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OAK DIGITAL

Active Risk: not assessed
Private limited companyfounded 20223 yrs activeEmile Duraylaan 68, 1000 Brussel, BelgiumKBO/BCE: BE 0795.299.238
Summary

OAK DIGITAL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €19,776 and a net result of €37,282. Equity is shrinking by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 23% of 2460 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 2460 sector peers (2025).
NBB · sector comparison
Position among 2460 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
22 d late
2024
26 d late
2023
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 25 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 December 2022, OAK DIGITAL was incorporated as a Private limited company.1 Total assets went from EUR 50,671 in 2023 to EUR 114,516 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€19,776▼ 65.1%
2024 · €56,612
Net result
€37,282▲ 38.1%
2024 · €26,990
Total assets
€114,516▲ 46.4%
2024 · €78,228
Solvency
17.3%▼ 55.1pp
2024 · 72.4%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€34,302-€37,087▲ 8.1%€47,855▲ 29.0%
Net result€25,621-€26,990▲ 5.3%€37,282▲ 38.1%
Equity€29,621-€56,612▲ 91.1%€19,776▼ 65.1%
Total assets€50,671-€78,228▲ 54.4%€114,516▲ 46.4%
Debt€21,050-€21,616▲ 2.7%€94,740▲ 338%
Working capital€24,936-€35,110▲ 40.8%-€19,843
Solvency58.5%-72.4%▲ 13.9pp17.3%▼ 55.1pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000Operating result 2023: €34,302€34,302Net result 2023: €25,621€25,621Operating result 2024: €37,087€37,087Net result 2024: €26,990€26,990Operating result 2025: €47,855€47,855Net result 2025: €37,282€37,282202320242025€0€20,000€40,000Operating result 2023: €34,302€34,300Net result 2023: €25,621€25,600Operating result 2024: €37,087€37,100Net result 2024: €26,990€27,000Operating result 2025: €47,855€47,900Net result 2025: €37,282€37,300202320242025
The operating result has risen two years in a row; 2025 is 29% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €114,516
Fixed assets €39,619 ▲ 84.3%
Current assets €74,897 ▲ 32.0%
Equity and liabilities €114,516
Equity €19,776 ▼ 65.1%
Debt €94,740 ▲ 338%
Debt's share of the balance-sheet total rises from 27.6% to 82.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
188.5%▲
2024 · 47.7%
ROA
32.6%▼
2024 · 34.5%
Debt ≤ 1 year
€94,740▲
2024 · €21,616
Income taxes
€8,384▼
2024 · €9,293
Staff costs
€44▼
2024 · €790
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€78,228€114,516▲
Fixed assets21/28€21,502€39,619▲
Tangible fixed assets22/27€2,802€919▼
Furniture and vehicles24€2,802€919▼
Financial fixed assets28€18,700€38,700▲
Current assets29/58€56,726€74,897▲
Amounts receivable after more than one year29€11,000€11,000=
Trade receivables290€11,000€11,000=
Amounts receivable within one year40/41€19,152€31,795▲
Trade receivables40€19,079€24,538▲
Other amounts receivable41€74€7,257▲
Current investments50/53€10,000€3,000▼
Cash at bank and in hand54/58€16,370€29,102▲
Deferred charges and accrued income490/1€203-
Equity and liabilities
Total equity and liabilities10/49€78,228€114,516▲
Equity10/15€56,612€19,776▼
Contributions10/11€4,000€4,000=
Profit (loss) carried forward14€52,612€15,776▼
Amounts payable17/49€21,616€94,740▲
Amounts payable within one year42/48€21,616€94,740▲
Trade debts44€4,432€2,625▼
Suppliers440/4€4,432€2,625▼
Taxes, remuneration and social security45€17,184€28,395▲
Taxes450/3€16,454€28,395▲
Remuneration and social security454/9€731-
Other amounts payable47/48€0€63,720▲
Income statement Code20242025
Remuneration, social security and pensions62€790€44▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,883€1,883=
Other operating charges640/8€285-
Gross operating margin9900€40,046€49,783▲
Operating profit (loss)9901€37,087€47,855▲
Financial charges65/66B€804€2,190▲
Recurring financial charges65€804€2,190▲
Profit (loss) for the period before taxes9903€36,283€45,666▲
Income taxes67/77€9,293€8,384▼
Profit (loss) for the period9904€26,990€37,282▲
Profit (loss) for the period to be appropriated9905€26,990€37,282▲
Appropriation of the result
Profit (loss) to be appropriated9906€52,612€89,893▲
Profit (loss) brought forward from the previous period14P€25,621€52,612▲
Profit to be distributed694/7-€74,118
Return on contributions (dividend)694-€74,118

