OCODIMMOR Xpert
ActiveSummary
The computed 12-month bankruptcy probability of OCODIMMOR Xpert is 2.4% (moderate). The 2025 annual accounts show equity of €2k and a net result of €64k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 27786 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency26▼-74
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.1%
Return on assets
36.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-01-2026, 204 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
204 d early
2024
170 d early
2023
168 d early
2022
89 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 99.0%
2024 · €193k
2022: €62k
2023: €125k
2024: €193k
2022 → 2025
Total assets
€176k▼ 22.5%
2024 · €227k
2022: €102k
2023: €160k
2024: €227k
2022 → 2025
Net result
€64k▼ 6.2%
2024 · €68k
2022: €60k
2023: €63k
2024: €68k
2022 → 2025
Working capital
€-20k
2024 · €164k
2022: €51k
2023: €89k
2024: €164k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€62k-€125k▲ 103%€193k▲ 54.2%€2k▼ 99.0%
Operating result€76k-€81k▲ 6.8%€86k▲ 6.4%€79k▼ 8.8%
Net result€60k-€63k▲ 6.1%€68k▲ 7.0%€64k▼ 6.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €176k
Fixed assets
€23k ▼ 22.6%
Current assets
€152k ▼ 22.5%
Equity and liabilities €176k
Equity
€2k ▼ 99.0%
Debt
€174k ▲ 418%
Debt's share of the balance-sheet total rises from 14.8% to 98.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€85k▼
2024 · €93k
Cash flow
€70k▼
2024 · €75k
Current ratio
0.89▼
2024 · 6.07
Debt to equity
86.72▲
2024 · 0.17
ROA
36.3%▲
2024 · 29.9%
Interest coverage
757.00▲
2024 · 447.80
Debt ≤ 1 year
€172k▲
2024 · €32k
Debt > 1 year
€240
Income taxes
€18k▼
2024 · €19k
A ratio outside any meaningful range has been withheld (balance sheet total €176k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€227k€176k▼
Fixed assets21/28€30k€23k▼
Tangible fixed assets22/27€30k€23k▼
Land and buildings22€24k€22k▼
Plant, machinery and equipment23€220-
Furniture and vehicles24€5k€249▼
Other tangible fixed assets26€1k€639▼
Current assets29/58€197k€152k▼
Amounts receivable within one year40/41€44k€72k▲
Trade receivables40€31k€26k▼
Other amounts receivable41€13k€46k▲
Current investments50/53€136k€55k▼
Cash at bank and in hand54/58€17k€24k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€227k€176k▼
Equity10/15€193k€2k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€191k€1▼
Amounts payable17/49€33k€174k▲
Amounts payable after more than one year17-€240
Other amounts payable178/9-€240
Amounts payable within one year42/48€32k€172k▲
Current portion of amounts payable after more than one year42€440-
Trade debts44€911€1k▲
Suppliers440/4€911€1k▲
Taxes, remuneration and social security45€31k€11k▼
Taxes450/3€31k€11k▼
Other amounts payable47/48-€160k
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€673€1k▲
Gross operating margin9900€94k€87k▼
Operating profit (loss)9901€86k€79k▼
Financial income75/76B€704€3k▲
Recurring financial income75€704€3k▲
Financial charges65/66B€208€113▼
Recurring financial charges65€208€113▼
Profit (loss) for the period before taxes9903€87k€81k▼
Income taxes67/77€19k€18k▼
Profit (loss) for the period9904€68k€64k▼
Profit (loss) for the period to be appropriated9905€68k€64k▼
Appropriation of the result
Profit (loss) to be appropriated9906€191k€255k▲
Profit (loss) brought forward from the previous period14P€123k€191k▲
Profit to be distributed694/7-€255k
Return on contributions (dividend)694-€255k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €68k ▲7%
Operating result €86k, net result €68k, both a record.
31-12
Financial
Equity above €150kEq €193k ▲54.2%
3 profitable years in a row build equity to €193k.
14-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €125k ▲103%
2 profitable years in a row build equity to €125k.
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jodoigne · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Sart(Mél.) 181370 JodoigneGround area
1,897 m²
Building footprint
158 m²
Volume, LiDAR
1,002 m³
Parcel 25064C0401/00D000, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OCODIMMOR Xpert
since 20222.326.422.759
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25064C0401/00D000 | Wallonia | 1,897 m² | 1 · 158 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Plan2invest
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JM DEMO CONSTRUCT
BE 1022.890.833
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ISO ROOF EUROPE
BE 0568.990.023
Zaventem · Eq €2,350
Of 4,271 companies in sector 43230 we hold annual accounts for 1,241. 221 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43230Insulation installation
43221Plumbing work
43350Other building finishing work
47110Non-specialised retail sale with food, beverages or tobacco predominating
47730Retail sale of pharmaceutical products
68322Real estate appraisal on a fee or contract basis
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.