OBJECTIV SERVICES
ActiveSummary
The computed 12-month bankruptcy probability of OBJECTIV SERVICES is 3.3% (moderate). The 2024 annual accounts show negative equity (-€495,986) and a net result of -€43,031. Equity remains stable across the filed financial years (±2.4% per year). Its solvency ranks better than 5% of 37,587 sector peers (NACE 70, financial year 2024). The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Staff
- ≈ 0 FTE, estimated
- Equity
- -€495,986
- Loss
- -€43,031
- LAGMAUI BrahimDirector
Why 47raises risk1 financial year not filed after the legal deadline; last filed accounts filed 252 days late; 3 of the last 3 lateLoss of €43,031, the second in a row (financial year 2024)Liquidity: current ratio 0.07, cash €4,181, halvedlowers riskSector: Legal and accounting activities (NACE 69)Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 1% on solvency, 1% on liquidity, 1% on profitability and 24% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 6 accounts on average 144 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- Weakest financial yearnet -€43,031
- Annual accounts filedfinancial year 2023 · micro…
Financials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 Financial year closed on 31 December 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 29 October 2026.
2020 to 2024, 5 financial years 2018 to 2024, 7 financial years
The operating result stays negative: a loss of €33,353 in 2024 against €6,841 in 2023; the loss grows and 2024 has the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 6,619 companies that looked in July 2024 the way this one looks now, 4.5% went bankrupt within 24 months and 84.5% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,619 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | - | - | €75,853 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | - | €60,104 | - | - |
| Remuneration, social security and pensions62 | - | - | - | €2,822 | €617 | - | €200 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19,157 | €12,374 | €14,677 | €12,749 | €12,749 | €15,749 | €16,021 | ▲ 1.7% |
| Other operating charges640/8 | - | - | - | €9,160 | €5,747 | €6,841 | €7,847 | ▲ 14.7% |
| Non-recurring operating charges66A | - | - | - | - | €3,518 | - | - | - |
| Gross operating margin9900 | €51,086 | €44,484 | €6,656 | €7,890 | €38,865 | €15,749 | -€9,285 | - |
| Operating profit (loss)9901 | €29,766 | €21,726 | -€23,694 | -€16,841 | €16,234 | -€6,841 | -€33,353 | ▼ 388% |
| Financial charges65/66B | - | - | - | €2,496 | €1,693 | €1,158 | €9,678 | ▲ 735% |
| Recurring financial charges65 | €6,972 | €4,068 | €3,175 | €2,496 | €1,693 | €1,158 | €9,678 | ▲ 735% |
| Profit (loss) for the period before taxes9903 | €22,794 | €17,658 | -€26,870 | -€19,337 | €14,541 | -€7,999 | -€43,031 | ▼ 438% |
| Income taxes67/77 | - | €3,238 | - | - | - | - | - | - |
| Profit (loss) for the period9904 | €22,794 | €14,419 | -€26,870 | -€19,337 | €14,541 | -€7,999 | -€43,031 | ▼ 438% |
| Profit (loss) for the period to be appropriated9905 | €22,794 | €14,419 | -€26,870 | -€19,337 | €14,541 | -€7,999 | -€43,031 | ▼ 438% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €195,758 | €173,760 | €160,121 | €142,576 | €146,602 | €180,465 | €145,951 | ▼ 19.1% |
| Fixed assets21/28 | €146,137 | €133,763 | €142,589 | €130,166 | €117,417 | €116,668 | €103,801 | ▼ 11.0% |
| Tangible fixed assets22/27 | €146,137 | €133,763 | €142,589 | €130,166 | €117,417 | €116,668 | €103,801 | ▼ 11.0% |
| Land and buildings22 | - | - | - | €114,203 | €105,419 | €96,635 | €90,737 | ▼ 6.1% |
| Plant, machinery and equipment23 | - | - | - | €6,664 | €5,798 | €4,933 | €4,064 | ▼ 17.6% |
