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Complete company report
Generated 29-08-2026
Active BE 0797.560.328Private limited company

OCCASIEREKKEN VERBEKE

Kortrijkseweg 78 ·8791 Waregem, Belgium· 3 yrs active
Sector: Groothandel in andere machines en werktuigen, neg (46649)
Conclusion Checked

The computed 12-month bankruptcy probability of OCCASIEREKKEN VERBEKE is 2.3% (moderate). The 2023 annual accounts show equity of €363k and a net result of €63k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €363k
Net result €63k
Staff (FTE) 1.8
Active 3 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health58Profitability87Solvency35Growth-Stability79
65 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 58
Profitability 87
Solvency 35
Growth -
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
2.3% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
58 / 100 Fair
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 17-07-2025 with the NBB · fiscal year 2024 · verkort
Fiscal year2023
Depositverkort
Revenue-
EBITDA€235k
Net profit€63k
Cash flow€176k
Staff costs€99k
Income taxes€21k
Dividends-
Total assets€1.59M
Equity€363k
Debt€1.23M
of which ≤ 1y€425k
of which > 1y€799k
Working capital€41k
Employees (FTE)1.8
Ratios (computed)
2023
Current ratio1.10
Quick ratio0.48
Working capital ratio2.6%
Solvency22.8%
Debt / equity3.38
Long-term debt ratio2.20
Interest coverage6.20
Gross margin-
Net margin-
ROA4.0%
ROE17.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€1.59M
Fixed assets 21/28€1.12M
Intangible fixed assets 21€1.09M
Tangible fixed assets 22/27€30k
Current assets 29/58€467k
Stocks & contracts in progress 3€261k
Amounts receivable within one year 40/41€131k
Cash & bank 54/58€61k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.59M
Equity 10/15€363k
Contributions / capital 10/11€300k
Accumulated profits (losses) 14€63k
Amounts payable 17/49€1.23M
Amounts payable after one year 17€799k
Amounts payable within one year 42/48€425k
Trade debts payable within one year 44€111k
Income statement
Gross operating margin 9900€335k
Operating result 9901€122k
Financial income 75€36
Financial charges 65€38k
Result before taxes 9903€84k
Income taxes 67/77€21k
Net result for the period 9904€63k
Result to be appropriated 9905€63k
Ratios computed by Checked.
Legal Structure
NACE primary Groothandel in andere machines en werktuigen, neg(46649)
Legal form Private limited company(610)
Incorporation24-01-2023
StatusActive
Postal code8791
Establishment units 1 location
Occasierekken Verbeke
Kortrijkseweg 78, 8791 WaregemGroothandel in andere machines en werktuigen, n.e.g.
since 20232.341.281.377
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34006B0539/00M005 Flanders 629 m² 1 · 625 m² 11.9 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
03-02-2026
State Gazette act Registered-office change
v3.2
2025
17-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
10-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
26-01-2023
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
Address history · 1
03-02-2026
v3.2
All acts · 2 updated 6 months ago
2026
03-02-2026 Registered office moved within Waregem Registered-office change
  • Kortrijkseweg 360, 8791 Waregem → Kortrijkseweg 78, 8791 Waregem
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Waregem",
        "region": null,
        "street": "Kortrijkseweg",
        "country": "BE",
        "postcode": "8791",
        "box_number": null,
        "street_number": "78"
      },
      "old_address": {
        "city": "Waregem",
        "region": null,
        "street": "Kortrijkseweg",
        "country": "BE",
        "postcode": "8791",
        "box_number": null,
        "street_number": "360"
      },
      "effective_date": "2025-12-26",
      "evidence_quote": "Het bestuursorgaan bevestigt en bekrachtigt voor zover als nodig haar beslissing om, met ingang van 26 december 2025, de zetel van de vennootschap te verplaatsen van Kortrijkseweg 360, 8791 Waregem naar Kortrijkseweg 78, 8791 Waregem."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0797.560.328",
    "name_full": "OCCASIEREKKEN VERBEKE",
    "legal_form": "BV"
  }
}
2023
26-01-2023 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "8791 Beveren-Leie, Kortrijkseweg 360",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": {
        "kbo": null,
        "name": "ADIRACK INTERNATIONAL"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "Aandelen",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": "ADIRACK INTERNATIONAL",
      "contribution_type": "cash",
      "amount_paid_in_eur": 150000,
      "holder_person_name": null,
      "is_subscriber_only": true,
      "n_shares_subscribed": 15000,
      "amount_subscribed_eur": 150000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": null,
        "name": "JAMMO"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "Aandelen",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": "JAMMO",
      "contribution_type": "cash",
      "amount_paid_in_eur": 150000,
      "holder_person_name": null,
      "is_subscriber_only": true,
      "n_shares_subscribed": 15000,
      "amount_subscribed_eur": 150000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 300000,
  "subject_company": {
    "kbo": "0797.560.328",
    "name_full": "OCCASIEREKKEN VERBEKE",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2023-01-24",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Groothandel in andere machines en werktuigen, neg46649Groothandel in gereedschapswerktuigen46620Groothandel in ijzerwaren46841
Primary activity highlighted.
Names & trade names
Legal nameNL OCCASIEREKKEN VERBEKE
Registered office
Kortrijkseweg 78
8791 Waregem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative