Skip to content

IPVL

Active
Private limited companyfounded 2022active for 4 yearsDe Regenboog 11, 2800 Mechelen, BelgiumKBO/BCE: BE 0785.573.108
Summary

IPVL has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,376 and a net result of €21,722. Equity has been growing by about 63% per year since 2022. Its solvency ranks better than 21% of 9,883 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

Source: KBO
Status
Active since 29-04-2022 Normal situation
Registered office
41 active companies are registered at this address 2 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
Insulation installation NACE 43230and 4 others
Joint committee
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment unit
2.330.950.481 2800 Mechelen, since 29-04-2022
Financial year end
31 December
Peppol
Reachable since 14-05-2025

Board and ownership

Board
  • IP GROUPEDirector · since 29-04-2022
  • SEGERS Werner HilaireDirector · since 29-04-2022

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts 2025
Gross margin
€87,165
▼ 35.1%
Turnover
≈ €310,000
estimated
Profit
€21,722
▼ 55.6%
Equity
€29,376
▲ 66.4%
Total assets
€142,142
▼ 55.2%
Filed on 26-06-2026, 35 days before the deadline
Score breakdownraises riskFounded in 2022Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 1.06, cash €44,556, halvedFigures for financial year 2025 (filed on 26-06-2026)Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 56% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 46+15
equity 20.7% of total assets
Liquidity 50-1
short-term debt 72.9% · cash 31.3%
Profitability 88=
return on assets 15.3%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 3.1%highest value 01-2025: 2.8%▼ -0.3 percentage points vs 12-2024 02-2025: 2.8%● unchanged vs 01-2025 03-2025: 2.8%● unchanged vs 02-2025 04-2025: 2.9%▲ +0.1 percentage points vs 03-2025 05-2025: 3.0%▲ +0.1 percentage points vs 04-2025 06-2025: 2.9%▼ -0.1 percentage points vs 05-2025 07-2025: 1.4%▼ -1.5 percentage points vs 06-2025 08-2025: 1.4%● unchanged vs 07-2025 09-2025: 1.4%● unchanged vs 08-2025 10-2025: 1.4%● unchanged vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.2%▼ -0.2 percentage points vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.3%▲ +0.1 percentage points vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 1.5%▲ +0.2 percentage points vs 07-2026 09-2026: 1.7%▲ +0.2 percentage points vs 08-2026 10-2026: 1.0%▼ -0.7 percentage points vs 09-2026lowest value 11-2026: 1.0%● unchanged vs 10-2026lowest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.06 (0.96 in 2024), below the usual 1.5. Short-term debt is 72.9% and cash 31.3% of total assets. 79.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 22% of them on solvency, 42% on liquidity, 73% on profitability and 87% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.06, cash €44,556, halved
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 26-06-2026)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 9883 sector peers (2025).
NBB · sector comparison
Position among 9883 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
35 days early
2024
34 days early
2023
14 days late
2022
21 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 9 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Caution: Less equity than 84% of companies in specialised constructionsector median €251,308 · 9,885 companies €29,376 View

Recent changes

  1. · Gazette deed Incorporation
All 6 events

Comparable companies

These companies have the same main activity as IPVL: insulation installation (NACE 43230). They are comparable in size and age: total assets between €126,000 and €196,000, founded between 2021 and 2023.

CompanyTotal assetsGross margin
IPVL Mechelen€142,142€87,165
Mitrovic Isolatie Antwerpen€161,067€70,637
Fire Protection Projects Nijlen€195,784€111,215
PGI CONSTRUIT Soumagne€141,705€90,963
ELISAV Schaarbeek€145,411€75,745
Helsens Daniel Oudenaarde€125,923€86,418
FM INTERNATIONAL Dendermonde€128,565€103,028
Full comparison

Key facts about IPVL

What is the company number of IPVL?
The company number of IPVL is 0785.573.108. The VAT number is the same number with BE in front: BE 0785.573.108.
Where is IPVL based?
The registered office is at De Regenboog 11, 2800 Mechelen.Company details
What does IPVL do?
According to the KBO register, the main activity is insulation installation (NACE 43230).
What is the legal form of IPVL?
The legal form of IPVL is Private limited company (BV).
When was IPVL founded?
IPVL was founded on 29-04-2022.
Is IPVL still active?
Yes, IPVL is an active enterprise in the KBO register.
How many employees does IPVL have?
IPVL had an average of 1.2 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
Which joint committee does IPVL fall under?
In its 2025 annual accounts, IPVL states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of IPVL?
The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €87,165 and 32 comparable companies (NACE 432). It probably lies between €240,000 and €460,000.
Is IPVL profitable?
In financial year 2025, IPVL made a profit of €21,722.
Where can I find the annual accounts of IPVL?
IPVL filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of IPVL due?
IPVL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.