| Furniture and vehicles24 | - | - | - | €9,300 | €6,200 | €15,100 | €9,000 | ▼ 40.4% |
| Current assets29/58 | €49,621 | €39,997 | €17,532 | €12,410 | €29,185 | €63,797 | €42,150 | ▼ 33.9% |
| Amounts receivable within one year40/41 | €48,626 | €38,386 | €8,105 | €4,046 | €25,256 | €50,355 | €37,969 | ▼ 24.6% |
| Trade receivables40 | - | - | - | - | €22,958 | €49,047 | €37,969 | ▼ 22.6% |
| Other amounts receivable41 | - | - | - | €4,046 | €2,297 | €1,308 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €995 | €863 | €8,679 | €8,364 | €3,929 | €13,442 | €4,181 | ▼ 68.9% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €195,758 | €173,760 | €160,121 | €142,576 | €146,602 | €180,465 | €145,951 | ▼ 19.1% |
| Equity10/15 | -€427,709 | -€413,290 | -€440,160 | -€459,497 | -€444,956 | -€452,955 | -€495,986 | ▼ 9.5% |
| Contributions10/11 | €265,600 | €265,600 | - | €265,600 | €265,600 | €265,600 | €265,600 | = |
| Profit (loss) carried forward14 | -€693,309 | -€678,890 | -€705,760 | -€725,097 | -€710,556 | -€718,555 | -€761,586 | ▼ 6.0% |
| Amounts payable17/49 | €623,468 | €587,050 | €600,281 | €602,073 | €591,558 | €633,420 | €641,937 | ▲ 1.3% |
| Amounts payable after more than one year17 | €115,942 | €88,219 | €59,069 | €29,862 | €1,892 | €1,892 | €0 | ▼ 100% |
| Financial debts170/4 | - | - | - | €29,862 | €1,892 | €1,892 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €507,525 | €498,831 | €541,211 | €572,211 | €589,666 | €631,528 | €641,937 | ▲ 1.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €29,341 | €28,184 | - | - | - |
| Financial debts43 | - | - | - | €147,004 | €162,043 | €147,004 | €16,009 | ▼ 89.1% |
| Credit institutions430/8 | - | - | - | - | €15,039 | - | €16,009 | - |
| Other loans439 | - | - | - | €147,004 | €147,004 | €147,004 | €0 | ▼ 100% |
| Trade debts44 | €143,245 | €129,650 | €178,126 | €167,846 | €167,226 | €162,435 | €4,178 | ▼ 97.4% |
| Suppliers440/4 | - | - | - | €167,846 | €167,226 | €162,435 | €4,178 | ▼ 97.4% |
| Taxes, remuneration and social security45 | - | - | - | €4,592 | €6,190 | - | €88 | - |
| Taxes450/3 | - | - | - | €4,592 | €6,190 | - | €88 | - |
| Other amounts payable47/48 | - | - | - | €223,427 | €226,021 | €322,088 | €621,663 | ▲ 93.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,794 | €14,419 | -€26,870 | -€19,337 | €14,541 | -€7,999 | -€43,031 | ▼ 438% |
| + Depreciation and write-downs630 | €19,157 | €12,374 | €14,677 | €12,749 | €12,749 | €15,749 | €16,021 | ▲ 1.7% |
| Operating cash flow (approximation) | €41,951 | €26,794 | -€12,193 | -€6,588 | €27,290 | €7,750 | -€27,010 | - |
| Investment in fixed assets (approximation) | - | €0 | -€23,503 | -€326 | €0 | -€15,000 | -€3,154 | ▲ 79.0% |
| Change in cash | - | -€132 | €7,816 | -€315 | -€4,435 | €9,513 | -€9,261 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 25 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro format | 09-04-2026 | 2026-00075825 |
| 31-12-2023 | micro format | 15-10-2024 | 2024-00509009 |
| 31-12-2022 | micro format | 31-12-2023 | 2024-00540660 |
| 31-12-2021 | micro format | 24-10-2022 | 2022-20471959 |
| 31-12-2020 | micro format | 24-12-2021 | 2021-81700197 |
| 31-12-2019 | micro format | 28-12-2020 | 2020-77300232 |
| 31-12-2018 | micro format | 18-09-2019 | 2019-64800322 |
| 31-12-2017 | micro format | 09-10-2018 | 2018-69000429 |
| 31-12-2016 | micro format | 14-03-2018 | 2018-07100425 |
| 31-12-2015 | abbreviated format | 20-12-2016 | 2016-70800257 |
Similar companies · same sector and region
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| LAGMAUI Brahim |
|
| SENSUS |
|
The directors' other companies
1 other company of this director was struck off by the FPS Economy (2024).
