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OBJECTIVE INTERNATIONAL

Active Risk: not assessed
Public limited companyfounded 200818 yrs activeMeerbos 2, 9260 Wichelen, BelgiumKBO/BCE: BE 0894.635.750
Summary

OBJECTIVE INTERNATIONAL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €7.2m and a net result of -€128,521. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 36% of 2445 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.

OBJECTIVE INTERNATIONALActive

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
6 d late
2024
27 d late
2023
222 d late
2022
342 d late
2021
46 d late
2020
23 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 89 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

OBJECTIVE INTERNATIONAL was incorporated on 4 January 2008.1 Total assets rose from EUR 8.6 million in 2018 to EUR 16 million in 2025 and headcount from 13.4 to 7.2 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, full schema

Equity
€7.2m▼ 1.7%
2024 · €7.4m
Net result
-€128,521▲ 52.9%
2024 · -€273,122
Total assets
€16.2m▲ 24.8%
2024 · €13.0m
Solvency
44.6%▼ 12.0pp
2024 · 56.6%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€3.0m▼ 4.1%€2.3m▼ 22.9%€1.8m▼ 23.9%€1.1m▼ 38.2%€1.1m▼ 2.9%
Operating result€167,245▲ 118%€264,169▲ 58.0%€212,035▼ 19.7%-€193,797-€164,499▲ 15.1%
Net result€100,443within the sector's middle half▲ 173%€166,459within the sector's middle half▲ 65.7%€160,148within the sector's middle half▼ 3.8%-€273,122below the sector's middle half-€128,521below the sector's middle half▲ 52.9%
Equity€7.3mwithin the sector's middle half▲ 1.4%€7.5mwithin the sector's middle half▲ 2.3%€7.6mwithin the sector's middle half▲ 2.1%€7.4mwithin the sector's middle half▼ 3.6%€7.2mwithin the sector's middle half▼ 1.7%
Total assets€8.5mwithin the sector's middle half▼ 0.5%€9.2mwithin the sector's middle half▲ 9.1%€11.5mwithin the sector's middle half▲ 24.9%€13.0mwithin the sector's middle half▲ 12.5%€16.2mwithin the sector's middle half▲ 24.8%
Debt€1.2m▼ 10.8%€1.8m▲ 51.0%€3.9m▲ 120%€5.6m▲ 43.8%€9.0m▲ 59.4%
Working capital€542,187within the sector's middle half▼ 13.5%€325,699within the sector's middle half▼ 39.9%€536,935within the sector's middle half▲ 64.9%€235,889within the sector's middle half▼ 56.1%€125,593within the sector's middle half▼ 46.8%
Solvency86.1%above the sector's middle half▲ 1.6pp80.7%within the sector's middle half▼ 5.4pp66.0%within the sector's middle half▼ 14.7pp56.6%within the sector's middle half▼ 9.4pp44.6%within the sector's middle half▼ 12.0pp
Current ratio2.43within the sector's middle half▼ 0.021.31within the sector's middle half▼ 1.121.16within the sector's middle half▼ 0.151.05within the sector's middle half▼ 0.121.01within the sector's middle half▼ 0.03
Return on assets (ROA)1.2%within the sector's middle half▲ 0.8pp1.8%within the sector's middle half▲ 0.6pp1.4%within the sector's middle half▼ 0.4pp-2.1%below the sector's middle half▼ 3.5pp-0.8%below the sector's middle half▲ 1.3pp
Staff (FTE)13.8above the sector's middle half▼ 3.5%12.7above the sector's middle half▼ 8.0%9.1within the sector's middle half▼ 28.3%7.5within the sector's middle half▼ 17.6%7.2within the sector's middle half▼ 4.0%
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€400,000-€200,000€0€200,000Operating result 2021: €167,245€167,245Net result 2021: €100,443€100,443Operating result 2022: €264,169€264,169Net result 2022: €166,459€166,459Operating result 2023: €212,035€212,035Net result 2023: €160,148€160,148Operating result 2024: -€193,797-€193,797Net result 2024: -€273,122-€273,122Operating result 2025: -€164,499-€164,499Net result 2025: -€128,521-€128,52120212022202320242025-€400,000-€200,000€0€200,000Operating result 2023: €212,035€212,000Net result 2023: €160,148€160,000Operating result 2024: -€193,797-€194,000Net result 2024: -€273,122-€273,000Operating result 2025: -€164,499-€164,000Net result 2025: -€128,521-€129,000202320242025
