Active BE 0759.945.015Non-profit association

Oevers

Oude Baan 1 ·2800 Mechelen, Belgium· 5 yrs active

Sector: NACE 94999 (94999)

Conclusion Checked

The computed 12-month bankruptcy probability of Oevers is < 0.1% (very low). The 2024 annual accounts show negative equity (€-70k) and a net result of €-26k. Equity is shrinking by ~84.8% per year across the filed fiscal years. Its solvency ranks better than 6% of 75 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€-70k
Net result	€-26k
Better than sector	6%
Active	5 yrs

Snowflake analysis 5 axes · computed by Checked

57 / 100

Mixed profile: strong on profitability, weaker on health.

Health 25

Profitability 100

Solvency 33

Growth 32

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

< 0.1% Very low

0%0,5%1,5%4%10%≥25%

Lower-risk legal form −Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2020, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

25 / 100 Weak

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview4 NBB filings

Annual accounts filed on 25-06-2025 with the NBB · fiscal year 2024 · micro

RevenueOperating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Equity: declining trend of ~84.8%/year over 4 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 94 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-172.6%	51.7%	better than 6% of 75 sector peers
Net result	€-26k	€8k	better than 13% of 75 sector peers
Equity	€-70k	€37k	better than 5% of 75 sector peers
Gross operating margin	€-14k	€71k	better than 5% of 76 sector peers
Staff costs	€13k	€162k	higher than 5% of 40 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Revenue

€9k

- -63% vs sector

EBITDA

€14k

- +10% vs sector

Net profit

€-26k

+40.8% far below sector median

Cash flow

€14k

- -35% vs sector

Total assets

€41k

-62.0% -96% vs sector

Equity

€-70k

-60.6% far below sector median

Working capital

€-70k

-60.6% far below sector median

Employees (FTE)

1

- -91% vs sector

Staff costs

€13k

-82.3% -98% vs sector

Debt

€111k

-26.4% -57% vs sector

Debt ≤ 1y

€111k

-26.4% -54% vs sector

Debt > 1y

€200k

0.0% 21-24

Current ratio

0.37

-48.3% -91% vs sector

Quick ratio

0.37

-48.3% -91% vs sector

Solvency

-172.6%

-322.4% far below sector median

Debt / equity

-1.58

+54.2% far below sector median

ROE

37.7%

-63.1% far above sector median

ROA

-65.1%

-55.8% far below sector median

Net margin

-114.2%

- far below sector median

Interest coverage

353.11

- far above sector median

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	-
EBITDA	-
Net profit	€-26k
Cash flow	-
Staff costs	€13k
Income taxes	-
Dividends	-
Total assets	€41k
Equity	€-70k
Debt	€111k
of which ≤ 1y	€111k
of which > 1y	-
Working capital	€-70k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	0.37
Quick ratio	0.37
Working capital ratio	-172.6%
Solvency	-172.6%
Debt / equity	-1.58
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	-65.1%
ROE	37.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€41k
Current assets	29/58	€41k
Amounts receivable within one year	40/41	€25k
Cash & bank	54/58	€15k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€41k
Equity	10/15	€-70k
Accumulated profits (losses)	14	€-70k
Amounts payable	17/49	€111k
Amounts payable within one year	42/48	€111k
Trade debts payable within one year	44	€6k
Income statement
Gross operating margin	9900	€-14k
Operating result	9901	€-27k
Financial income	75	€272
Financial charges	65	€137
Result before taxes	9903	€-26k
Net result for the period	9904	€-26k
Result to be appropriated	9905	€-26k

You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	94999
Legal form	Non-profit association(017)
Incorporation	17-12-2020
Status	Active
Postal code	2800

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12402A0109/00S000	Flanders	469 m²	1 · 469 m²	7.4 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

25-06-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

04-09-2024

State Gazette act Director changes

21-06-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

02-06-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

30-06-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 1 year ago

2024

04-09-2024 9 directors appointed, 1 resigning Director changes

Jan Hertog, Bestuurder
Marc Cockx, Bestuurder
Karl Verlinden, Bestuurder
Dirk Tierens, Bestuurder
Jan Bergmans, Bestuurder
Annelies Borms, Bestuurder
Christophe Pierre, Bestuurder
Marc De Geyter, Bestuurder

Original publication ↗

Technical details

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Company registry (CBE) Crossroads Bank

Activities

Overige verenigingen, n.e.g.94999Overige verenigingen, neg94999

Primary activity highlighted.

Names & trade names

Legal nameNL

Oevers

Registered office

Oude Baan 1 bus F

2800 Mechelen, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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