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OCF CONSTRUCT

Active
Private limited companyfounded 20179 yrs activeRue Trieu du Bois 50, 1430 Rebecq, BelgiumKBO/BCE: BE 0676.542.732
Summary

The computed 12-month bankruptcy probability of OCF CONSTRUCT is 4.7% (elevated). The 2024 annual accounts show equity of €26,587 and a net result of €1,098. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 91% of 3561 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
OCF CONSTRUCTActiveChecked score 41/100
Risk analysis ReportCompare

Overview

Activity
Other construction installation
NACE 43240NACE 43299
1 site
Size
€18,226turnover 2024
Equity
€26,587
Profit
€1,098
Financial health
41 Weak Checked score 2024
Bankruptcy chance 12 m
4.7%
Structure
Board
1 member
Accounts 65 d overdue1 of 4 deeds read
Why 41- Figures for FY 2024 (filed 06-11-2025)- 1 change of registered office in 24 months- 1 financial year not filed after the legal deadline; latest accounts 96 days late; 3 of the last 3 late+ Liquidity: current ratio 4.89, cash €15,407Show the evidence

Checked score

Score 2024
41 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 68% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 100=
equity 81.3% of total assets
Liquidity 95+3
short-term debt 18.7% · cash 47.1%
Profitability 82+80
return on assets 3.4%
Bankruptcy probability, 12 months
4.7% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,514 companies)
Last 24 months 11-2024: 3.1% 12-2024: 4.0%▲ +28.4% vs 11-2024 01-2025: 5.8%▲ +44.4% vs 12-2024highest value 02-2025: 5.8%● 0.0% vs 01-2025highest value 03-2025: 2.1%▼ -63.8% vs 02-2025 04-2025: 2.1%▲ +2.5% vs 03-2025 05-2025: 2.2%▲ +0.4% vs 04-2025 06-2025: 1.9%▼ -10.4% vs 05-2025 07-2025: 1.9%▲ +0.6% vs 06-2025 08-2025: 2.5%▲ +29.1% vs 07-2025 09-2025: 2.6%▲ +3.5% vs 08-2025 10-2025: 4.5%▲ +72.4% vs 09-2025 11-2025: 4.5%● 0.0% vs 10-2025 12-2025: 0.7%▼ -83.7% vs 11-2025 01-2026: 0.7%▲ +0.4% vs 12-2025 02-2026: 0.7%▼ -0.5% vs 01-2026lowest value 03-2026: 0.7%▲ +1.9% vs 02-2026 04-2026: 0.8%▲ +3.0% vs 03-2026 05-2026: 1.5%▲ +94.0% vs 04-2026 06-2026: 1.4%▼ -6.4% vs 05-2026 07-2026: 1.4%▲ +3.4% vs 06-2026 08-2026: 2.0%▲ +40.2% vs 07-2026 09-2026: 2.6%▲ +30.1% vs 08-2026 10-2026: 4.7%▲ +77.9% vs 09-2026
  • Figures for FY 2024 (filed 06-11-2025) raises the probability
  • 1 change of registered office in 24 months raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 96 days late; 3 of the last 3 late raises the probability
  • Liquidity: current ratio 4.89, cash €15,407 lowers the probability
Credit up to €1,000 at 30 days only on tighter terms
Liquidity ample (current ratio 4.89 against 15.86 in 2023; short-term debt: 18.7% and cash: 47.1% of total assets), and 18.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 92%, profitability 64%, growth against the median 27%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Figures for FY 2024 (filed 06-11-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · 1 financial year not filed after the legal deadline; latest accounts 96 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Liquidity: current ratio 4.89, cash €15,407
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-11-2025, 96 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 7 filings
Deviation from the deadline
2025
not confirmed
2024
96 d late
2023
183 d late
2022
122 d late
2021
121 d late
2020
91 d late
2019
122 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 123 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignation: Moutiaux Olivier (director)Appointment: Saraiva Amorim Carla Alexandra…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Annual accounts filedfiscal year 2023 · full…

Key points

  • Caution: Among the weakest 14% on equitysector median €284,134 · 3,561 companies €26,587 View
  • Caution: Accounts not fileddeadline was 31-07-2026 65 d late View
  • Caution: Board changedlatest change 02-04-2026 · 1 in office 1 joined · 1 left View

By topic

Financials

Fiscal year
2024
Turnover
€18,226
Profit
€1,098
Solvency
81.3%
Turnover▼ 42.8%
Net result
20182024
Go to Financials

Timeline

Events
14
Since
2019
  1. 02-04-2026Resignation: Moutiaux Olivier (director)
  2. 04-11-2025Annual accounts filed
  3. 30-01-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other construction installationNACE 43240
Founded
02-06-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
1
Purpose
Entreprise générale de construction avec coordination des travaux par sous-traitants…
Go to Articles of association

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