CONSTRUCTION RENOVATION & DESIGN
ActiveSummary
The computed 12-month bankruptcy probability of CONSTRUCTION RENOVATION & DESIGN is 1.8% (moderate). The 2025 annual accounts show equity of €33k and a net result of €3k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 50% of 27786 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+32
Solvency72▼-1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.89 against 1.91 in 2024; short-term debt: 52.5% and cash: 5.5% of total assets), but 52.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
42 d early
2023
47 d early
2022
46 d early
2021
44 d early
2020
6 d early
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 8.7%
2024 · €31k
2019: €14k
2020: €21k
2021: €23k
2022: €23k
2023: €30k
2024: €31k
2019 → 2025
Total assets
€70k▲ 10.6%
2024 · €63k
2019: €54k
2020: €64k
2021: €138k
2022: €88k
2023: €53k
2024: €63k
2019 → 2025
Net result
€3k▲ 1,133%
2024 · €215
2019: €1k
2020: €7k
2021: €3k
2022: €336
2023: €7k
2024: €215
2019 → 2025
Working capital
€33k▲ 10.2%
2024 · €30k
2019: €9k
2020: €21k
2021: €22k
2022: €20k
2023: €30k
2024: €30k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€23k▲ 1.5%€30k▲ 29.6%€31k▲ 0.7%€33k▲ 8.7%
Operating result€5k-€4k▼ 20.3%€10k▲ 176%€688▼ 93.2%€4k▲ 487%
Net result€3k-€336▼ 87.5%€7k▲ 1,959%€215▼ 96.9%€3k▲ 1,133%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 487% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets
€393 ▼ 49.6%
Current assets
€69k ▲ 11.3%
Equity and liabilities €70k
Equity
€33k ▲ 8.7%
Debt
€37k ▲ 12.3%
Debt's share of the balance-sheet total rises from 51.7% to 52.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4k▲
2024 · €1k
Cash flow
€3k▲
2024 · €782
Current ratio
1.89▼
2024 · 1.91
Debt to equity
1.11▲
2024 · 1.07
ROE
8.0%▲
2024 · 0.7%
ROA
3.8%▲
2024 · 0.3%
Interest coverage
15.53▲
2024 · 2.65
Debt ≤ 1 year
€37k▲
2024 · €33k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€63k€70k▲
Fixed assets21/28€780€393▼
Tangible fixed assets22/27€780€393▼
Plant, machinery and equipment23€780€393▼
Current assets29/58€62k€69k▲
Amounts receivable within one year40/41€59k€65k▲
Trade receivables40€44k€11k▼
Other amounts receivable41€15k€54k▲
Cash at bank and in hand54/58€3k€4k▲
Deferred charges and accrued income490/1-€700
Equity and liabilities
Total equity and liabilities10/49€63k€70k▲
Equity10/15€31k€33k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€22k€25k▲
Amounts payable17/49€33k€37k▲
Amounts payable within one year42/48€33k€37k▲
Trade debts44€33k€6k▼
Suppliers440/4€33k€6k▼
Advances received on contracts in progress46-€25k
Taxes, remuneration and social security45-€5k
Taxes450/3-€5k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€567€387▼
Other operating charges640/8€4k€557▼
Gross operating margin9900€5k€5k▲
Operating profit (loss)9901€688€4k▲
Financial income75/76B€1€142▲
Recurring financial income75€1€142▲
Financial charges65/66B€474€285▼
Recurring financial charges65€474€285▼
Profit (loss) for the period before taxes9903€215€4k▲
Income taxes67/77-€1k
Profit (loss) for the period9904€215€3k▲
Profit (loss) for the period to be appropriated9905€215€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€25k▲
Profit (loss) brought forward from the previous period14P€22k€22k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €215 ▼96.9%
Net result drops to €215, the lowest in the series; recovery starts the following year.
2023
15-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €7k ▲1959%
Operating result €10k, net result €7k, both a record.
2022
16-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
18-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
15-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
20-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Joseph Bensstraat 1341180 UkkelGround area
201 m²
Building footprint
152 m²
Volume, LiDAR
2,353 m³
Parcel 21616A0228/00Z000, Brussels · tallest building 18.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Joseph Bensstraat 134, 1180 Ukkel
since 20142.235.226.725
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616A0228/00Z000 | Brussels | 201 m² | 1 · 152 m² | 18.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HVE Service
BE 1008.902.146
Brussel · Eq €33,113
BNB DAKWERKEN
BE 0803.287.286
Schilde · Eq €33,234
MAXIME PIRON
BE 0774.288.246
Charleroi · Eq €33,248
Technifrigo
BE 0450.030.114
Fontaine-l'Evêque · Eq €33,040
Smart Eco Projects
BE 0501.637.874
Sint-Agatha-Berchem · Eq €32,897
Of 4,097 companies in sector 43240 we hold annual accounts for 1,632. 1,263 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-07-2014
Fiscal year end30-06
Abbreviation FR
CRD
Activities, NACEBEL 2025
43240Other construction installation
43310Plastering work
43320Joinery installation
43422Screed work
43910Bricklaying and masonry work
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.