OCULAIR
ActiveOCULAIR has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €12k. Equity is growing by ~49.2% per year across the filed fiscal years. Its solvency ranks better than 75% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+26
Solvency100▲+16
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.32 against 1.36 in 2024; short-term debt: 20.7% and cash: 37.5% of total assets), and 24% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76%
Return on assets
33.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
16 d early
2024
12 d late
2023
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▲ 77.1%
2024 · €15k
2023: €12k
2024: €15k
2023 → 2025
Total assets
€36k▲ 37.3%
2024 · €26k
2023: €27k
2024: €26k
2023 → 2025
Net result
€12k▲ 262%
2024 · €3k
2023: €7k
2024: €3k
2023 → 2025
Working capital
€17k▲ 419%
2024 · €3k
2023: €5k
2024: €3k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€12k-€15k▲ 27.0%€27k▲ 77.1%
Operating result€10k-€7k▼ 35.3%€17k▲ 151%
Net result€7k-€3k▼ 53.9%€12k▲ 262%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 151% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36k
Fixed assets
€11k▼ 16.8%
Current assets
€25k▲ 95.1%
Equity and liabilities €36k
Equity
€27k▲ 77.1%
Debt
€9k▼ 19.8%
The debt ratio falls from 41.1% to 24.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24k▲
2024 · €11k
Cash flow
€19k▲
2024 · €8k
Solvency
76.0%▲
2024 · 58.9%
Current ratio
3.32▲
2024 · 1.36
Quick ratio
3.32▲
2024 · 1.36
Debt / equity
0.32▼
2024 · 0.70
ROE
43.5%▲
2024 · 21.3%
ROA
33.1%▲
2024 · 12.5%
Interest coverage
11.39▲
2024 · 4.77
Debt
€9k▼
2024 · €11k
Debt ≤ 1 year
€7k▼
2024 · €9k
Debt > 1 year
€0▼
2024 · €532
Income taxes
€3k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€36k▲
Fixed assets21/28€13k€11k▼
Tangible fixed assets22/27€13k€11k▼
Plant, machinery and equipment23€12k€10k▼
Furniture and vehicles24-€391
Other tangible fixed assets26€2k€1k▼
Current assets29/58€13k€25k▲
Amounts receivable within one year40/41€11k€11k▼
Trade receivables40€3k€3k▼
Other amounts receivable41€8k€8k▲
Cash at bank and in hand54/58€1k€13k▲
Deferred charges and accrued income490/1€448€288▼
Equity and liabilities
Total equity and liabilities10/49€26k€36k▲
Equity10/15€15k€27k▲
Contributions10/11€5k€5k=
Reserves13€10k€22k▲
Distributable reserves133€10k€22k▲
Amounts payable17/49€11k€9k▼
Amounts payable after more than one year17€532€0▼
Financial debts170/4€532€0▼
Amounts payable within one year42/48€9k€7k▼
Current portion of amounts payable after more than one year42€2k€532▼
Financial debts43€0€316▲
Credit institutions430/8€0€316▲
Trade debts44€1k€460▼
Suppliers440/4€1k€460▼
Taxes, remuneration and social security45€6k€6k▼
Taxes450/3€6k€6k▼
Accrued charges and deferred income492/3€900€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€970€0▼
Other operating charges640/8€449€832▲
Gross operating margin9900€13k€25k▲
Operating profit (loss)9901€7k€17k▲
Financial income75/76B€327€420▲
Recurring financial income75€327€420▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€5k€15k▲
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€3k€12k▲
Profit (loss) for the period to be appropriated9905€3k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€12k▲
Transfer to equity691/2€3k€12k▲
To other reserves6921€3k€12k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €12k ▲262%
Operating result €17k, net result €12k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.32
Current ratio from 1.36 to 3.32; short-term debt falls from €9k to €7k.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Weakest financial yearnet €3k ▼53.9%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schurfstraat 733600 GenkGround area
529 m²
Building footprint
132 m²
Parcel 71305F1344/00S103, Flanders. Linked by address, not a title deed.
1 establishment unit
OCULAIR
since 20232.344.658.561
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71305F1344/00S103 | Flanders | 529 m² | 1 · 132 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 630 EUR awarded · 630 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 630 EUR | 630 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,225 companies in sector 82100 we hold annual accounts for 3,511. 2,386 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2023
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.