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OC Soft

Active
Private limited company (pre-2019)founded 20179 yrs activeOud Arenberg(KIE) 46A, 9130 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0675.991.713

OC Soft has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €419. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 23% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
61 / 100
Healthy= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability8▼-5
Solvency32▲+3
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.34 in 2024), and 81.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
18.9%
Return on assets
0.3%
Age of the figures
17 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 31510 sector peers (2025).
NBB · sector comparison
Position among 31510 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-12-2025, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
54 d late
2024
on the day
2023
27 d late
2022
27 d early
2021
30 d late
2020
66 d late
2019
1 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close13-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€28k▲ 1.5%
2024 · €27k
2019: €20k 2020: €21k 2021: €19k 2022: €25k 2023: €27k 2024: €27k
2019 → 2025
Total assets
€147k▼ 17.7%
2024 · €178k
2019: €179k 2020: €187k 2021: €126k 2022: €154k 2023: €145k 2024: €178k
2019 → 2025
Net result
€419▼ 40.2%
2024 · €701
2019: €1k 2020: €893 2021: €-2k 2022: €6k 2023: €2k 2024: €701
2019 → 2025
Working capital
€31k▼ 2.8%
2024 · €32k
2019: €9k 2020: €79k 2021: €43k 2022: €-10k 2023: €-8k 2024: €32k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€19k-€25k▲ 29.6%€27k▲ 8.6%€27k▲ 2.6%€28k▲ 1.5%
Operating result€5k-€10k▲ 93.5%€9k▼ 7.1%€6k▼ 37.9%€8k▲ 33.4%
Net result€-2k-€6k€2k▼ 62.1%€701▼ 66.9%€419▼ 40.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-5k€0€5k€10kOperating result 2021: €5k€5kNet result 2021: €-2k€-2kOperating result 2022: €10k€10kNet result 2022: €6k€6kOperating result 2023: €9k€9kNet result 2023: €2k€2kOperating result 2024: €6k€6kNet result 2024: €701€701Operating result 2025: €8k€8kNet result 2025: €419€41920212022202320242025
The operating result recovers in 2025; 2025 is 33% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €147k
Fixed assets €31k▼ 40.3%
Current assets €116k▼ 8.4%
Equity and liabilities €147k
Equity €28k▲ 1.5%
Debt €119k▼ 21.2%
The debt ratio falls from 84.7% to 81.1%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€29k
2024 · €41k
Cash flow
€21k
2024 · €36k
Solvency
18.9%
2024 · 15.3%
Current ratio
1.37
2024 · 1.34
Quick ratio
1.19
2024 · 1.18
Debt / equity
4.29
2024 · 5.52
ROE
1.5%
2024 · 2.6%
ROA
0.3%
2024 · 0.4%
Interest coverage
5.35
2024 · 8.02
Debt
€119k
2024 · €151k
Debt ≤ 1 year
€85k
2024 · €94k
Debt > 1 year
€34k
2024 · €57k
Income taxes
€2k
2024 · €779
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€178k€147k
Fixed assets21/28€52k€31k
Intangible fixed assets21€30k€9k
Financial fixed assets28€22k€22k=
Current assets29/58€126k€116k
Stocks and contracts in progress3€15k€15k=
Stocks30/36€15k€15k=
Amounts receivable within one year40/41€110k€100k
Trade receivables40€91k€47k
Other amounts receivable41€20k€53k
Cash at bank and in hand54/58€0-
Deferred charges and accrued income490/1€716€716=
Equity and liabilities
Total equity and liabilities10/49€178k€147k
Equity10/15€27k€28k
Contributions10/11€19k€19k=
Reserves13€8k€8k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€701€1k
Amounts payable17/49€151k€119k
Amounts payable after more than one year17€57k€34k
Financial debts170/4€57k€34k
Amounts payable within one year42/48€94k€85k
Current portion of amounts payable after more than one year42€28k€32k
Financial debts43€15k€15k
Credit institutions430/8€15k€15k
Trade debts44€47k€34k
Suppliers440/4€47k€34k
Taxes, remuneration and social security45€5k€3k
Taxes450/3€5k€3k
Accrued charges and deferred income492/3-€911
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€21k
Other operating charges640/8€5k€600
Gross operating margin9900€46k€29k
Operating profit (loss)9901€6k€8k
Financial income75/76B€815-
Recurring financial income75€516-
Non-recurring financial income76B€300-
Financial charges65/66B€5k€5k
Recurring financial charges65€5k€5k
Profit (loss) for the period before taxes9903€1k€2k
Income taxes67/77€779€2k
Profit (loss) for the period9904€701€419
Profit (loss) for the period to be appropriated9905€701€419
Appropriation of the result
Profit (loss) to be appropriated9906€701€1k
Profit (loss) brought forward from the previous period14P-€701

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
24-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 54 days late
2024
31-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
27-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2022
04-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial Back to profitnet €6k
Net result €6k after one loss-making year.
2021
30-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
31-03
Financial Weakest financial yearnet €-2k ▼307%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
05-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 66 days late
2020
31-03
Financial Liquidity triplescurrent ratio 3.89
Current ratio from 1.16 to 3.89; short-term debt falls from €57k to €27k.
2019
30-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2017
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oud Arenberg(KIE) 46A9130 Beveren-Kruibeke-Zwijndrecht
Ground area
456 m²
Building footprint
94 m²
Volume, LiDAR
686 m³
Parcel 46012C0132/00L005, Flanders · tallest building 13.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OC Soft
Oud Arenberg(KIE) 46A, 9130 Beveren-Kruibeke-ZwijndrechtWholesale trade
since 20172.266.228.915
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46012C0132/00L005 Flanders 456 m² 1 · 93 m² 13.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,668 companies in sector 70100 we hold annual accounts for 3,479. 1,751 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded24-05-2017
Fiscal year end31-03
Activities, NACEBEL
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.