OBD SERVICES
ActiveThe computed 12-month bankruptcy probability of OBD SERVICES is 2.4% (moderate). The 2025 annual accounts show equity of €8k and a net result of €-6k. Its solvency ranks better than 24% of 17987 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
7
/ 100
Critical▼ -64 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency13▼-51
Growth32
Stability82
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 1.0 against 1.33 in 2024), and 96.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.2%
Return on assets
-2.2%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 17987 sector peers (2025).
NBB · sector comparisonPosition among 17987 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
25 d late
2024
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 40.5%
2024 · €14k
2024: €14k
2024 → 2025
Total assets
€256k▲ 575%
2024 · €38k
2024: €38k
2024 → 2025
Net result
€-6k
2024 · €9k
2024: €9k
2024 → 2025
Working capital
€-965
2024 · €8k
2024: €8k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€14k-€8k▼ 40.5%
Operating result€9k-€-4k
Net result€9k-€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €256k
Fixed assets
€9k▲ 54.5%
Current assets
€247k▲ 673%
Equity and liabilities €256k
Equity
€8k▼ 40.5%
Debt
€248k▲ 932%
The debt ratio rises from 63.3% to 96.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-3k▼
2024 · €9k
Cash flow
€-5k▼
2024 · €9k
Solvency
3.2%▼
2024 · 36.7%
Current ratio
1.00▼
2024 · 1.33
Quick ratio
0.90▲
2024 · 0.43
Debt / equity
29.93▲
2024 · 1.73
ROE
-67.9%▼
2024 · 64.1%
ROA
-2.2%▼
2024 · 23.5%
Interest coverage
-10.34▼
2024 · 149.80
Debt
€248k▲
2024 · €24k
Debt ≤ 1 year
€248k▲
2024 · €24k
Income taxes
€1k
Staff costs
€60k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€38k€256k▲
Fixed assets21/28€6k€9k▲
Tangible fixed assets22/27€985€4k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€985€2k▲
Financial fixed assets28€5k€5k=
Current assets29/58€32k€247k▲
Stocks and contracts in progress3€22k€24k▲
Stocks30/36€22k€24k▲
Amounts receivable within one year40/41€2k€205k▲
Trade receivables40-€202k
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€8k€18k▲
Equity and liabilities
Total equity and liabilities10/49€38k€256k▲
Equity10/15€14k€8k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€9k€3k▼
Amounts payable17/49€24k€248k▲
Amounts payable within one year42/48€24k€248k▲
Trade debts44€14k€233k▲
Suppliers440/4€14k€233k▲
Taxes, remuneration and social security45€5k€15k▲
Taxes450/3-€3k
Remuneration and social security454/9€5k€12k▲
Other amounts payable47/48€5k-
Income statement
Code20242025
Remuneration, social security and pensions62€10k€60k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30€717▲
Other operating charges640/8€171€2k▲
Non-recurring operating charges66A€3k€6k▲
Gross operating margin9900€22k€65k▲
Operating profit (loss)9901€9k€-4k▼
Financial charges65/66B€60€336▲
Recurring financial charges65€60€336▲
Profit (loss) for the period before taxes9903€9k€-5k▼
Income taxes67/77-€1k
Profit (loss) for the period9904€9k€-6k▼
Profit (loss) for the period to be appropriated9905€9k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€3k▼
Profit (loss) brought forward from the previous period14P-€9k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Machelen (Brab.) · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kosterstraat 1381831 Machelen (Brab.)Ground area
914 m²
Building footprint
263 m²
Volume, LiDAR
1,424 m³
2 parcels, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OBD SERVICES
since 20242.362.228.033
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23322B0075/00K000 | Flanders | 575 m² | 1 · 152 m² | 5.3 m · 1 fl. |
| 23015C0372/00C002 | Flanders | 338 m² | 1 · 111 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAsse2.362.228.033
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ZOLOU
BE 0676.365.558
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KIANE
BE 0473.756.512
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Seneffe · Eq €9k
Of 1,262 companies in sector 47300 we hold annual accounts for 946. 362 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-06-2024
Fiscal year end31-12
Activities, NACEBEL
47300Retail sale of automotive fuel
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:Okan.bayrak19@outlook.com