Havermarkt

Active

Public limited companyfounded 2017active for 9 yearsMarnixlaan 28, 1000 Brussel, Belgium51 active companies are registered at this addressKBO/BCE: BE 0676.993.979

Summary

Havermarkt has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €467,229. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 5,766 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

HavermarktActiveChecked score 86/100

Risk analysis Report Compare

Activity

Development of non-residential building projects

NACE 68122

1 site

Size

€2.2mturnover 2025

Equity: €1.1m
Profit: €467,229

Turnover -67%: other schema

Financial health

86 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

Parent: Kolmont Development · 100%

GAMBIETManaging director · permanent representative Tom Deckers
Kolmont DevelopmentManaging director · permanent representative Bart Tans

Auditor: BDO BEDRIJFSREVISOREN-BDO REVISEURS D'ENTREPRISES2025 accounts 18 days early5 of 8 deeds summarised

Why 86raises risk1 change of registered office in 24 monthsLiquidity: current ratio 0.56, cash €334,962, halvedlowers riskSize: turnover €2.2m, total assets €7.3mSector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025

86 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 36% of its sector peers (NACE 68, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 40+7

equity 14.7% of total assets

Liquidity 9-5

short-term debt 84.5% · cash 4.6%

Profitability 54-36

return on assets 6.4%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,985 companies, NACE 68, small)

Last 24 months 11-2024: 1.1% 12-2024: 1.1%● unchanged vs 11-2024 01-2025: 1.7%▲ +0.6 percentage points vs 12-2024 02-2025: 1.7%● unchanged vs 01-2025 03-2025: 1.7%● unchanged vs 02-2025 04-2025: 1.7%● unchanged vs 03-2025 05-2025: 1.7%● unchanged vs 04-2025 06-2025: 1.8%▲ +0.1 percentage points vs 05-2025highest value 07-2025: 1.8%● unchanged vs 06-2025 08-2025: 0.2%▼ -1.6 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.3%▲ +0.1 percentage points vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.2%▼ -0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026

Credit of up to €90,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.56, compared with 0.76 in 2024, below 1; short-term debt: 84.5% and cash: 4.6% of total assets), and 85.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 34% on solvency, 9% on liquidity, 53% on profitability and 49% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Size: turnover €2.2m, total assets €7.3m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

Liquidity: current ratio 0.56, cash €334,962, halved

NBB · annual accounts

Sector: Real estate activities (NACE 68)

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.

NBB · 8 filings

Deviation from the deadline

2025

18 days early

2024

24 days early

2023

22 days early

2022

31 days late

2021

24 days early

2020

47 days early

2019

32 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

27-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

13-07-2026 Annual accounts filedfinancial year 2025 · full…
31-12-2025 Equity above €1mequity €1.1m ▲78%
07-07-2025 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Caution: Turnover fell in 2025different schema filed ▼ 66.9% View
Positive: Among the best 15% on net resultsector median €20,550 · 5,772 companies €467,229 View
Controlled by Kolmont Developmentultimately: KOLMONT HOLDING 100% View

By topic

Financials

Financial year: 2025
Turnover: €2.2m
Profit: €467,229
Solvency: 14.7%

Turnover▼ 66.9%

Net result

20242025

Go to Financials

Board & ownership

Board: 2 members
Parent: Kolmont Development · 100%
Auditor: BDO BEDRIJFSREVISOREN-BDO REVISEURS D'ENTREPRISES

GAMBIETManaging director
Kolmont DevelopmentManaging director

Go to Board & ownership

Network & group

Group: KOLMONT HOLDING
Connected companies: 17

Go to Network & group

Timeline

Events: 19
Since: 2019
Next accounts: by 31-07-2027

23-06-2025Resignations: BV Terra Fecunda (director) and BV…
04-02-2025Resignation: KPMG Bedrijfsrevisoren (statutory auditor)
31-12-2024Back to profit

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Activity: Development of non-residential building projectsNACE 68122
Founded: 20-06-2017
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 16

Who signs: Two directors jointly
Annual meeting: Third Wednesday of June at 11:00
Purpose: “Projectontwikkeling,; Onderneming in onroerende goederen in de meest ruime zin; Verhuur en…” (deed in Dutch)

Go to Articles of association

Key facts about Havermarkt

What is the company number of Havermarkt?: 0676.993.979. In Belgium the VAT number is the company number with BE in front: BE 0676.993.979.
Where is Havermarkt based?: The registered office is at Marnixlaan 28, 1000 Brussel.Company details
What does Havermarkt do?: According to the KBO register, the main activity is development of non-residential building projects (NACE 68122).
What is the legal form of Havermarkt?: Public limited company (NV).
When was Havermarkt founded?: On 20-06-2017.
Is Havermarkt still active?: Yes, Havermarkt is an active enterprise in the KBO register.
What is the turnover of Havermarkt?: €2.2m in financial year 2025, according to the filed annual accounts.Financials
Is Havermarkt profitable?: In financial year 2025, Havermarkt made a profit of €467,229.
Where can I find the annual accounts of Havermarkt?: Havermarkt filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Havermarkt due?: By 31-07-2027, for financial year 2026.Timeline