- ASB VASTGOED struck off on 05-01-2024Official Gazettemandate until 2025
Source: Belgian Official Gazette (bankruptcies, judicial dissolutions, board mandates), FPS Economy (strike-offs) and the KBO register. A bankruptcy, dissolution or strike-off says nothing about the director's part in it. Only boards we have read from the Gazette; other companies may still be missing.
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Connections & network
4 connected companiesHistory
Acts, filings and financial milestones
15-03
Gazette deed
Resignations: SENSUS (director) and LAGMAUI Brahim (director)Appointment: LAGMAUI Brahim (director) · Amendment of the articles · Legal-form conversion9 facts ▸
- General meeting, 13-03-2024
- Amendment of the articles (2 times)
- Legal-form conversion, “besloten vennootschap” (deed in Dutch)
- Capital conversion, “van rechtswege, artikel 39, §2, tweede lid, wet van 2019-03-23” (deed in Dutch)
- Reserve release, “opheffing statutair onbeschikbare eigen vermogensrekening, middelen beschikbaar voor uitkering” (deed in Dutch)
- Director resignation, SENSUS (director)
- Director resignation, LAGMAUI Brahim (director)
- Director appointment, LAGMAUI Brahim (director)
- Registered-office move, Grotesteenweg 92 bus GV, 2600 Antwerpen
About the unread acts
Of the 4 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11003B0215/00G000 | Flanders | 1,140 m² | 1 · 425 m² | 23.1 m · 6 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Studie-, organisatie en raadgevend bureau inzake financiële, handels- of sociale aangelegenheden; Alle handelingen die verband houden met…” (deed in Dutch)
5 activities (deed in Dutch)
- Studie-, organisatie en raadgevend bureau inzake financiële, handels- of sociale aangelegenheden.
- Alle handelingen die verband houden met advies, documentatie en publicatie over juridische, sociale, economische en financiële problemen en consultancy in het algemeen.
- Het begeleiden van bedrijven op het gebied van handel, nijverheid en administratie, het verrichten van secretariaatswerkzaamheden, het domiciliëren van bedrijven, het ter beschikking stellen van kantoren, magazijnen en fabricatieruimten, het verrichten van voorbereidende studies en adviezen op gebied van management, bedrijfsvoering, economische wetgeving, marketing, export en import, het drukken en uitgeven van studies, rapporten en het verlenen van hulp aan bedrijven in oprichting of bij overname van bestaande bedrijven, zenden en ontvangen van post en meer, in het algemeen alles te doen wat de op-richting, de uitbating en het beheer van de bedrijven van nut kan zijn.
- Het uitbaten van een algemeen bedrijf van immobiliën en onder meer het verwerven, vervreemden, beheren, uitbaten, valoriseren, verkavelen, ordenen, huren en verhuren het doen bouwen of doen verbouwen, promotie van het makelen in onroerende goederen evenals alle welkdanige onroerende transacties en verrichtingen in de meest brede zin met inbegrip van onroerende leasing.
- Uitoefening van de activiteit van tussenpersoon of agent inzake financiële- of kredietverrichtingen, verzekeringen en onroerende beleggingen.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- OBJECTIV SERVICES
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, vestigen of opheffen van administratieve zetels, exploitatiezetels, agentschappen, werkhuizen, stapelplaatsen en bijkantoren…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Bestuursorgaan, algemene vergadering die benoemt bepaalt aantal,duur opdracht en bij meerdere bevoegdheid” (deed in Dutch)1 more provision on this in the deed
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Bestuursorgaan, naam,voornamen,beroep,woonplaats voorgestelde overnemer(s),aantal aandelen,per aandeel geboden prijs bij overdracht ten…” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- “Eerst aan bestaande aandeelhouders naar evenredigheid van aantal aandelen, Inbreng in geld met uitgifte van nieuwe aandelen - Recht van…” (deed in Dutch)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vereist voor statutenwijziging, elk moment” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Bestuurder(s) in functie als vereffenaar(s) krachtens statuten, indien geen andere vereffenaar benoemd” (deed in Dutch)