Financials
- Fiscal year
- 2024
- Total assets
- €271,993
- Profit
- €3,402
- Solvency
- -135.1%
B&M
ActiveSummary
The computed 12-month bankruptcy probability of B&M is 5.6% (elevated). The 2024 annual accounts show negative equity (-€367,373) and a net result of €3,402. Equity is growing by ~3.2% per year across the filed fiscal years. The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known1 site
Size
€271,993total assets 2024
- Equity
- -€367,373
- Profit
- €3,402
Turnover not published (abridged schema)
Structure
Accounts 68 d overdue0 of 4 deeds read
Why 35- 1 financial year not filed after the legal deadline; latest accounts 204 days late; 3 of the last 3 late- Liquidity: current ratio 0.43, cash €755- Figures for FY 2024 (filed 22-02-2026)+ Size: total assets €271,993Show the evidence
Checked score
Score 2024
35
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 23% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
0=
equity -135.1% of total assets
Liquidity
0=
short-term debt 235.1% · cash 0.3%
Profitability
41+9
return on assets 1.3%
Bankruptcy probability, 12 months
5.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 5.2%
12-2024: 5.2%● 0.0% vs 11-2024
01-2025: 5.7%▲ +10.1% vs 12-2024
02-2025: 5.7%● 0.0% vs 01-2025
03-2025: 5.9%▲ +3.1% vs 02-2025
04-2025: 6.0%▲ +2.2% vs 03-2025
05-2025: 6.0%▲ +0.5% vs 04-2025
06-2025: 6.1%▲ +0.5% vs 05-2025
07-2025: 6.2%▲ +2.1% vs 06-2025
08-2025: 6.8%▲ +9.4% vs 07-2025
09-2025: 7.6%▲ +12.8% vs 08-2025
10-2025: 9.4%▲ +23.3% vs 09-2025
11-2025: 9.6%▲ +1.9% vs 10-2025
12-2025: 10.8%▲ +12.9% vs 11-2025
01-2026: 14.8%▲ +36.9% vs 12-2025highest value
02-2026: 14.8%● 0.0% vs 01-2026highest value
03-2026: 6.1%▼ -58.8% vs 02-2026
04-2026: 3.4%▼ -44.2% vs 03-2026lowest value
05-2026: 3.4%● 0.0% vs 04-2026lowest value
06-2026: 3.5%▲ +3.8% vs 05-2026
07-2026: 3.5%▼ -2.0% vs 06-2026
08-2026: 4.5%▲ +29.8% vs 07-2026
09-2026: 4.8%▲ +6.0% vs 08-2026
10-2026: 5.6%▲ +17.5% vs 09-2026
- 1 financial year not filed after the legal deadline; latest accounts 204 days late; 3 of the last 3 late raises the probability
- Size: total assets €271,993 lowers the probability for this profile
- Liquidity: current ratio 0.43, cash €755 raises the probability
- Figures for FY 2024 (filed 22-02-2026) raises the probability
No credit on open account
Liquidity short (current ratio 0.43 against 0.45 in 2023; short-term debt: 235.1% and cash: 0.3% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 5%, liquidity 3%, profitability 31%, growth against the median 51%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-02-2026, 204 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
204 d late
2023
76 d late
2022
153 d late
2021
85 d late
2020
146 d late
2019
133 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 133 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €3,402
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2016
- 20-02-2026Annual accounts filed
- 31-12-2024Back to profit
- 15-10-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 24-06-2005
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.