Office09
ActiveSummary
Office09 has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €327k and a net result of €79k. Equity is growing by ~21.3% per year across the filed fiscal years. Its solvency ranks better than 57% of 563 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69▼-6
Solvency78▲+4
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days only on tighter terms
Liquidity ample (current ratio 2.25 against 2.48 in 2023; short-term debt: 41.8% and cash: 5.2% of total assets), and 47.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-04-2026, 252 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
252 d late
2023
448 d late
2022
143 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€327k▲ 31.7%
2023 · €248k
2022: €221k
2023: €248k
2022 → 2024
Total assets
€620k▲ 22.3%
2023 · €507k
2022: €446k
2023: €507k
2022 → 2024
Net result
€79k▲ 188%
2023 · €27k
2022: €33k
2023: €27k
2022 → 2024
Working capital
€323k▲ 11.8%
2023 · €289k
2022: €315k
2023: €289k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€221k-€248k▲ 12.4%€327k▲ 31.7%
Operating result€67k-€41k▼ 38.0%€109k▲ 164%
Net result€33k-€27k▼ 18.2%€79k▲ 188%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 164% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €620k
Fixed assets
€38k ▲ 64.9%
Current assets
€582k ▲ 20.3%
Equity and liabilities €620k
Equity
€327k ▲ 31.7%
Debt
€293k ▲ 13.3%
Debt's share of the balance-sheet total falls from 51.0% to 47.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€115k▲
2023 · €46k
Cash flow
€84k▲
2023 · €32k
Current ratio
2.25▼
2023 · 2.48
Quick ratio
0.45▲
2023 · 0.26
Debt to equity
0.90▼
2023 · 1.04
ROE
24.1%▲
2023 · 11.0%
ROA
12.7%▲
2023 · 5.4%
Interest coverage
-1252.79▼
2023 · 12.30
Debt ≤ 1 year
€259k▲
2023 · €195k
Debt > 1 year
€34k▼
2023 · €64k
Income taxes
€31k▲
2023 · €13k
Staff costs
€20k▼
2023 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 50 lines
Balance sheet
Code20232024
Assets
Total assets20/58€507k€620k▲
Fixed assets21/28€23k€38k▲
Intangible fixed assets21-€4k
Tangible fixed assets22/27€8k€19k▲
Plant, machinery and equipment23€2k€16k▲
Furniture and vehicles24€736€23▼
Other tangible fixed assets26€5k€3k▼
Financial fixed assets28€15k€15k=
Current assets29/58€484k€582k▲
Stocks and contracts in progress3€433k€464k▲
Stocks30/36€433k€464k▲
Amounts receivable within one year40/41€15k€76k▲
Trade receivables40€9k€47k▲
Other amounts receivable41€6k€29k▲
Current investments50/53-€9k
Cash at bank and in hand54/58€36k€32k▼
Deferred charges and accrued income490/1-€781
Equity and liabilities
Total equity and liabilities10/49€507k€620k▲
Equity10/15€248k€327k▲
Contributions10/11€188k€188k=
Reserves13€61k€139k▲
Distributable reserves133€61k€139k▲
Amounts payable17/49€259k€293k▲
Amounts payable after more than one year17€64k€34k▼
Financial debts170/4€64k€34k▼
Amounts payable within one year42/48€195k€259k▲
Current portion of amounts payable after more than one year42€28k€29k▲
Trade debts44€41k€95k▲
Suppliers440/4€41k€95k▲
Taxes, remuneration and social security45€39k€50k▲
Taxes450/3€31k€50k▲
Remuneration and social security454/9€7k€0▼
Other amounts payable47/48€87k€85k▼
Income statement
Code20232024
Remuneration, social security and pensions62€61k€20k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€15k€9k▼
Gross operating margin9900€122k€143k▲
Operating profit (loss)9901€41k€109k▲
Financial income75/76B€2k€1▼
Recurring financial income75€2k€1▼
Financial charges65/66B€4k€-91▼
Recurring financial charges65€4k€-91▼
Profit (loss) for the period before taxes9903€40k€109k▲
Income taxes67/77€13k€31k▲
Profit (loss) for the period9904€27k€79k▲
Profit (loss) for the period to be appropriated9905€27k€79k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€79k▲
Transfer to equity691/2€27k€79k▲
To other reserves6921€27k€79k▲
Social balance
Average headcount (FTE)90870.01.2▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 252 days late
2025
22-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 448 days late
2024
31-12
Financial
Highest result since 2022net €79k ▲188%
Operating result €109k, net result €79k, both a record.
2023
31-12
Financial
Weakest financial yearnet €27k ▼18.2%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 143 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Goudvinkendreef 182900 SchotenGround area
1.3 ha
Building footprint
2,519 m²
Volume, LiDAR
1,604 m³
2 parcels, Flanders · tallest building 21.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Omar Antwerp
since 20212.319.876.942
Omar Antwerp
since 20212.319.877.140
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0465/00V000 | Flanders | 1.1 ha | 1 · 2,295 m² | - |
| 11040D0343/00F000 | Flanders | 2,093 m² | 1 · 224 m² | 21.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
1 live approvalLogistiek duaal (so)
Similar companies · same sector, comparable size
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SANIREV
BE 0478.177.633
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Antwerp Home Styling & Building Consultancy
BE 0744.425.906
Antwerpen · Eq €348k
VAN DAM MANAGEMENT
BE 0675.697.446
Brasschaat · Eq €305k
Studio Barabas
BE 0865.277.216
Londerzeel · Eq €353k
Of 1,449 companies in sector 74130 we hold annual accounts for 341. 216 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
46412Wholesale of household textiles and bedding
74130Interior design
46419Wholesale trade
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.