OBJECTIVE VIEW
ActiveSummary
OBJECTIVE VIEW has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,198 and a net result of €25,273. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 31% of 21,080 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
- Equity
- €29,198
- Profit
- €25,273
Why 69raises riskLiquidity: current ratio 1.00, cash €184, halvedLast filed accounts filed 31 days late; 2 of the last 3 latelowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €80,458Show the evidence
Checked score
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 33% on solvency, 6% on liquidity, 82% on profitability and 99% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 48 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Appointment: ROSY Xavier (director)Resignation: ROSY Xavier (manager) ·…
- Highest result from 2018 to 2025net €25,273 ▲208%
Financials · financial year 2025, micro format
2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00460608.
2020 to 2025, 5 financial years 2018 to 2025, 7 financial years
After the dip in 2023 the operating result has climbed two years in a row; 2025 is over 3.4 times 2024 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 31,368 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93.5% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,368 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,631 | - | - | €296 | €386 | €386 | €2,070 | ▲ 436% |
| Other operating charges640/8 | - | - | - | €830 | €1,411 | €2,076 | €6,531 | ▲ 215% |
| Gross operating margin9900 | €8,275 | €9,312 | -€1,596 | €6,051 | €45 | €14,390 | €49,708 | ▲ 245% |
| Operating profit (loss)9901 | -€209 | €5,085 | -€2,773 | €4,925 | -€1,752 | €11,928 | €41,107 | ▲ 245% |
| Financial income75/76B | - | - | - | - | - | - | €81 | - |
| Recurring financial income75 | €1,825 | €375 | €526 | - | - | - | €81 | - |
| Financial charges65/66B | - | - | - | €301 | €362 | €128 | €38 | ▼ 70.3% |
| Recurring financial charges65 | €499 | €407 | €208 | €301 | €362 | €128 | €38 | ▼ 70.3% |
| Profit (loss) for the period before taxes9903 | €1,117 | €5,052 | -€2,455 | €4,624 | -€2,114 | €11,801 | €41,150 | ▲ 249% |
| Income taxes67/77 | - | €5,215 | - | €1,052 | €18 | €3,587 | €15,877 | ▲ 343% |
| Profit (loss) for the period9904 | €1,117 | -€163 | -€2,455 | €3,573 | -€2,132 | €8,214 | €25,273 | ▲ 208% |
| Profit (loss) for the period to be appropriated9905 | €1,117 | -€163 | -€2,455 | €3,573 | -€2,132 | €8,214 | €25,273 | ▲ 208% |
| Line | 2018 | 2019 | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €10,432 | €2,520 | €3,123 | €3,779 | €23,185 | €27,199 | €80,458 | ▲ 196% |
| Fixed assets21/28 | €3,456 | €80 | €80 | €1,634 | €1,248 | €862 | €29,833 | ▲ 35× |
| Tangible fixed assets22/27 | - | - | - | €1,634 | €1,248 | €862 | €29,833 | ▲ 35× |
| Furniture and vehicles24 | - | - | - | €1,634 | €1,248 | €862 | €29,833 | ▲ 35× |
| Financial fixed assets28 | €3,456 | €80 | €80 | - | - | - | - | - |
| Current assets29/58 | €6,976 | €2,439 | €3,042 | €2,145 | €21,938 | €26,337 | €50,626 | ▲ 92.2% |
| Amounts receivable within one year40/41 | €2,025 | €948 | €2,701 | €2,145 | €17,939 | €19,279 | €50,388 | ▲ 161% |
| Trade receivables40 | - | - | - | €2,145 | €17,939 | €19,279 | €47,074 | ▲ 144% |
| Other amounts receivable41 | - | - | - | - | - | - | €3,314 | - |
| Cash at bank and in hand54/58 | €3,475 | €120 | €244 | - | €2,725 | €5,571 | €184 | ▼ 96.7% |
| Deferred charges and accrued income490/1 | - | - | - | - | €1,274 | €1,488 | €54 | ▼ 96.4% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €10,432 | €2,520 | €3,123 | €3,779 | €23,185 | €27,199 | €80,458 | ▲ 196% |
| Equity10/15 | -€2,137 | -€2,300 | -€4,755 | -€2,157 | -€4,289 | €3,925 | €29,198 | ▲ 644% |
| Contributions10/11 | €7,000 | €7,000 | - | €7,000 | €7,000 | €7,000 | €7,000 | = |
| Reserves13 | €3,653 | €3,653 | €3,653 | €3,653 | €3,653 | €3,653 | €3,653 | = |
| Non-distributable reserves130/1 | - | - | - | €2,953 | €2,953 | €2,953 | €2,953 | = |
| Reserves not available under the articles1311 | - | - | - | €2,953 | €2,953 | €2,953 | €2,953 | = |
| Tax-exempt reserves132 | - | - | - | €700 | €700 | €700 | €700 | = |
| Profit (loss) carried forward14 | -€12,790 | -€12,953 | -€15,408 | -€12,810 | -€14,942 | -€6,728 | €18,545 | - |
| Amounts payable17/49 | €12,569 | €4,820 | €7,877 | €5,936 | €27,475 | €23,274 | €51,260 | ▲ 120% |
| Amounts payable after more than one year17 | €573 | - | - | - | - | - | - | - |
| Amounts payable within one year42/48 | €11,996 | €4,801 | €7,877 | €5,936 | €27,475 | €23,274 | €50,861 | ▲ 119% |
| Financial debts43 | - | - | - | €216 | - | - | - | - |
| Credit institutions430/8 | - | - | - | €216 | - | - | - | - |
