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OBJECTIF PRO

Judicial reorganisation
Private limited companyfounded 199728 yrs activeRue Joseph Joppart 37, 1300 Wavre, BelgiumKBO/BCE: BE 0462.056.431
Summary

The file of OBJECTIF PRO contains 1 judicial reorganisation, as published in the Belgian State Gazette. During the judicial reorganisation Checked does not compute a bankruptcy probability from the figures: of the Belgian companies that opened one in 2023 and 2024, about one in four went bankrupt within twelve months. The 2025 annual accounts show negative equity (€-98k) and a net result of €-13k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 7453 sector peers (fiscal year 2025).

Checked score

Score 2025
6 / 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▲+7
Solvency0=
Growth32=
Track record60
Credit verdict
No credit on open account during an ongoing judicial reorganisation
Liquidity short (current ratio 0.51 against 0.79 in 2024; short-term debt: 193.2% and cash: 19.7% of total assets), and equity is negative.
Credit check for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €-98k
raises risk · In judicial reorganisation
Ongoing procedure under court protection (Book XX WER). The company is restructuring.
Belgian State Gazette
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
52 d early
2024
47 d late
2023
55 d late
2022
4 d early
2021
110 d late
2020
73 d late
2019
62 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-13k▲ 85.2%
2024 · €-85k
2018: €4k 2019: €-135k 2020: €-272k 2021: €260k 2022: €59k 2023: €-10k 2024: €-85k
2018 → 2025
Working capital
€-100k▼ 14.5%
2024 · €-87k
2018: €-68k 2019: €-215k 2020: €-488k 2021: €-50k 2022: €9k 2023: €46k 2024: €-87k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-48k-€11k€292▼ 97.3%€-85k€-98k▼ 14.9%
Operating result€269k-€54k▼ 79.9%€5k▼ 91.0%€-84k€-11k▲ 86.5%
Net result€260k-€59k▼ 77.2%€-10k€-85k▼ 713%€-13k▲ 85.2%
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200k€300kOperating result 2021: €269k€269kNet result 2021: €260k€260kOperating result 2022: €54k€54kNet result 2022: €59k€59kOperating result 2023: €5k€5kNet result 2023: €-10k€-10kOperating result 2024: €-84k€-84kNet result 2024: €-85k€-85kOperating result 2025: €-11k€-11kNet result 2025: €-13k€-13k20212022202320242025€-100k€-75k€-50k€-25k€0Operating result 2023: €5k€4.9kNet result 2023: €-10k€-10kOperating result 2024: €-84k€-84kNet result 2024: €-85k€-85kOperating result 2025: €-11k€-11kNet result 2025: €-13k€-13k202320242025
The operating result stays negative: a loss of €11k in 2025 against €84k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets €3k =
Current assets €102k ▼ 69.2%
Key figures and ratios
2025 value · change against 2024
Solvency
-93.2%
2024 · -25.4%
Current ratio
0.51
2024 · 0.79
Debt to equity
-2.07
2024 · -4.94
ROA
-12.1%
2024 · -25.5%
Debt
€202k
2024 · €419k
Debt ≤ 1 year
€202k
2024 · €419k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€334k€105k
Fixed assets21/28€3k€3k=
Financial fixed assets28€3k€3k=
Current assets29/58€332k€102k
Amounts receivable within one year40/41€141k€82k
Trade receivables40€136k€68k
Other amounts receivable41€5k€13k
Cash at bank and in hand54/58€191k€21k
Equity and liabilities
Total equity and liabilities10/49€334k€105k
Equity10/15€-85k€-98k
Contributions10/11€75k€75k=
Reserves13€9k€9k=
Non-distributable reserves130/1€9k€9k=
Reserves not available under the articles1311€9k€9k=
Profit (loss) carried forward14€-169k€-181k
Amounts payable17/49€419k€202k
Amounts payable within one year42/48€419k€202k
Financial debts43€2k€719
Credit institutions430/8€2k€719
Trade debts44€396k€182k
Suppliers440/4€396k€182k
Taxes, remuneration and social security45€18k€19k
Taxes450/3€12k€13k
Remuneration and social security454/9€6k€6k=
Other amounts payable47/48€4k-
Income statement Code20242025
Other operating charges640/8€3k€334
Non-recurring operating charges66A€139k€2k
Gross operating margin9900€57k€-9k
Operating profit (loss)9901€-84k€-11k
Financial income75/76B€1€13
Recurring financial income75€1€13
Financial charges65/66B€1k€1k
Recurring financial charges65€1k€1k
Profit (loss) for the period before taxes9903€-85k€-13k
Profit (loss) for the period9904€-85k€-13k
Profit (loss) for the period to be appropriated9905€-85k€-13k
Appropriation of the result
Profit (loss) to be appropriated9906€-169k€-181k
Profit (loss) brought forward from the previous period14P€-83k€-169k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
16-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
2024
24-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
27-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
18-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 110 days late
2021
31-12
Financial Back to profitnet €260k
Net result €260k after 2 loss-making years.
12-10
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 73 days late
2020
31-12
Financial Weakest financial yearnet €-272k
Net result drops to €-272k, the lowest in the series; recovery starts the following year.
27-10
Judicial reorganisation Opening
Tribunal de l’entreprise du Brabant wallon · collectif · event 19-10-2020
01-10
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 62 days late
2019
30-09
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 61 days late
2018
26-09
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 57 days late
2017
24-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 24 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2000
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Joseph Joppart 371300 Wavre
Ground area
2,938 m²
Building footprint
803 m²
Volume, LiDAR
9,705 m³
2 parcels, Wallonia · tallest building 16.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
OBJECTIF PRO
Chaussée de Louvain 58, 1300 WavreNACE 451
since 20002.084.612.548
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25772G0122/00L000 Wallonia 1,676 m² 1 · 711 m² 16.1 m · 5 fl.
25772G0292/00S006 Wallonia 1,262 m² 1 · 91 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 583 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded17-12-1997
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41003General construction of other non-residential buildings
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.