Oeverloos

Active

Public limited companyfounded 20196 yrs activePotvlietlaan 4, 2600 Antwerpen, BelgiumKBO/BCE: BE 0738.677.665

Summary

Oeverloos has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29.35M and a net result of €92k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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Checked score

Score 2025

72 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability38▲+19

Solvency100▲+77

Growth78▲+46

Track record100

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2M at 30 days acceptable

Liquidity ample (current ratio 8.09 against 0.94 in 2024; short-term debt: 0.4% and cash: 2% of total assets), and 0.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 68

Relative position

BE, all sectors

reference

Sector 68

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

99.6%

Return on assets

0.3%

Age of the figures

9 mo

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

29 d early

2024

28 d early

2023

47 d early

2022

14 d early

2021

34 d early

2020

32 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, full schema

Source amounts without an identifiable currency are assumed to be EUR.

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€92k

2024 · €-561k

2020: €-33k 2021: €-12k 2022: €-251k 2023: €-444k 2024: €-561k

2020 → 2025

Working capital

€832k

2024 · €-612k

2020: €5k 2021: €-55k 2022: €-123k 2023: €-1.48M 2024: €-612k

2020 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€417k-€166k▼ 60.2%€-278k€-839k▼ 202%€29.35M

Operating result€-12k-€-100k▼ 760%€-78k▲ 22.2%€36k€657k▲ 1,714%

Net result€-12k-€-251k▼ 2,061%€-444k▼ 76.9%€-561k▼ 26.4%€92k

Result per fiscal year

Operating resultNet result

After the dip in 2022 the operating result has climbed three years in a row; 2025 is 1,714% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €29.47M

96.8%

Fixed assets €28.52M ▼ 2.9%

Current assets €949k ▼ 90.4%

Equity and liabilities €29.47M

99.6%

Equity €29.35M

Debt €117k

Debt finances 0.4% of the balance-sheet total.

Key figures and ratios

2025 value · change against 2024

EBITDA

€1.31M▲

2024 · €113k

Cash flow

€748k▲

2024 · €-485k

Current ratio

8.09▲

2024 · 0.94

Debt to equity

0.00▲

2024 · -47.83

ROE

0.3%

ROA

0.3%▲

2024 · -1.4%

Interest coverage

2.29▲

2024 · 0.19

Debt ≤ 1 year

€117k▼

2024 · €10.54M

Debt > 1 year

€0▼

2024 · €29.40M

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines

Balance sheet Code20242025

Assets

Total assets20/58€39.29M€29.47M▼

Fixed assets21/28€29.36M€28.52M▼

Tangible fixed assets22/27€29.36M€28.52M▼

Land and buildings22€0-

Other tangible fixed assets26€29.36M€28.52M▼

Assets under construction and advance payments27€0-

Current assets29/58€9.93M€949k▼

Amounts receivable within one year40/41€189k€7k▼

Trade receivables40€189k€0▼

Other amounts receivable41€0€7k▲

Cash at bank and in hand54/58€9.55M€591k▼

Deferred charges and accrued income490/1€187k€350k▲

Equity and liabilities

Total equity and liabilities10/49€39.29M€29.47M▼

Equity10/15€-839k€29.35M▲

Contributions10/11€462k€30.56M▲

Capital10€462k€30.56M▲

Issued capital100€462k€30.56M▲

Profit (loss) carried forward14€-1.30M€-1.21M▲

Amounts payable17/49€40.13M€117k▼

Amounts payable after more than one year17€29.40M€0▼

Financial debts170/4€29.40M€0▼

Amounts payable within one year42/48€10.54M€117k▼

Trade debts44€1.17M€117k▼

Suppliers440/4€1.17M€117k▼

Taxes, remuneration and social security45€8.27M€0▼

Taxes450/3€8.27M€0▼

Other amounts payable47/48€1.10M€0▼

Accrued charges and deferred income492/3€189k€0▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€76k€656k▲

Other operating charges640/8€2k€1k▼

Gross operating margin9900€115k€1.31M▲

Operating profit (loss)9901€36k€657k▲

Financial income75/76B-€7k

Recurring financial income75-€7k

Financial charges65/66B€598k€573k▼

Recurring financial charges65€598k€573k▼

Profit (loss) for the period before taxes9903€-561k€92k▲

Profit (loss) for the period9904€-561k€92k▲

Profit (loss) for the period to be appropriated9905€-561k€92k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-1.30M€-1.21M▲

Profit (loss) brought forward from the previous period14P€-739k€-1.30M▼

Social balance

Average headcount (FTE)9087-0.0

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Timeline · acts, filings and financial milestones

All 11Financial 5Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

02-07

NBB filing Annual accounts filed

fiscal year 2025 · full schema

2025

31-12

Financial Back to profitnet €92k

Net result €92k after 5 loss-making years.

31-12

Financial Liquidity times 9current ratio 8.09

Current ratio from 0.94 to 8.09; short-term debt falls from €10.54M to €117k.

31-12

Financial Equity above €25MEq €29.35M

Equity rises from €-839k to €29.35M.

03-07

NBB filing Annual accounts filed

fiscal year 2024 · full schema

2024

31-12

Financial Weakest financial yearnet €-561k

Net result drops to €-561k, the lowest in the series; recovery starts the following year.

14-06

NBB filing Annual accounts filed

fiscal year 2023 · full schema

2023

17-07

NBB filing Annual accounts filed

fiscal year 2022 · full schema

2022

27-06

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema

2021

31-12

Financial Equity above €200kEq €417k ▲1,349%

Equity rises from €29k to €417k.

29-06

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 10 acts read

About the unread acts

We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 1 establishment unit since 2019

seat establishment The establishment unit on the map

Ground area

3,182 m²

Building footprint

1,375 m²

Volume, LiDAR

30,354 m³

2 parcels, Brussels, Flanders · tallest building 31.7 m, ±9 floors. Linked by address, not a title deed.

21 companies at this address See who is registered here

1 establishment unit

Oeverloos

de Meeûssquare 35, 1000 BrusselReal estate development

since 20192.296.495.487

2 parcels

Flanders 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11302A0095/00Z006	Flanders	1,916 m²	1 · 475 m²	15.2 m · 5 fl.
21805E0456/00C000	Brussels	1,266 m²	1 · 900 m²	31.7 m · 9 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Charleroi · Eq €28.95M

Of 1,292 companies in sector 68122 we hold annual accounts for 901. 155 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPublic limited company

Founded03-12-2019

Fiscal year end31-12

Activities, NACEBEL 2025

68122Development of non-residential building projects

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.