| Trade debts44 | €1,736 | €815 | €4,967 | €531 | €20,358 | €10,297 | €15,788 | ▲ 53.3% |
| Suppliers440/4 | - | - | - | €531 | €20,358 | €10,297 | €15,788 | ▲ 53.3% |
| Advances received on contracts in progress46 | - | - | - | - | - | €7,335 | €25,852 | ▲ 252% |
| Taxes, remuneration and social security45 | - | - | - | €1,052 | - | €43 | €9,221 | ▲ 213× |
| Taxes450/3 | - | - | - | €1,052 | - | €43 | €9,221 | ▲ 213× |
| Other amounts payable47/48 | - | - | - | €4,137 | €7,117 | €5,599 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | - | - | - | - | - | €400 | - |
| Line | 2018 | 2019 | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,117 | -€163 | -€2,455 | €3,573 | -€2,132 | €8,214 | €25,273 | ▲ 208% |
| + Depreciation and write-downs630 | €7,631 | - | - | €296 | €386 | €386 | €2,070 | ▲ 436% |
| Operating cash flow (approximation) | €8,748 | -€163 | -€2,455 | €3,869 | -€1,746 | €8,600 | €27,343 | ▲ 218% |
| Investment in fixed assets (approximation) | - | €3,376 | €0 | - | €0 | €0 | -€31,040 | - |
| Change in cash | - | -€3,355 | €124 | - | - | €2,846 | -€5,387 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 25 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00460608 |
| 31-12-2024 | micro format | 30-08-2025 | 2025-00449900 |
| 31-12-2023 | micro format | 28-09-2024 | 2024-00477424 |
| 31-12-2022 | micro format | 22-12-2023 | 2023-00534846 |
| 31-12-2020 | micro format | 05-10-2021 | 2021-71200037 |
| 31-12-2019 | micro format | 07-07-2020 | 2020-27800456 |
| 31-12-2018 | micro format | 30-08-2019 | 2019-61700220 |
| 31-12-2017 | full format | 29-10-2018 | 2018-70700045 |
| 31-12-2016 | full format | 31-05-2017 | 2017-14600135 |
| 31-12-2015 | full format | 20-06-2016 | 2016-19600510 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| ROSY Xavier |
|
Owners and capital
Capital and shareholders
- 10-04-2026 Converted to uncalled contributions · €13,000
- 10-04-2026 Capital reduction of €7,000
- 10-04-2026 Capital reduction of €13,000
- 10-04-2026 Converted to unavailable equity · €7,000
Group and network
Connections & network
No sitting directors or connected companies in the Gazette act read.
History
Acts, filings and financial milestones
10-04
Gazette deed
Appointment: ROSY Xavier (director)Resignation: ROSY Xavier (manager) · Capital conversion · Capital decrease10 facts ▸
- Capital conversion, “compte de capitaux propres "apports non appelés"” (deed in French)
- Capital decrease, €7,000
- Declaration, “exigence de double test, test de solvabilité et liquidité avant toute distribution” (deed in French)
- Capital decrease, €13,000
- Other provision, “test de liquidité, la société reste en mesure d'acquitter ses dettes exigibles venant à échéance dans les douze mois au moins à compter de la distribution” (deed in French)
- Amendment of the articles
- Director appointment, ROSY Xavier (director (not named in the articles))
- Director resignation, ROSY Xavier (manager)
- Registered office clause, “1160 Auderghem, Avenue Charles Brassine 13” (deed in French)
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
Show earlier events
Register details
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
What can you do?
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21002A0204/00W004 | Brussels | 241 m² | 1 · 92 m² | 11.6 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Service; Conseil; Intermédiaire; Recherche et développement; Production; Commercialisation; Partenariat avec des sociétés belges et…” (deed in French)
12 activities (deed in French)
- Service
- Conseil
- Intermédiaire
- Recherche et développement
- Production
- Commercialisation
- Partenariat avec des sociétés belges et étrangères
- Distributions de produits belges et étrangers
- Adaptation de produits étrangers pour le marché belge ou européen
- Formation et organisation d'événements en Belgique et à l'étranger
- Création et vente de matières premières ou d'équipements
- Dépôt, exploitation et rachat de brevets
- Name clauseThe name the company operates under according to its articles.
- OBJECTIVE VIEW
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région de Bruxelles-Capitale, sièges administratifs, agences, ateliers, dépôts et succursales en Belgique et à l'étranger par simple…” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Organe d'administration, nommés avec ou sans limitation de durée” (deed in French)1 more provision on this in the deed
Capital, shares and profit
- Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of April at 17:00
Oversight and winding up
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Le ou les administrateur(s) en fonction sont désignés comme liquidateur(s) en vertu des présents statuts si aucun autre liquidateur n'aurait…” (deed in French)