NICO VANO
ActiveNICO VANO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €4k. Equity is growing by ~42.5% per year across the filed fiscal years. Its solvency ranks better than 23% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▼-13
Solvency44▼-9
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.32 against 0.49 in 2024; short-term debt: 55% and cash: 15.2% of total assets), and 81.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.9%
Return on assets
2.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 31544 sector peers (2025).
NBB · sector comparisonPosition among 31544 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
95 d early
2024
93 d early
2023
92 d early
2022
88 d early
2021
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▼ 36.8%
2024 · €44k
2021: €7k
2022: €20k
2023: €31k
2024: €44k
2021 → 2025
Total assets
€146k▼ 4.8%
2024 · €154k
2021: €135k
2022: €146k
2023: €154k
2024: €154k
2021 → 2025
Net result
€4k▼ 67.6%
2024 · €12k
2021: €4k
2022: €13k
2023: €12k
2024: €12k
2021 → 2025
Working capital
€-55k▼ 58.0%
2024 · €-35k
2021: €483
2022: €10k
2023: €-43k
2024: €-35k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€20k▲ 192%€31k▲ 58.2%€44k▲ 39.0%€28k▼ 36.8%
Operating result€6k-€20k▲ 257%€18k▼ 8.4%€20k▲ 8.4%€10k▼ 47.0%
Net result€4k-€13k▲ 243%€12k▼ 11.5%€12k▲ 6.1%€4k▼ 67.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €146k
Fixed assets
€121k=
Current assets
€26k▼ 22.1%
Equity and liabilities €146k
Equity
€28k▼ 36.8%
Debt
€119k▲ 8.0%
The debt ratio rises from 71.5% to 81.1%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
18.9%▼
2024 · 28.5%
Current ratio
0.32▼
2024 · 0.49
Quick ratio
0.32▼
2024 · 0.49
Debt / equity
4.29▲
2024 · 2.51
ROE
14.4%▼
2024 · 28.1%
ROA
2.7%▼
2024 · 8.0%
Debt
€119k▲
2024 · €110k
Debt ≤ 1 year
€80k▲
2024 · €68k
Debt > 1 year
€38k▼
2024 · €42k
Income taxes
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€154k€146k▼
Fixed assets21/28€121k€121k=
Financial fixed assets28€121k€121k=
Current assets29/58€33k€26k▼
Amounts receivable within one year40/41€3k€3k▲
Other amounts receivable41€3k€3k▲
Cash at bank and in hand54/58€30k€22k▼
Deferred charges and accrued income490/1-€777
Equity and liabilities
Total equity and liabilities10/49€154k€146k▼
Equity10/15€44k€28k▼
Contributions10/11€3k€3k=
Reserves13€41k€25k▼
Distributable reserves133€41k€25k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€110k€119k▲
Amounts payable after more than one year17€42k€38k▼
Financial debts170/4€42k€38k▼
Amounts payable within one year42/48€68k€80k▲
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€5k€0▼
Taxes450/3€5k€0▼
Other amounts payable47/48€57k€75k▲
Income statement
Code20242025
Other operating charges640/8€513€528▲
Gross operating margin9900€20k€11k▼
Operating profit (loss)9901€20k€10k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€18k€7k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€12k€4k▼
Profit (loss) for the period to be appropriated9905€12k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€4k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2-€16k
Transfer to equity691/2€12k€0▼
To other reserves6921€12k€0▼
Profit to be distributed694/7-€20k
Return on contributions (dividend)694-€20k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
04-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2021net €13k ▲243%
Operating result €20k, net result €13k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Menen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ieperstraat 227A8930 MenenGround area
376 m²
Building footprint
109 m²
Volume, LiDAR
756 m³
Parcel 34372A0325/00Y006, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NICO VANO
since 20212.316.005.355
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34372A0325/00Y006 | Flanders | 376 m² | 1 · 109 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ARK
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INVENSU
BE 0834.176.739
Bornem · Eq €28k
CONNECT-S
BE 0764.423.148
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OC Soft
BE 0675.991.713
Beveren-Kruibeke-Zwijndrecht · Eq €28k
BOUWTEAM+
BE 0464.782.131
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Of 5,691 companies in sector 70100 we hold annual accounts for 3,491. 1,756 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-02-2021
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.