Obole
ActiveObole has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €68k. Equity is growing by ~45.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+3
Solvency26▼-74
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.9%
Return on assets
21.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 12690 sector peers (2025).
NBB · sector comparisonPosition among 12690 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-07-2026, 26 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
26 d early
2024
61 d late
2023
30 d late
2022
31 d late
2021
59 d late
2020
59 d late
2019
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 98.6%
2024 · €215k
2019: €8k
2020: €40k
2021: €68k
2022: €101k
2023: €163k
2024: €215k
2019 → 2025
Total assets
€318k▲ 20.5%
2024 · €264k
2019: €16k
2020: €59k
2021: €98k
2022: €133k
2023: €232k
2024: €264k
2019 → 2025
Net result
€68k▲ 28.0%
2024 · €53k
2019: €5k
2020: €31k
2021: €29k
2022: €34k
2023: €62k
2024: €53k
2019 → 2025
Working capital
€3k▼ 98.6%
2024 · €215k
2019: €8k
2020: €39k
2021: €64k
2022: €100k
2023: €162k
2024: €215k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€101k▲ 48.9%€163k▲ 60.4%€215k▲ 32.1%€3k▼ 98.6%
Operating result€38k-€45k▲ 17.7%€81k▲ 81.2%€63k▼ 21.4%€87k▲ 37.9%
Net result€29k-€34k▲ 16.0%€62k▲ 81.9%€53k▼ 14.5%€68k▲ 28.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 38% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €318k
Equity
€3k▼ 98.6%
Debt
€315k▲ 544%
The debt ratio rises from 18.5% to 99.1%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
0.9%▼
2024 · 81.5%
Current ratio
1.01▼
2024 · 5.39
Quick ratio
1.01▼
2024 · 5.39
ROA
21.4%▲
2024 · 20.1%
Debt
€315k▲
2024 · €49k
Debt ≤ 1 year
€315k▲
2024 · €49k
Income taxes
€20k▲
2024 · €16k
A ratio outside any meaningful range has been withheld (balance sheet total €318k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€264k€318k▲
Current assets29/58€264k€318k▲
Amounts receivable within one year40/41€140k€198k▲
Trade receivables40€90k€117k▲
Other amounts receivable41€50k€80k▲
Cash at bank and in hand54/58€123k€119k▼
Deferred charges and accrued income490/1€63€867▲
Equity and liabilities
Total equity and liabilities10/49€264k€318k▲
Equity10/15€215k€3k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€212k-
Amounts payable17/49€49k€315k▲
Amounts payable within one year42/48€49k€315k▲
Trade debts44€8k€2k▼
Suppliers440/4€8k€2k▼
Taxes, remuneration and social security45€36k€33k▼
Taxes450/3€36k€33k▼
Other amounts payable47/48€5k€280k▲
Income statement
Code20242025
Other operating charges640/8€825€712▼
Gross operating margin9900€64k€88k▲
Operating profit (loss)9901€63k€87k▲
Financial income75/76B€5k€613▼
Recurring financial income75€5k€613▼
Financial charges65/66B€193€363▲
Recurring financial charges65€193€363▲
Profit (loss) for the period before taxes9903€69k€88k▲
Income taxes67/77€16k€20k▲
Profit (loss) for the period9904€53k€68k▲
Profit (loss) for the period to be appropriated9905€53k€68k▲
Appropriation of the result
Profit (loss) to be appropriated9906€213k€280k▲
Profit (loss) brought forward from the previous period14P€160k€212k▲
Profit to be distributed694/7€833€280k▲
Return on contributions (dividend)694€833€280k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
02-07
State Gazette act
Incorporation · Founder
Founding capital · Bank account
2025
31-12
Financial
Highest result since 2019net €68k ▲28%
Operating result €87k, net result €68k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Equity above €200kEq €215k ▲32.1%
6 profitable years in a row build equity to €215k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Equity above €150kEq €163k ▲60.4%
5 profitable years in a row build equity to €163k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €100kEq €101k ▲48.9%
4 profitable years in a row build equity to €101k.
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2020
30-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Felix Timmermanslaan 271933 ZaventemGround area
465 m²
Building footprint
137 m²
Volume, LiDAR
550 m³
Parcel 23082B0218/00F000, Flanders · tallest building 6.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Obole
since 20192.296.865.275
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23082B0218/00F000 | Flanders | 464 m² | 1 · 137 m² | 6.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 333 EUR awarded · 333 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 333 EUR | 333 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,175 companies in sector 69201 we hold annual accounts for 7,638. 1,426 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2019
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.