Equity
-€14,283
Debts exceed assets in financial year 2025.
OZTECH
Lifetime
8 annual accounts with figures on one time axispeak €58,816 (2019)
€3,138▼ 82.8%
lowest -€51,930 (2020)
-€3,060▼ €8,952
peak €29,166 (2019)
-€14,283▼ €3,060
€204,250▼ 4.6%
peak 1 FTE (2019)
-not published
Board1 name since 2023
1 directorVERMEEREN Thierry
Documentsfilings and deeds
30-10-202691 days late
2025micro format
Gross margin from €18,227 to €3,138Loss of €3,060Appointment: VERMEEREN Thierry (director) 19-12Equity from -€11,223 to -€14,283Cash from €9,207 to €12,542
Key points
from the 2025 annual accountsTurnover
≈ €17,000 estimated
The micro format states no turnover.
Debts
€204,250 108% of the balance sheet
Filings
8 annual accounts 91 days
Latest accounts filed late: after the legal deadline.
Board
1 joined
New director. Latest change 19-12-2025 · 1 in office.
Position in the sector
-€14,283
Less equity than 95% of companies in computer programming and consultancy. Sector median €69,072 · 21,214 companies.
Checked score
53
Fair
Financially stronger than 15% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.9%
01-2025: 0.9%● unchanged vs 12-2024
02-2025: 0.9%● unchanged vs 01-2025
03-2025: 0.9%● unchanged vs 02-2025
04-2025: 0.9%● unchanged vs 03-2025
05-2025: 0.9%● unchanged vs 04-2025
06-2025: 0.9%● unchanged vs 05-2025
07-2025: 0.9%● unchanged vs 06-2025
08-2025: 1.2%▲ +0.3 percentage points vs 07-2025
09-2025: 1.3%▲ +0.1 percentage points vs 08-2025
10-2025: 0.8%▼ -0.5 percentage points vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.7%▼ -0.1 percentage points vs 05-2026
07-2026: 0.7%● unchanged vs 06-2026lowest value
08-2026: 1.0%▲ +0.3 percentage points vs 07-2026
09-2026: 1.2%▲ +0.2 percentage points vs 08-2026
10-2026: 1.7%▲ +0.5 percentage points vs 09-2026highest value
11-2026: 1.1%▼ -0.6 percentage points vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Last filed accounts filed 91 days late; 3 of the last 3 accounts late
Negative equity -€14,283
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €189,967
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 8% of them on solvency, 4% on liquidity, 26% on profitability and 22% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,564 companies had the same profile as OZTECH has now. Each dot stands for 4 companies, two years later.
88.9%
were still trading
5.4%
stopped another way
5.1%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of OZTECH itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,564 companies, not a prediction for OZTECH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.09 (0.12 in 2024), below 1. Short-term debt is 107.5% and cash 6.6% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€14,283
raises risk · 2025 accounts filed 91 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-10-2026, 91 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 8 filingsDeviation from the deadline
2025
91 days late
2024
59 days late
2023
58 days late
2022
70 days late
2021
68 days late
2020
89 days late
2019
119 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 79 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Appointment: VERMEEREN Thierry (director)
General meeting of 12-12-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0686956770
Registered office moved from Ben-Ahin to Ramillies
New registered office: rue Petite Coyarde 2B à 1367 Ramillies · Previous registered office: Bois des Rois 123, 4500 Ben-Ahin · General meeting of 14-07-2020 · Gazette deed
Incorporation
published on 04-01-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OZTECH Ramillies | €189,967 | €3,138 | -7.5% | - |
| MCE Balen | €179,560 | €3,113 | 14.1% | - |
| LUMAY CONSEIL ET PARTICIPATION Chaudfontaine | €165,447 | €3,349 | 84.3% | - |
| LB-Assist Putte | €157,542 | €3,234 | 77.8% | - |
| MIT ADVANCED SOLUTIONS Brussels | €210,467 | €3,845 | 54.1% | - |
| EMMKAY Berloz | €157,911 | €4,416 | 95.2% | - |
| JM&Q CONSULTING Leuven | €124,456 | €4,050 | 65.6% | - |
These companies have the same main activity as OZTECH: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €124,000 and €210,000, founded between 2015 and 2020.
Official details
Source: KBO- Status
- Active since 02-01-2018Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 4 others
- Establishment unit
- 2.272.252.3185300 Andenne, since 02-01-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 16-12-2025
Insights on OZTECH
OZTECH files the micro format. That format states no turnover. The gross margin fell from €30,623 in 2018 to €3,138 in 2025.
The balance sheet grew most from 2021 to 2022 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OZTECH
- What is the company number of OZTECH?
- The company number of OZTECH is 0686.956.770. The VAT number is the same number with BE in front: BE 0686.956.770.
- Where is OZTECH based?
- The registered office is at Rue Petite Coyarde 2B, 1367 Ramillies.Company details
- What does OZTECH do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of OZTECH?
- OZTECH is a private limited company (BV).
- When was OZTECH founded?
- OZTECH was founded on 02-01-2018.
- Is OZTECH still active?
- Yes, OZTECH is an active enterprise in the KBO register.
- How many employees does OZTECH have?
- OZTECH had an average of 1 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
- What is the turnover of OZTECH?
- The turnover in financial year 2025 is ≈ €17,000. This figure is estimated from the gross margin of €3,138 and 73 comparable companies (NACE 62200). It probably lies between €8,100 and €33,000. It is a rough estimate.
- Is OZTECH profitable?
- In financial year 2025, OZTECH made a loss of €3,060.
- Where can I find the annual accounts of OZTECH?
- OZTECH filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of OZTECH due?
- OZTECH must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.