BE OR VERT
ActiveSummary
BE OR VERT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€3,143) and a net result of -€15,285. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 11508 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-30
Solvency9▼-54
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.83 against 1.58 in 2024; short-term debt: 116.3% and cash: 88.4% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-16.3%
Return on assets
-79.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€3,143
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
31 d early
2024
38 d early
2023
30 d early
2022
on the day
2021
2 d late
2020
3 d late
2019
7 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Equity
-€3,143
2024 · €12,142
Total assets
€19,240▼ 39.5%
2024 · €31,823
Net result
-€15,285▼ 1,543%
2024 · -€931
Working capital
-€3,863
2024 · €11,422
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€10,307▲ 296%€9,995▼ 3.0%€3,797▼ 62.0%€1,382▼ 63.6%-€12,405
Net result€10,228within the sector's middle half▲ 303%€9,933within the sector's middle half▼ 2.9%€3,660within the sector's middle half▼ 63.1%-€931within the sector's middle half-€15,285below the sector's middle half▼ 1,543%
Equity-€521below the sector's middle half▲ 95.2%€9,412within the sector's middle half€13,072within the sector's middle half▲ 38.9%€12,142within the sector's middle half▼ 7.1%-€3,143below the sector's middle half
Total assets€16,609below the sector's middle half▲ 171%€26,889below the sector's middle half▲ 61.9%€30,819below the sector's middle half▲ 14.6%€31,823below the sector's middle half▲ 3.3%€19,240below the sector's middle half▼ 39.5%
Debt€17,130▲ 1.5%€17,477▲ 2.0%€17,746▲ 1.5%€19,682▲ 10.9%€22,383▲ 13.7%
Working capital-€1,625within the sector's middle half▲ 86.7%€8,692within the sector's middle half€12,737within the sector's middle half▲ 46.5%€11,422within the sector's middle half▼ 10.3%-€3,863within the sector's middle half
Solvency-3.1%below the sector's middle half▲ 172.5pp35.0%within the sector's middle half▲ 38.1pp42.4%within the sector's middle half▲ 7.4pp38.2%within the sector's middle half▼ 4.3pp-16.3%below the sector's middle half▼ 54.5pp
Current ratio0.91below the sector's middle half▲ 0.631.50within the sector's middle half▲ 0.591.73within the sector's middle half▲ 0.241.58within the sector's middle half▼ 0.150.83below the sector's middle half▼ 0.75
Return on assets (ROA)61.6%above the sector's middle half▲ 20.1pp36.9%above the sector's middle half▼ 24.6pp11.9%within the sector's middle half▼ 25.1pp-2.9%within the sector's middle half▼ 14.8pp-79.4%below the sector's middle half▼ 76.5pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €12,405 after €1,382 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19,240
Fixed assets
€720 =
Current assets
€18,520 ▼ 40.5%
Key figures and ratios
Debt to equity
-7.12▼
2024 · 1.62
Debt ≤ 1 year
€22,383▲
2024 · €19,682
Income taxes
€570▲
2024 · €455
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,010 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 83% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a loss of 10% of the balance sheet or more
7.9%
went bankrupt
8.4%
stopped otherwise
83%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 1.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,010 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €385 | €385 | - | - | - | - |
| Other operating charges640/8 | €496 | €988 | €1,437 | €4,152 | €2,526 | ▼ 39.2% |
| Gross operating margin9900 | €11,188 | €11,368 | €5,233 | €5,535 | -€9,879 | ▼ 279% |
| Operating profit (loss)9901 | €10,307 | €9,995 | €3,797 | €1,382 | -€12,405 | ▼ 997% |
| Financial income75/76B | €0 | €0 | €3 | €4 | €0 | ▼ 99.7% |
| Recurring financial income75 | €0 | €0 | €3 | €4 | €0 | ▼ 99.7% |
| Financial charges65/66B | €80 | €63 | €139 | €1,862 | €2,310 | ▲ 24.0% |
| Recurring financial charges65 | €80 | €63 | €139 | €1,862 | €2,310 | ▲ 24.0% |
| Profit (loss) for the period before taxes9903 | €10,228 | €9,933 | €3,660 | -€476 | -€14,715 | ▼ 2,992% |
| Income taxes67/77 | - | - | - | €455 | €570 | ▲ 25.4% |
| Profit (loss) for the period9904 | €10,228 | €9,933 | €3,660 | -€931 | -€15,285 | ▼ 1,543% |