The operating result stays negative: a loss of €164,499 in 2025 against €193,797 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16.2m
Fixed assets €7.5m ▼ 1.7%
Current assets €8.7m ▲ 62.0%
Equity and liabilities €16.2m
Equity €7.2m ▼ 1.7%
Debt €9.0m ▲ 59.4%
Debt's share of the balance-sheet total rises from 43.4% to 55.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
-1.8%▲
2024 · -3.7%
Debt ≤ 1 year
€8.6m▲
2024 · €5.2m
Debt > 1 year
€365,437▼
2024 · €426,438
Income taxes
€1,749▼
2024 · €36,203
Staff costs
€820,206▼
2024 · €840,372
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 72 lines
Balance sheet Code20242025
Assets
Total assets20/58€13.0m€16.2m▲
Fixed assets21/28€7.6m€7.5m▼
Intangible fixed assets21€5,913€0▼
Tangible fixed assets22/27€833,650€712,082▼
Land and buildings22€127,999€110,258▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€193,741€161,293▼
Leasing and similar rights25€511,910€440,530▼
Financial fixed assets28€6.8m€6.8m=
Affiliated companies280/1€6.8m€6.8m=
Participating interests280€4.9m€4.9m=
Amounts receivable281€1.9m€1.9m=
Other financial fixed assets284/8€38€40▲
Amounts receivable and cash guarantees285/8€38€40▲
Current assets29/58€5.4m€8.7m▲
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€5.3m€8.6m▲
Trade receivables40€5.3m€7.3m▲
Other amounts receivable41-€1.2m
Cash at bank and in hand54/58€59,200€119,735▲
Deferred charges and accrued income490/1€32,371€42,495▲
Equity and liabilities
Total equity and liabilities10/49€13.0m€16.2m▲
Equity10/15€7.4m€7.2m▼
Contributions10/11€3.6m€3.6m=
Capital10€3.6m€3.6m=
Issued capital100€3.6m€3.6m=
Reserves13€3.7m€3.7m=
Non-distributable reserves130/1€362,000€362,000=
Legal reserve130€362,000€362,000=
Distributable reserves133€3.3m€3.3m=
Profit (loss) carried forward14€59,602-€68,920▼
Amounts payable17/49€5.6m€9.0m▲
Amounts payable after more than one year17€426,438€365,437▼
Financial debts170/4€426,438€365,437▼
Leasing and similar obligations172€395,817€334,817▼
Credit institutions173€30,620€30,620=
Amounts payable within one year42/48€5.2m€8.6m▲
Current portion of amounts payable after more than one year42€96,386€61,000▼
Trade debts44€130,926€1.1m▲
Suppliers440/4€130,926€1.1m▲
Taxes, remuneration and social security45€760,102€1.3m▲
Taxes450/3€653,363€1.2m▲
Remuneration and social security454/9€106,739€101,124▼
Other amounts payable47/48€4.2m€6.2m▲
Accrued charges and deferred income492/3€48,253€0▼
Income statement Code20242025
Operating income70/76A€1.1m€1.2m▲
Turnover70€1.1m€1.1m▼
Other operating income74€52,049€59,236▲
Non-recurring operating income76A-€59,784
Operating charges60/66A€1.3m€1.3m▲
Services and other goods61€312,411€343,453▲
Remuneration, social security and pensions62€840,372€820,206▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€137,912€130,987▼
Other operating charges640/8€44,741€46,995▲
Operating profit (loss)9901-€193,797-€164,499▲
Financial income75/76B€73,553€144,033▲
Recurring financial income75€73,553€144,033▲
Income from current assets751€68,569€144,001▲
Other financial income752/9€4,983€32▼
Financial charges65/66B€116,675€106,306▼
Recurring financial charges65€116,675€106,306▼
Debt charges650€113,452€102,651▼
Other financial charges652/9€3,223€3,655▲
Profit (loss) for the period before taxes9903-€236,919-€126,773▲
Income taxes67/77€36,203€1,749▼
Taxes670/3€36,203€1,749▼
Tax adjustments and reversals of tax provisions77€0-
Profit (loss) for the period9904-€273,122-€128,521▲
Profit (loss) for the period to be appropriated9905-€273,122-€128,521▲
Appropriation of the result
Profit (loss) to be appropriated9906€59,602-€68,920▼
Profit (loss) brought forward from the previous period14P€332,724€59,602▼
Social balance
Average headcount (FTE)90877.57.2▼

