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HeRo Services

Active Risk: not assessed
Private limited companyfounded 20233 yrs activeSijsjeslaan 4, 2540 Hove, BelgiumKBO/BCE: BE 0802.807.335
Summary

HeRo Services is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €96,884 and a net result of €37,059. Equity is growing by ~55.5% per year across the filed fiscal years. Its solvency ranks better than 90% of 2451 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-04-2026, 93 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
93 d early
2024
14 d early
2023
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 46 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 16 June 2023, HeRo Services was incorporated as a Private limited company.1 Total assets went from EUR 59,494 in 2023 to EUR 106,526 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€96,884▲ 61.9%
2024 · €59,825
Net result
€37,059▲ 26.2%
2024 · €29,371
Total assets
€106,526▲ 49.9%
2024 · €71,042
Solvency
90.9%▲ 6.7pp
2024 · 84.2%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€36,275-€41,003▲ 13.0%€51,177▲ 24.8%
Net result€28,453-€29,371▲ 3.2%€37,059▲ 26.2%
Equity€30,453-€59,825▲ 96.4%€96,884▲ 61.9%
Total assets€59,494-€71,042▲ 19.4%€106,526▲ 49.9%
Debt€29,041-€11,217▼ 61.4%€9,642▼ 14.0%
Working capital€25,282-€47,626▲ 88.4%€86,035▲ 80.6%
Solvency51.2%-84.2%▲ 33.0pp90.9%▲ 6.7pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2023: €36,275€36,275Net result 2023: €28,453€28,453Operating result 2024: €41,003€41,003Net result 2024: €29,371€29,371Operating result 2025: €51,177€51,177Net result 2025: €37,059€37,059202320242025€0€20,000€40,000€60,000Operating result 2023: €36,275€36,300Net result 2023: €28,453€28,500Operating result 2024: €41,003€41,000Net result 2024: €29,371€29,400Operating result 2025: €51,177€51,200Net result 2025: €37,059€37,100202320242025
The operating result has risen two years in a row; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106,526
Fixed assets €10,850 ▼ 11.1%
Current assets €95,677 ▲ 62.6%
Equity and liabilities €106,526
Equity €96,884 ▲ 61.9%
Debt €9,642 ▼ 14.0%
Debt's share of the balance-sheet total falls from 15.8% to 9.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
38.3%▼
2024 · 49.1%
ROA
34.8%▼
2024 · 41.3%
Debt ≤ 1 year
€9,642▼
2024 · €11,217
Income taxes
€11,860▲
2024 · €8,575
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€71,042€106,526▲
Fixed assets21/28€12,199€10,850▼
Tangible fixed assets22/27€12,199€10,850▼
Plant, machinery and equipment23€1,150€398▼
Furniture and vehicles24€1,411€1,862▲
Other tangible fixed assets26€9,638€8,590▼
Current assets29/58€58,843€95,677▲
Amounts receivable within one year40/41€16,517€14,810▼
Trade receivables40€16,517€14,810▼
Other amounts receivable41€0-
Current investments50/53€20,000€71,008▲
Cash at bank and in hand54/58€13,718€2,200▼
Deferred charges and accrued income490/1€8,608€7,658▼
Equity and liabilities
Total equity and liabilities10/49€71,042€106,526▲
Equity10/15€59,825€96,884▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€57,825€94,884▲
Amounts payable17/49€11,217€9,642▼
Amounts payable within one year42/48€11,217€9,642▼
Financial debts43€181€1▼
Other loans439€181€1▼
Trade debts44€2,340€1,238▼
Suppliers440/4€2,340€1,238▼
Taxes, remuneration and social security45€8,452€8,329▼
Taxes450/3€8,452€8,329▼
Other amounts payable47/48€243€74▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,953€2,582▲
Other operating charges640/8€523€868▲
Gross operating margin9900€43,479€54,628▲
Operating profit (loss)9901€41,003€51,177▲
Financial income75/76B€122€665▲
Recurring financial income75€122€665▲
Financial charges65/66B€3,178€2,923▼
Recurring financial charges65€3,178€2,923▼