| Profit (loss) for the period to be appropriated9905 | €10,228 | €9,933 | €3,660 | -€931 | -€15,285 | ▼ 1,543% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €16,609 | €26,889 | €30,819 | €31,823 | €19,240 | ▼ 39.5% |
| Formation expenses20 | €247 | - | - | - | - | - |
| Fixed assets21/28 | €858 | €720 | €720 | €720 | €720 | = |
| Tangible fixed assets22/27 | €138 | - | - | - | - | - |
| Furniture and vehicles24 | €138 | - | - | - | - | - |
| Financial fixed assets28 | €720 | €720 | €720 | €720 | €720 | = |
| Current assets29/58 | €15,504 | €26,169 | €30,099 | €31,103 | €18,520 | ▼ 40.5% |
| Amounts receivable within one year40/41 | €1,013 | €1,377 | €3,839 | €3,556 | €613 | ▼ 82.8% |
| Trade receivables40 | €85 | €343 | €1,797 | €1,714 | €613 | ▼ 64.3% |
| Other amounts receivable41 | €928 | €1,034 | €2,042 | €1,842 | - | - |
| Cash at bank and in hand54/58 | €14,492 | €23,983 | €25,285 | €26,100 | €17,013 | ▼ 34.8% |
| Deferred charges and accrued income490/1 | - | €809 | €974 | €1,448 | €894 | ▼ 38.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €16,609 | €26,889 | €30,819 | €31,823 | €19,240 | ▼ 39.5% |
| Equity10/15 | -€521 | €9,412 | €13,072 | €12,142 | -€3,143 | ▼ 126% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€19,121 | -€9,188 | -€5,528 | -€6,458 | -€21,743 | ▼ 237% |
| Amounts payable17/49 | €17,130 | €17,477 | €17,746 | €19,682 | €22,383 | ▲ 13.7% |
| Amounts payable within one year42/48 | €17,130 | €17,477 | €17,362 | €19,682 | €22,383 | ▲ 13.7% |
| Trade debts44 | €2,607 | €2,830 | €2,715 | €1,580 | €1,734 | ▲ 9.8% |
| Suppliers440/4 | €2,607 | €2,830 | €2,715 | €1,580 | €1,734 | ▲ 9.8% |
| Taxes, remuneration and social security45 | - | - | - | €455 | €1,983 | ▲ 336% |
| Taxes450/3 | - | - | - | €455 | €1,483 | ▲ 226% |
| Remuneration and social security454/9 | - | - | - | - | €500 | - |
| Other amounts payable47/48 | €14,523 | €14,647 | €14,647 | €17,647 | €18,666 | ▲ 5.8% |
| Accrued charges and deferred income492/3 | - | - | €384 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,228 | €9,933 | €3,660 | -€931 | -€15,285 | ▼ 1,543% |
| + Depreciation and write-downs630 | €385 | €385 | - | - | - | - |
| Operating cash flow (approximation) | €10,612 | €10,317 | €3,660 | -€931 | -€15,285 | ▼ 1,543% |
| Investment in fixed assets (approximation) | - | -€247 | €0 | €0 | €0 | - |
| Change in cash | - | €9,491 | €1,302 | €815 | -€9,087 | ▼ 1,215% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
31-12
Financial
Highest result since 2018net €10,228 ▲303%
Operating result €10,307, net result €10,228, both a record.
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
31-12
Financial
Back to profitnet €2,537
Net result €2,537 after 2 loss-making years.
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
2019
31-12
Financial
Weakest financial yearnet -€26,117
Net result drops to -€26,117, the lowest in the series; recovery starts the following year.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2017
Ground area
2,715 m²
Building footprint
937 m²
Volume, LiDAR
4,048 m³
Parcel 25772F0126/00Z004, Wallonia · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Chaussée de Louvain 473, 1300 Wavre
since 20172.270.314.395
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25772F0126/00Z004 | Wallonia | 2,715 m² | 1 · 937 m² | 5.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWavre2.270.314.395
Similar companies · same sector, comparable size
Telloport
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NEXTlease
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Antwerpen · Eq €12,207
BVR
BE 0787.713.343
Evergem · Eq €12,218
Elga-Energy
BE 0753.900.826
Zedelgem · Eq €12,053
YVENTUM
BE 0828.795.318
Antwerpen · Eq €12,275
Of 4,414 companies in sector 46180 we hold annual accounts for 1,892. 975 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-11-2017
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
46190Agents in non-specialised wholesale trade
47210Retail sale of fruit and vegetables
E-invoicing
Reachable via Peppol
Peppol ID
0208:0685479402
Registered
06-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.