The notes to these accounts (54 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Operating income70/76A€3.1m€2.4m€1.8m€1.1m€1.2m▲ 3.1%
Turnover70€3.0m€2.3m€1.8m€1.1m€1.1m▼ 2.9%
Other operating income74€81,612€64,152€87,211€52,049€59,236▲ 13.8%
Non-recurring operating income76A€14€0--€59,784-
Operating charges60/66A€2.9m€2.1m€1.6m€1.3m€1.3m▲ 0.5%
Goods for resale, raw materials and consumables60€10,000€933€0---
Purchases600/8€10,000€933€0---
Services and other goods61€1.5m€750,224€363,016€312,411€343,453▲ 9.9%
Remuneration, social security and pensions62€1.2m€1.1m€1.1m€840,372€820,206▼ 2.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€195,513€180,096€147,601€137,912€130,987▼ 5.0%
Other operating charges640/8€41,753€39,012€43,887€44,741€46,995▲ 5.0%
Non-recurring operating charges66A€0-----
Operating profit (loss)9901€167,245€264,169€212,035-€193,797-€164,499▲ 15.1%
Financial income75/76B€5,848€8,916€90,262€73,553€144,033▲ 95.8%
Recurring financial income75€5,848€8,916€90,262€73,553€144,033▲ 95.8%
Income from current assets751€5,848€8,866€90,262€68,569€144,001▲ 110%
Other financial income752/9€0€50€0€4,983€32▼ 99.4%
Financial charges65/66B€26,496€42,312€60,988€116,675€106,306▼ 8.9%
Recurring financial charges65€26,496€42,312€60,988€116,675€106,306▼ 8.9%
Debt charges650€25,474€36,289€50,615€113,452€102,651▼ 9.5%
Other financial charges652/9€1,021€6,023€10,372€3,223€3,655▲ 13.4%
Profit (loss) for the period before taxes9903€146,597€230,773€241,310-€236,919-€126,773▲ 46.5%
Income taxes67/77€46,154€64,313€81,162€36,203€1,749▼ 95.2%
Taxes670/3€50,302€64,313€81,162€36,203€1,749▼ 95.2%
Tax adjustments and reversals of tax provisions77€4,149€0€0€0--
Profit (loss) for the period9904€100,443€166,459€160,148-€273,122-€128,521▲ 52.9%
Profit (loss) for the period to be appropriated9905€100,443€166,459€160,148-€273,122-€128,521▲ 52.9%
Line20212022202320242025Change
Assets
Total assets20/58€8.5m€9.2m€11.5m€13.0m€16.2m▲ 24.8%
Fixed assets21/28€7.6m€7.9m€7.7m€7.6m€7.5m▼ 1.7%
Intangible fixed assets21€20,264€14,082€9,998€5,913€0▼ 100%
Tangible fixed assets22/27€1.3m€1.1m€967,478€833,650€712,082▼ 14.6%
Land and buildings22€175,302€157,759€145,740€127,999€110,258▼ 13.9%
Plant, machinery and equipment23€120,594€88,607€69,263€0--
Furniture and vehicles24€234,436€206,139€169,186€193,741€161,293▼ 16.7%
Leasing and similar rights25€731,558€660,163€583,289€511,910€440,530▼ 13.9%
Financial fixed assets28€6.3m€6.8m€6.8m€6.8m€6.8m=
Affiliated companies280/1€6.3m€6.8m€6.8m€6.8m€6.8m=
Participating interests280€4.9m€4.9m€4.9m€4.9m€4.9m=
Amounts receivable281€1.4m€1.9m€1.9m€1.9m€1.9m=
Other financial fixed assets284/8€40€40€40€38€40▲ 4.8%
Amounts receivable and cash guarantees285/8€40€40€40€38€40▲ 4.8%
Current assets29/58€921,686€1.4m€3.8m€5.4m€8.7m▲ 62.0%
Stocks and contracts in progress3€0€0€0€0€0-
Amounts receivable within one year40/41€153,552€1.3m€3.8m€5.3m€8.6m▲ 61.7%
Trade receivables40€149,403€1.3m€3.8m€5.3m€7.3m▲ 38.3%
Other amounts receivable41€4,149€0--€1.2m-
Cash at bank and in hand54/58€693,284€34,952€52,065€59,200€119,735▲ 102%
Deferred charges and accrued income490/1€74,850€12,660€8,037€32,371€42,495▲ 31.3%
Equity and liabilities
Total equity and liabilities10/49€8.5m€9.2m€11.5m€13.0m€16.2m▲ 24.8%
Equity10/15€7.3m€7.5m€7.6m€7.4m€7.2m▼ 1.7%
Contributions10/11€3.6m€3.6m€3.6m€3.6m€3.6m=
Capital10€3.6m€3.6m€3.6m€3.6m€3.6m=
Issued capital100€3.6m€3.6m€3.6m€3.6m€3.6m=
Reserves13€3.7m€3.7m€3.7m€3.7m€3.7m=
Non-distributable reserves130/1€362,000€362,000€362,000€362,000€362,000=
Legal reserve130€362,000€362,000€362,000€362,000€362,000=
Distributable reserves133€3.3m€3.3m€3.3m€3.3m€3.3m=
Profit (loss) carried forward14€6,839€173,298€333,446€59,602-€68,920▼ 216%
Amounts payable17/49€1.2m€1.8m€3.9m€5.6m€9.0m▲ 59.4%
Amounts payable after more than one year17€737,658€630,888€523,088€426,438€365,437▼ 14.3%
Financial debts170/4€737,658€630,888€523,088€426,438€365,437▼ 14.3%
Leasing and similar obligations172€573,719€515,256€455,958€395,817€334,817▼ 15.4%
Credit institutions173€163,938€115,632€67,130€30,620€30,620=
Amounts payable within one year42/48€379,499€1.0m€3.3m€5.2m€8.6m▲ 66.9%
Current portion of amounts payable after more than one year42€110,550€106,770€108,191€96,386€61,000▼ 36.7%
Financial debts43€4,167€0----
Credit institutions430/8€4,167€0----
Trade debts44€72,210€663,561€2.6m€130,926€1.1m▲ 736%
Suppliers440/4€72,210€663,561€2.6m€130,926€1.1m▲ 736%
Taxes, remuneration and social security45€192,514€275,000€541,623€760,102€1.3m▲ 69.2%
Taxes450/3€48,544€126,216€386,617€653,363€1.2m▲ 81.3%
Remuneration and social security454/9€143,970€148,784€155,006€106,739€101,124▼ 5.3%
Other amounts payable47/48€59€0-€4.2m€6.2m▲ 48.0%
Accrued charges and deferred income492/3€63,688€107,105€116,719€48,253€0▼ 100%
Line20212022202320242025Change
Profit (loss) for the period9904€100,443€166,459€160,148-€273,122-€128,521▲ 52.9%
+ Depreciation and write-downs630€195,513€180,096€147,601€137,912€130,987▼ 5.0%
Operating cash flow (approximation)€295,956€346,555€307,749-€135,210€2,466▲ 102%
Investment in fixed assets (approximation)--€499,692€1,674€2-€3,508▼ 190,730%
Change in cash--€658,332€17,113€7,135€60,534▲ 748%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
06-08
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 6 days late
17-07
State Gazette act Appointment: BDO Bedrijfsrevisoren BV (statutory auditor)
2 facts ▸
  • General meeting, 23-04-2026
  • Auditor appointment, BDO Bedrijfsrevisoren BV (statutory auditor)
2025
27-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 27 days late
10-03
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 222 days late
2024
31-12
Financial Weakest financial yearnet -€273,122
Net result drops to -€273,122, the lowest in the series; recovery starts the following year.
07-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 342 days late
2022
15-09
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 46 days late
2021
08-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
22-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
19-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 12 acts read
About the unread acts

