼
Income taxes67/77€286€176▼
Profit (loss) for the period9904€-146k€-247k▼
Profit (loss) for the period to be appropriated9905€-146k€-247k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-604k€-851k▼
Profit (loss) brought forward from the previous period14P€-458k€-604k▼
Social balance
Average headcount (FTE)90872.41.8▼
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-247k
Net result drops to €-247k, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €773k ▲560%
Equity rises from €117k to €773k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 1242630 AartselaarGround area
1,858 m²
Building footprint
844 m²
Volume, LiDAR
5,735 m³
Parcel 11001B0009/00V005, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Officenter A12
since 20122.208.048.315
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11001B0009/00V005 | Flanders | 1,858 m² | 1 · 844 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 10,000 EUR awarded · 10,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 10,000 EUR | 10,000 EUR |
Schemes
Werkbaarheidscheque (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteAartselaar2.208.048.315
Similar companies · same sector, comparable size
JOHN-SON
BE 0808.362.465
Schoten · Eq €320,955
Buyens 58/61
BE 0808.586.555
Vilvoorde · Eq €320,945
FinTek
BE 1000.355.060
Hooglede · Eq €320,285
B.B.
BE 0718.636.772
Roeselare · Eq €320,051
PIETERS
BE 0807.902.211
Dendermonde · Eq €319,172
Of 5,699 companies in sector 70100 we hold annual accounts for 3,494. 2,310 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-03-2012
Fiscal year end31-12
Activities, NACEBEL 2025
70100Activities of head offices
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Business parks
1 parkOffers a parcel on business park:Neerland