Skip to content

2-TRADE

Active
Private limited companyfounded 2022active for 4 yearsBosstraat 46, 3560 Lummen, BelgiumKBO/BCE: BE 0784.946.269
Summary

The computed 12-month bankruptcy probability of 2-TRADE is 1.5% (moderate). The 2025 annual accounts show equity of €100,724 and a net result of €142,125. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 24% of 12,757 sector peers (NACE 47, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 19-04-2022 Normal situation
Registered office
28 active companies are registered at this address 3 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811
Establishment unit
2.330.378.280 3560 Lummen, since 19-04-2022
Financial year end
31 December
Peppol
Reachable since 31-10-2023

Board and ownership

Board

Financial position

63 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Annual accounts 2025
Gross margin
€225,586
▼ 6.5%
Turnover
≈ €1.3m
estimated
Profit
€142,125
▼ 10.4%
Equity
€100,724
▼ 71.4%
Total assets
€729,913
▼ 19.1%
Filed on 18-05-2026, 74 days before the deadline
Score breakdownraises risk1 change of registered office in 24 monthsFounded in 2022lowers riskFigures for financial year 2025 (filed on 18-05-2026)Size: total assets €729,913Show the evidence

Checked score

Score 2025
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 36% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 39-25
equity 13.8% of total assets
Liquidity 21-22
short-term debt 59.3% · cash 1.6%
Profitability 93+2
return on assets 19.5%
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.7%lowest value 01-2025: 0.8%▲ +0.1 percentage points vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.9%▲ +0.1 percentage points vs 03-2025 05-2025: 1.2%▲ +0.3 percentage points vs 04-2025 06-2025: 1.4%▲ +0.2 percentage points vs 05-2025 07-2025: 1.4%● unchanged vs 06-2025 08-2025: 1.4%● unchanged vs 07-2025 09-2025: 1.4%● unchanged vs 08-2025 10-2025: 1.4%● unchanged vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.2%▼ -0.2 percentage points vs 11-2025 01-2026: 1.1%▼ -0.1 percentage points vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.4%▲ +0.3 percentage points vs 03-2026 05-2026: 1.8%▲ +0.4 percentage points vs 04-2026highest value 06-2026: 1.4%▼ -0.4 percentage points vs 05-2026 07-2026: 1.4%● unchanged vs 06-2026 08-2026: 1.4%● unchanged vs 07-2026 09-2026: 1.5%▲ +0.1 percentage points vs 08-2026 10-2026: 1.5%● unchanged vs 09-2026 11-2026: 1.5%● unchanged vs 10-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.63 (2.55 in 2024), above the usual 1.5. Short-term debt is 59.3% and cash 1.6% of total assets. However, 86.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 30% of them on solvency, 19% on liquidity, 87% on profitability and 8% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Figures for financial year 2025 (filed on 18-05-2026)
NBB · annual accounts
lowers risk · Size: total assets €729,913
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 12757 sector peers (2025).
NBB · sector comparison
Position among 12757 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
74 days early
2024
41 days early
2023
19 days late
2022
58 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 10 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 July (3 of the last 4 accounts filed within 64 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Caution: Equity fell in 2025from €352,334 to €100,724 ▼ 71.4% View
  • Positive: Higher net result than 82% of companies in retail tradesector median €27,641 · 12,747 companies €142,125 View

Recent changes

  1. · Gazette deed Resignation: Michaël Everaerts (director)Appointment: Lennerd Vanholst (director)
  2. · Gazette deed Registered office moved from Leuven to Lummen
  3. · Gazette deed Incorporation
All 10 events

Comparable companies

These companies have the same main activity as 2-TRADE: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €498,000 and €1.2m, founded between 2021 and 2022.

CompanyTotal assetsGross margin
2-TRADE Lummen€0.7m€0.2m
BELGOCAR Zaventem€0.7m€0.2m
Autohandel Loosveld Izegem€0.7m€0.2m
CARDEAL Saint-Ghislain€0.9m€0.2m
OCJ Auto’s Geel€0.5m€0.1m
TRIO CONSULT Kortenberg€1.2m€0.2m
Rizq Occasions Brecht€0.5m€0.1m
Full comparison

Key facts about 2-TRADE

What is the company number of 2-TRADE?
The company number of 2-TRADE is 0784.946.269. The VAT number is the same number with BE in front: BE 0784.946.269.
Where is 2-TRADE based?
The registered office is at Bosstraat 46, 3560 Lummen.Company details
What does 2-TRADE do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of 2-TRADE?
The legal form of 2-TRADE is Private limited company (BV).
When was 2-TRADE founded?
2-TRADE was founded on 19-04-2022.
Is 2-TRADE still active?
Yes, 2-TRADE is an active enterprise in the KBO register.
What is the turnover of 2-TRADE?
The turnover in financial year 2025 is ≈ €1.3m. This figure is estimated from the gross margin of €225,586 and 37 comparable companies (NACE 47811). It probably lies between €790,000 and €3.0m.Financials
Is 2-TRADE profitable?
In financial year 2025, 2-TRADE made a profit of €142,125.
Where can I find the annual accounts of 2-TRADE?
2-TRADE filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of 2-TRADE due?
2-TRADE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.