Of the 12 Belgian State Gazette acts we know for this company, 1 has been read. The other 11 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors

Statutory auditor 1

BDO BEDRIJFSREVISOREN-BDO REVISEURS D'ENTREPRISES
Statutory auditor · since 01-01-2025 · perm. rep.: Pieter De Smet
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Wichelen · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
1.1 ha
Building footprint
826 m²
Volume, LiDAR
1,965 m³
Parcel 42026A0916/00C002, Flanders · tallest building 10.5 m. Linked by address, not a title deed.
13 companies at this address See who is registered here
1 establishment unit
Meerbos 2, 9260 Wichelen
Financial service activities, except insurance and pension funding
since 20082.168.000.280
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42026A0916/00C002 Flanders 1.1 ha 1 · 826 m² 10.5 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2025, 1 in office
Show
  • Statutory auditor
Mandates per person, with start and end dates
Name Functions and periods
BDO BEDRIJFSREVISOREN-BDO REVISEURS D'ENTREPRISES
  • Statutory auditor, from 01-01-2025 to date
See the board, name and seat on a given date →

Articles of association

Other statement
One provision in the deed

Structure & network

Owners and holdings

1 owner · 2 holdings

Chain of control

  1. Objective Holding 100%
  2. OBJECTIVE INTERNATIONAL

Highest known parent: Objective Holding. The sources do not say who stands above it.

Owners 1

Holdings 2

According to the 2025 annual accounts of OBJECTIVE INTERNATIONAL and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Legal Entity Identifier

549300666QRL9TFGED19
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 7,025 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded04-01-2008
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID 0208:0894635750
Registered 30-12-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.