A.B. & C.D. Compta
ActiveA.B. & C.D. Compta has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €211k and a net result of €48k. Equity is growing by ~29.1% per year across the filed fiscal years. Its solvency ranks better than 64% of 12643 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+10
Growth76=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 2.57 against 1.67 in 2024), and 30.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.8%
Return on assets
15.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
28 d early
2024
29 d early
2023
26 d early
2022
2 d late
2021
37 d early
2020
10 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€147k▲ 15.9%
2022 · €127k
2019: €93k
2020: €109k
2021: €111k
2022: €127k
2019 → 2023
EBIT margin
33.9%▼ 0.6pp
2022 · 34.5%
2019: 9.8%
2020: 27.5%
2021: 36.3%
2022: 34.5%
2019 → 2023
Net result
€48k▼ 4.6%
2024 · €50k
2019: €6k
2020: €24k
2021: €32k
2022: €33k
2023: €38k
2024: €50k
2019 → 2025
Working capital
€95k▲ 30.5%
2024 · €72k
2019: €21k
2020: €48k
2021: €75k
2022: €49k
2023: €84k
2024: €72k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€111k-€127k▲ 14.3%€147k▲ 15.9%
Equity€80k-€112k▲ 38.6%€149k▲ 33.3%€189k▲ 26.8%€211k▲ 12.0%
Operating result€40k-€44k▲ 8.8%€50k▲ 13.8%€68k▲ 36.6%€70k▲ 2.1%
Net result€32k-€33k▲ 2.8%€38k▲ 16.2%€50k▲ 31.4%€48k▼ 4.6%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 2% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €303k
Fixed assets
€148k▼ 3.6%
Current assets
€155k▼ 14.2%
Equity and liabilities €303k
Equity
€211k▲ 12.0%
Debt
€91k▼ 37.0%
The debt ratio falls from 43.5% to 30.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€76k▲
2024 · €74k
Cash flow
€54k▼
2024 · €56k
Solvency
69.8%▲
2024 · 56.5%
Current ratio
2.57▲
2024 · 1.67
Quick ratio
2.57▲
2024 · 1.67
Debt / equity
0.43▼
2024 · 0.77
ROE
22.5%▼
2024 · 26.5%
ROA
15.7%▲
2024 · 15.0%
Interest coverage
13.87▼
2024 · 36.22
Debt
€91k▼
2024 · €145k
Debt ≤ 1 year
€60k▼
2024 · €108k
Debt > 1 year
€31k▼
2024 · €37k
Income taxes
€17k▲
2024 · €16k
Staff costs
€19k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€334k€303k▼
Fixed assets21/28€153k€148k▼
Tangible fixed assets22/27€153k€148k▼
Furniture and vehicles24€11k€6k▼
Other tangible fixed assets26€142k€141k▼
Current assets29/58€180k€155k▼
Amounts receivable within one year40/41-€7k
Trade receivables40-€6k
Other amounts receivable41-€280
Cash at bank and in hand54/58€180k€146k▼
Deferred charges and accrued income490/1€554€2k▲
Equity and liabilities
Total equity and liabilities10/49€334k€303k▼
Equity10/15€189k€211k▲
Contributions10/11€19k€19k=
Reserves13€32k€50k▲
Distributable reserves133€32k€50k▲
Profit (loss) carried forward14€138k€143k▲
Amounts payable17/49€145k€91k▼
Amounts payable after more than one year17€37k€31k▼
Financial debts170/4€37k€31k▼
Amounts payable within one year42/48€108k€60k▼
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€391€3k▲
Suppliers440/4€391€3k▲
Taxes, remuneration and social security45€20k€22k▲
Taxes450/3€19k€18k▼
Remuneration and social security454/9€888€4k▲
Other amounts payable47/48€82k€29k▼
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€90k€101k▲
Remuneration, social security and pensions62€12k€19k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€88k€100k▲
Operating profit (loss)9901€68k€70k▲
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€66k€64k▼
Income taxes67/77€16k€17k▲
Profit (loss) for the period9904€50k€48k▼
Profit (loss) for the period to be appropriated9905€50k€48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€162k€186k▲
Profit (loss) brought forward from the previous period14P€112k€138k▲
Transfer to equity691/2€14k€18k▲
To other reserves6921€14k€18k▲
Profit to be distributed694/7€10k€25k▲
Return on contributions (dividend)694€10k€25k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €211k ▲12%
7 profitable years in a row build equity to €211k.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €50k ▲31.4%
Net result €50k, the highest in the series.
31-12
Financial
Equity above €150kEq €189k ▲26.8%
6 profitable years in a row build equity to €189k.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
31-12
Financial
Equity above €100kEq €112k ▲38.6%
4 profitable years in a row build equity to €112k.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Liquidity triplescurrent ratio 6.30
Current ratio from 2.41 to 6.30; short-term debt falls from €15k to €9k.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frameries · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Chaux-de-Fonds 47080 FrameriesGround area
611 m²
Building footprint
75 m²
Volume, LiDAR
393 m³
Parcel 53045A0225/00P002, Wallonia · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
A.B. & C.D. Compta
since 20182.285.307.528
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53045A0225/00P002 | Wallonia | 611 m² | 1 · 75 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,175 companies in sector 69201 we hold annual accounts for 7,639. 6,333 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2018
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:arnaud.brulez@gmail.com