Profit (loss) for the period before taxes9903€37,947€48,920▲
Income taxes67/77€8,575€11,860▲
Profit (loss) for the period9904€29,371€37,059▲
Profit (loss) for the period to be appropriated9905€29,371€37,059▲
Appropriation of the result
Profit (loss) to be appropriated9906€57,825€94,884▲
Profit (loss) brought forward from the previous period14P€28,453€57,825▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€570€1,953€2,582▲ 32.2%
Other operating charges640/8€437€523€868▲ 65.9%
Gross operating margin9900€37,282€43,479€54,628▲ 25.6%
Operating profit (loss)9901€36,275€41,003€51,177▲ 24.8%
Financial income75/76B-€122€665▲ 447%
Recurring financial income75-€122€665▲ 447%
Financial charges65/66B€197€3,178€2,923▼ 8.0%
Recurring financial charges65€197€3,178€2,923▼ 8.0%
Profit (loss) for the period before taxes9903€36,078€37,947€48,920▲ 28.9%
Income taxes67/77€7,624€8,575€11,860▲ 38.3%
Profit (loss) for the period9904€28,453€29,371€37,059▲ 26.2%
Profit (loss) for the period to be appropriated9905€28,453€29,371€37,059▲ 26.2%
Line202320242025Change
Assets
Total assets20/58€59,494€71,042€106,526▲ 49.9%
Fixed assets21/28€5,171€12,199€10,850▼ 11.1%
Tangible fixed assets22/27€5,171€12,199€10,850▼ 11.1%
Plant, machinery and equipment23€1,902€1,150€398▼ 65.4%
Furniture and vehicles24€1,808€1,411€1,862▲ 32.0%
Other tangible fixed assets26€1,461€9,638€8,590▼ 10.9%
Current assets29/58€54,323€58,843€95,677▲ 62.6%
Amounts receivable within one year40/41€13,990€16,517€14,810▼ 10.3%
Trade receivables40€13,614€16,517€14,810▼ 10.3%
Other amounts receivable41€376€0--
Current investments50/53-€20,000€71,008▲ 255%
Cash at bank and in hand54/58€29,917€13,718€2,200▼ 84.0%
Deferred charges and accrued income490/1€10,416€8,608€7,658▼ 11.0%
Equity and liabilities
Total equity and liabilities10/49€59,494€71,042€106,526▲ 49.9%
Equity10/15€30,453€59,825€96,884▲ 61.9%
Contributions10/11€2,000€2,000€2,000=
Profit (loss) carried forward14€28,453€57,825€94,884▲ 64.1%
Amounts payable17/49€29,041€11,217€9,642▼ 14.0%
Amounts payable within one year42/48€29,041€11,217€9,642▼ 14.0%
Financial debts43-€181€1▼ 99.5%
Other loans439-€181€1▼ 99.5%
Trade debts44€14,160€2,340€1,238▼ 47.1%
Suppliers440/4€14,160€2,340€1,238▼ 47.1%
Taxes, remuneration and social security45€6,595€8,452€8,329▼ 1.5%
Taxes450/3€6,595€8,452€8,329▼ 1.5%
Other amounts payable47/48€8,286€243€74▼ 69.5%
Line202320242025Change
Profit (loss) for the period9904€28,453€29,371€37,059▲ 26.2%
+ Depreciation and write-downs630€570€1,953€2,582▲ 32.2%
Operating cash flow (approximation)€29,023€31,325€39,642▲ 26.6%
Investment in fixed assets (approximation)--€8,981-€1,233▲ 86.3%
Change in cash--€16,199-€11,518▲ 28.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2023net €37,059 ▲26.2%
Operating result €51,177, net result €37,059, both a record.
17-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity triplescurrent ratio 5.25
Current ratio from 1.87 to 5.25; short-term debt falls from €29,041 to €11,217.
30-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hove · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
582 m²
Building footprint
190 m²
Volume, LiDAR
958 m³
Parcel 11021B0130/00G000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sijsjeslaan 4, 2540 Hove
Other activities auxiliary to financial services, excluding insurance and pension funding
since 20232.346.588.267
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11021B0130/00G000 Flanders 582 m² 1 · 190 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,508 companies in sector 66199 we hold annual accounts for 921. 620 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
82990Other business support services

Scores and ratios are computed by Checked and are not a credit decision.