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OCJ Auto’s

Active
Private limited companyfounded 2022active for 4 yearsOude-Brugweg 27, 2440 Geel, BelgiumKBO/BCE: BE 0786.787.982
Summary

OCJ Auto’s has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €341,922 and a net result of €87,022. Equity has been growing by about 37% per year since 2023. Its solvency ranks better than 80% of 12,781 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 02-06-2022 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 1 other
Establishment unit
2.331.799.826 2440 Geel, since 02-06-2022
Financial year end
31 December
Peppol
Reachable since 05-05-2025

Board and ownership

Board

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€138,338
▼ 10.5%
Turnover
≈ €730,000
estimated
Profit
€87,022
▼ 15.6%
Equity
€341,922
▲ 34.1%
Total assets
€499,834
▼ 5.0%
Score breakdownraises riskFounded in 2022lowers riskLiquidity: current ratio 3.05, cash €383,214Equity €341,922 (68.4% of total assets)Size: total assets €499,834Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 84% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 93+20
equity 68.4% of total assets
Liquidity 87+13
short-term debt 31.4% · cash 76.7%
Profitability 91-2
return on assets 17.4%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 0.2%highest value 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.1%▼ -0.1 percentage points vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.05 (1.83 in 2024), above the usual 1.5. Short-term debt is 31.4% and cash 76.7% of total assets. 31.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 80% of them on solvency, 89% on liquidity, 85% on profitability and 81% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.05, cash €383,214
NBB · annual accounts
lowers risk · Equity €341,922 (68.4% of total assets)
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €499,834
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
31 days early
2024
36 days early
2023
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 27 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Positive: Higher solvency than 80% of companies in retail tradesector median 36.6% · 12,781 companies 68.4% View
  • Positive: Equity rose in 2025from €254,900 to €341,922 ▲ 34.1% View

Recent changes

  1. · Gazette deed IncorporationStarting capital €5,000 · Appointment: Vermeerbergen Jens (statutory director) · Permanent representative: Vermeerbergen Jens
All 5 events

Comparable companies

These companies have the same main activity as OCJ Auto’s: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €498,000 and €860,000, founded between 2021 and 2022.

CompanyTotal assetsGross margin
OCJ Auto’s Geel€499,834€138,338
Rizq Occasions Brecht€497,515€127,957
BELGOCAR Zaventem€717,324€183,154
Autohandel Loosveld Izegem€668,059€203,351
2-TRADE Lummen€729,913€225,586
CARDEAL Saint-Ghislain€859,556€192,297
Bem Groep Lokeren€789,007€75,328
Full comparison

Key facts about OCJ Auto’s

What is the company number of OCJ Auto’s?
The company number of OCJ Auto’s is 0786.787.982. The VAT number is the same number with BE in front: BE 0786.787.982.
Where is OCJ Auto’s based?
The registered office is at Oude-Brugweg 27, 2440 Geel.Company details
What does OCJ Auto’s do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of OCJ Auto’s?
The legal form of OCJ Auto’s is Private limited company (BV).
When was OCJ Auto’s founded?
OCJ Auto’s was founded on 02-06-2022.
Is OCJ Auto’s still active?
Yes, OCJ Auto’s is an active enterprise in the KBO register.
What is the turnover of OCJ Auto’s?
The turnover in financial year 2025 is ≈ €730,000. This figure is estimated from the gross margin of €138,338 and 38 comparable companies (NACE 47811). It probably lies between €480,000 and €1.9m.Financials
Is OCJ Auto’s profitable?
In financial year 2025, OCJ Auto’s made a profit of €87,022.
Where can I find the annual accounts of OCJ Auto’s?
OCJ Auto’s filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of OCJ Auto’s due?
OCJ Auto’s must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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