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Remuneration, social security and pensions62€2,413€790€44▼ 94.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,024€1,883€1,883=
Other operating charges640/8€1,138€285--
Gross operating margin9900€39,877€40,046€49,783▲ 24.3%
Operating profit (loss)9901€34,302€37,087€47,855▲ 29.0%
Financial charges65/66B€1,390€804€2,190▲ 172%
Recurring financial charges65€1,390€804€2,190▲ 172%
Profit (loss) for the period before taxes9903€32,912€36,283€45,666▲ 25.9%
Income taxes67/77€7,291€9,293€8,384▼ 9.8%
Profit (loss) for the period9904€25,621€26,990€37,282▲ 38.1%
Profit (loss) for the period to be appropriated9905€25,621€26,990€37,282▲ 38.1%
Line202320242025Change
Assets
Total assets20/58€50,671€78,228€114,516▲ 46.4%
Fixed assets21/28€4,685€21,502€39,619▲ 84.3%
Tangible fixed assets22/27€4,685€2,802€919▼ 67.2%
Furniture and vehicles24€4,685€2,802€919▼ 67.2%
Financial fixed assets28-€18,700€38,700▲ 107%
Current assets29/58€45,986€56,726€74,897▲ 32.0%
Amounts receivable after more than one year29€11,000€11,000€11,000=
Trade receivables290€11,000€11,000€11,000=
Amounts receivable within one year40/41€14€19,152€31,795▲ 66.0%
Trade receivables40-€19,079€24,538▲ 28.6%
Other amounts receivable41€14€74€7,257▲ 9,768%
Current investments50/53€10,000€10,000€3,000▼ 70.0%
Cash at bank and in hand54/58€24,107€16,370€29,102▲ 77.8%
Deferred charges and accrued income490/1€865€203--
Equity and liabilities
Total equity and liabilities10/49€50,671€78,228€114,516▲ 46.4%
Equity10/15€29,621€56,612€19,776▼ 65.1%
Contributions10/11€4,000€4,000€4,000=
Profit (loss) carried forward14€25,621€52,612€15,776▼ 70.0%
Amounts payable17/49€21,050€21,616€94,740▲ 338%
Amounts payable within one year42/48€21,050€21,616€94,740▲ 338%
Trade debts44€3,653€4,432€2,625▼ 40.8%
Suppliers440/4€3,653€4,432€2,625▼ 40.8%
Taxes, remuneration and social security45€16,158€17,184€28,395▲ 65.2%
Taxes450/3€16,158€16,454€28,395▲ 72.6%
Remuneration and social security454/9-€731--
Other amounts payable47/48€1,239€0€63,720-
Line202320242025Change
Profit (loss) for the period9904€25,621€26,990€37,282▲ 38.1%
+ Depreciation and write-downs630€2,024€1,883€1,883=
Operating cash flow (approximation)€27,645€28,874€39,165▲ 35.6%
Investment in fixed assets (approximation)--€18,700-€20,000▼ 7.0%
Change in cash--€7,737€12,732▲ 265%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
31-12
Financial Highest result since 2023net €37,282 ▲38.1%
Operating result €47,855, net result €37,282, both a record.
26-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
28-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
793 m²
Building footprint
421 m²
Volume, LiDAR
10,983 m³
Parcel 21822R0307/00T000, Brussels · tallest building 32.5 m, ±10 floors. Linked by address, not a title deed.
12 companies at this address See who is registered here
1 establishment unit
OAK DIGITAL
Emile Duraylaan 68, 1000 BrusselBusiness consulting
since 20232.342.159.624
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21822R0307/00T000
ProtectedMonumentPalais de la CambreSource ↗
Brussels 793 m² 1 · 421 m² 32.5 m · 10 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Similar companies · same sector, comparable size

Of 1,507 companies in sector 66199 we hold annual accounts for 921. 418 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
73300Public relations and communication consultancy
78100Employment placement agencies
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0795299238
Also 9925:BE0795299238
Registered 29-10-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.